USDA and FHA Pro and Con in Elverta, Sacramento County, CA
In 2025, the USDA loan limit set in Elverta, county of Sacramento, CA, is $540,000, while the FHA limit for a single-family home is $763,600.
The Lendersa® USDA loan calculator can be used to compare the prime rates of USDA versus FHA loans today. It enables you to determine the required income, credit, reserves, and documents for qualification. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Elverta, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Options for USDA and FHA Loans in Elverta, CA
The goal of Lendersa® is to swiftly provide you with the most suitable USDA or FHA loan, with minimal hassle. You can begin with one of three options to match with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.
15820 Whittier Boulevard, Suite G, Whittier, CA, 90603
"Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138.
Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."
15820 East Whittier Boulevard, Suite D, Whittier, CA, 90603
Trinity Realty can expect the same extra degree of service and experience, and will have access to multiple solutions for financing, an experienced home search consultant, and accomplished transaction coordinators to ensure the smoothest closing possible. When making an offer on a home.
"Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability.
We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."
15820 E. Whittier Blvd, Suite A, Whittier, CA, 90603
Premiere Consulting Services, our customers' needs come first. Customer service above all else. For over twelve years, we have worked diligently to ensure our clients receive the best home loan options available. As a small Mortgage Brokerage firm, we pride ourselves on continuously growing within an ever changing industry.
GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.
At Reve Mortgage, we are committed in providing the reliable source to your lending solutions; by making lending simple and efficient. Our goal is to go that extra mile to build a lifelong relationship based on integrity, trust, and gratitude. Our one team in-house operations will create an efficient
20803 East Valley Boulevard, Suite 106, Walnut, CA, 91789
"Our goal is to provide quality customer service to each and every client. We
have access to a variety of programs which enables us to tailor each loan to
your individual needs. Not only do we focus on personal interaction with our
clients, but we also focus on making the loan process quick, effective, and
simple."
385 South Lemon Avenue, Suite D, Walnut, CA, 91789
Mia McLeod, President and CEO of McLeod & Associates, is a 30 under 30 award recipient by the National Association of Realtors. Where tradition meet innovation. We adhere to a unique approach with our clients, by not only creating customers for life but by creating "Raving through the way we conduct real estate and mortgage in today.
