USDA Vs. FHA your options comparison in Rio-Linda, Sacramento County, CA
In 2025, the USDA loan limit for Rio-Linda, situated in Sacramento, CA, is $478,400, while the FHA limit for a single-family home is $598,000.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Find out the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Rio-Linda, Sacramento County, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Exploring USDA and FHA Loan Options in Rio-Linda, CA
The main objective of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose one of three starting points that align you with matching lenders and available USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA loan does not require any down payment.
Jose Valencia as a Broker Associate and owner of JLV Realty and Mortgage with a full Real Estate Service and also a variety loans programs to buy or refinance. Also if you need to sell your home, We will be able to help you. JLV Realty and Mortgage will to work under the principal that the client is always right even though we are also realistic.
Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
2450 Washington Avenue, Suite 180, San Leandro, CA, 94577
Moore West FCU was established in 1935 to benefit the employees of the Moore Corporation and their families. Moore West FCU has changed with the times over the last 85 years while keeping the same philosophy of "People Helping People", while at the same time providing a safe and sound financial institution.
Established in 1962, SMW 104 Federal Credit Union is a non-profit, financial cooperative owned and operated by its members (Sheet Metal Workers' Local Union 104 employees, apprentices and their families) which spans 49 counties from Ventura County, California, to the Oregon border. By understanding the nature of the trade and offering products
2450 Washington Avenue, Suite 100, San Leandro, CA, 94577
If today's unrealistic credit requirements and housing regulations are making it impossible for you to get money out of your home then OIL is here for you. At OIL we understand that each individual borrower has individual circumstances. we are an Outstanding Investment Lending and we want to work with you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150
Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services
1101 Marina Village Parkway, Suite 201, Alameda, CA, 94501
EZ Loans 4 Real Estate is a real estate and private money lender located in San Leandro, California. Founded in 2014 by Kevin Heslin, the company specializes in the origination of both residential and business purpose secured by Northern California real estate Specifically, EZ Loans 4 Real Estate originates loans to investors, borrowers.
At The Finance Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1101 Marina Village Pkwy, Suite 201, Alameda, CA, 94501
At Levias Lending LLC. We are a full-service mortgage company based in Alameda, CA. We specialize in Home Purchase Loans and Refinance in Alameda. We also serve the surrounding cities in Alameda County. Whether you are buying a home or ReFinancing in the zip code 94501, we can help you realize your dream of homeownership
"UNIFI Group, Inc. is a leading real estate and mortgage brokerage servicing the Greater Bay Area since 1988.
Founded by the late Joyce T. Cheng, it was her experience as a young manager of an Oakland Chinatown bank that inspired a lifelong goal to empower the immigrant community with access to mortgage financing"
