In 2025, the USDA loan limit for Rio-Linda, situated in Sacramento, CA, is $478,400, while the FHA limit for a single-family home is $598,000.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Find out the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $478,400 | 0% |
| FHA | $598,000 | 3.5% |
| Conventional Conforming | $598,000 | 3% |
The main objective of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose one of three starting points that align you with matching lenders and available USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
