For the year 2026, USDA loan limits in San-Pablo, located in the county of Contra Costa, CA, stand at $657,900. In contrast, the FHA loan limit for a single-family home is $822,375.
Compare today's best USDA and FHA rates using the Lendersa® USDA loan calculator. It allows you to assess the income, credit, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in the decision of which program suits your financial circumstances in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $657,900 | 0% | |
| FHA | $822,375 | 3.5% | |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to quickly secure the most advantageous USDA or FHA loan for you, free from hassle. You can choose from three starting points, each leading to matched lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgage loans allow for 100% financing without any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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