USDA Vs. FHA Pro and Con comparison in Elverta, Sacramento County, CA
In 2026, the USDA loan limit set in Elverta, county of Sacramento, CA, is $540,000, while the FHA limit for a single-family home is $763,600.
The Lendersa® USDA loan calculator can be used to compare the prime rates of USDA versus FHA loans today. It enables you to determine the required income, credit, reserves, and documents for qualification. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Elverta, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Options for USDA and FHA Loans in Elverta, CA
The goal of Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan, with minimal hassle. You can begin with one of three options to match with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.
15015 Main Street, Suite 205A, Bellevue, WA, 98007
We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
14508 NE 20th Street, Suite #200, Bellevue, WA, 98007
Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals within 72 hours.
GLG Capital, spearheaded by Gregory Gantman, is revolutionizing the investment landscape with innovative strategies that deliver consistent growth. Our expertise in financial markets ensures informed decisions that maximize returns for our clients. We are committed to transparency, integrity, and results. Join us today and secure a prosperous finan
DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.
WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.
Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.
