USDA Loan Vs. FHA loan pro & con San-Pablo, Contra Costa County, CA

In 2025, USDA loan limit in San-Pablo, county of Contra Costa, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in San-Pablo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(408) 966-6461 Lender's profile and map Reviews New Direction Lending 200 Serra Way, Suite 44, Milpitas, CA, 95035 "New Direction Lending, offers our clients the highest level of customer service combined with the widest variety of competitive mortgage loan programs for your purchase or refinance needs. We make finding the perfect loan a reality. New Direction Lending specializes in helping people find the perfect loan for their needs.
(888) 391-5288 Lender's profile and map Reviews InterFirst Lending Corporation 1525 McCarthy Boulevard, Suite 1140, Milpitas, CA, 95035 InterFirst Lending is a next-generation mortgage company that originates residential mortgage loans at a low cost with extremely competitive mortgage rates. We provide the consumer with one of the best mortgage rates in the industry along with transparent, intuitive and efficient online loan process.
(408) 262-8700 Lender's profile and map Reviews LoanPros Inc 1355 Jacklin Road, Milpitas, CA, 95035 LoanPros, opened in 1992 with Diana Skokan and myself. Diana retired in 2000. The business has been operated by Tina Broyles. We have built a 90% referral base over the years. The resourceful and skilled team at Loan Pros Inc is eager to help you reach your dreams. If you need an experienced Milpitas, CA Mortgage team focused on precision
(510) 396-3749 Lender's profile and map Reviews Verso Real Estate Services Inc 545 Los Coches Street, Suite 108, Milpitas, CA, 95035 I am dedicated to providing excellent customer service. My philosophy is simple: clients come first. I pledge to be in constant communication with my clients, keeping them fully informed throughout the entire buying or selling process. I also believe in keeping in contact with past clients
(209) 938-1088 Lender's profile and map Reviews Mokelumne Federal Credit Union 10628 Trinity Pkwy, Suite A, Stockton, CA, 95219 Mokelumne Federal Credit Union was founded in 1959. For 37 years, the credit union‘s name was GMI Federal Credit Union. It‘s original sponsor was General Mills Inc., employees (including retirees) employed at specific General Mills facilities.In 1996 the Credit Union’s name was changed to Mokelumne Federal Credit Union, allowing us to service.
(209) 992-1281 Lender's profile and map Reviews Alpha Mortgage 3031 W. March Lane, Suite 236W, Stockton, CA, 95219 As a full service mortgage broker, I work with home buyers and homeowners throughout all of California who want to get the convenience of an online lender with the low rates of a local mortgage broker. We work with clients in our hometown of Stockton, but also have many clients in the Bay Area and surrounding areas.
(844) 947-4617 Lender's profile and map Reviews ELOAN4HOME 4578 Feather River Dr, Suite D, Stockton, CA, 95219 "At Eloan4Home. We look forward to getting you approved for your home purchase or refinance! Here at Eloan4Home we strive to give you the best mortgage service available in today’s market – easy, convenient, and with exceptional client service. We strive to take the mystery out of mortgage for our customers."
(209) 473-3947 Lender's profile and map Reviews Majestic Mortgage Services Incorporated 3520 Brookside Rd, Suite 171, Stockton, CA, 95219 At Majestic Mortgage Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(408) 244-5818 Lender's profile and map Reviews Mission City FCU 1391 Franklin Street, Santa Clara, CA, 95050 Mission City Federal Credit Union was founded in 1959 as Santa Clara City Employees Federal Credit Union to serve the employees of the City of Santa Clara, including the police, fire and power departments. Since that time the eligibility has expanded to include the faculty, employees and students of Santa Clara University and other select groups.
(408) 366-0311 Lender's profile and map Reviews The Loan Story 275 Saratoga Ave, Suite 220, Santa Clara, CA, 95050 I have been in the mortgage brokerage industry since 1997. By working with my clients' very best interest at the heart of everything I do, I earn their trust. At my office, they call me the diligent one. I am committed to helping all my clients apply, qualify, and be approved for the home loans that they seek and deserve.
(408) 366-0311 Lender's profile and map Reviews The Loan Story 275 Saratoga Avenue, Suite 220, Santa Clara, CA, 95050 We aim to make home financing as simple & pain-free as possible. Whether you are buying your first home, refinancing existing properties, or building investment portfolio, our loan advisors will help you figure out how much you can afford & the perfect mortgage program, either residential or commercial. Tell us your stories, we will do the rest.