USDA Vs. FHA your options comparison in Garden-Grove, Orange County, CA
In 2026, the USDA loan limit for Garden-Grove in Orange county, CA is set at $657,900, while the FHA limit for a single-family home is $822,375.
Leverage the Lendersa® USDA loan calculator to compare the best rates of USDA with FHA today and figure out the income, credit, reserves, and necessary documents needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, aiding in determining which program in serves your specific financial situation best.
2026 Loan Limits and Down Payment Requirements in Garden-Grove, County of Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Garden-Grove, CA
The mission of Lendersa® is to quickly secure the optimal USDA or FHA loan for you without any hassle. Choose from three entry points that connect you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. Available only in rural areas, it requires no down payment, unlike FHA loans which necessitate at least a 3.5% down payment.
Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
The Friendship State Bank is a thriving community bank in southeastern Indiana. We would love to answer your banking, insurance and investing-related questions, and help you better understand "how it all works." By the way, we're Members FDIC & EHL. Start the Friendship with your locally-owned community bank in Friendship
Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.
The mission of United Citizens Bank is to be a locally owned community bank serving our customers by offering and delivering quality financial services at competitive rates. We are committed to active community involvement. We will strive to maintain financial soundness and stability while providing shareholders a reasonable return on their investm
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3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
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