USDA Vs. FHA your options comparison in Fountain-Valley, Orange County, CA

For the year 2025, the USDA loan limit in Fountain-Valley, situated in the county of Orange, CA, is fixed at $657,900. Meanwhile, the FHA loan limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA vs. FHA rates currently available, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in your decision of which program in Alabama best fits your specific financial circumstances.

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Loan Limits & Downpayment Requirements for 2025 in Fountain-Valley, County of Orange, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Fountain-Valley, CA

Lendersa® aims to provide you with the most favorable USDA or FHA loan quickly and effortlessly. Choose from one of three starting methods that lead you to matching lenders and suitable USDA loan programs.

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Explaining the USDA Loan in CA

The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans which demand a minimum 3.5% down payment, the USDA loan comes with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lake Huron Credit Union
  • 1540 Tittabawassee Road, Saginaw, MI, 48604
  • Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
  • Community First Bank, National Association
  • 118 East Lima Street, Forest, OH, 45843
  • We are a locally owned and controlled family oriented bank, dedicated to providing the best quality of professional banking services to small business, seniors, family farm, and community homeowners in the Forest, Kenton and Upper Sandusky areas. Community First Bank, N.A. provide the quality personal, business, and agricultural products you need.
  • Champion Credit Union, Inc.
  • 4140 West Laskey Road, Toledo, OH, 43623
  • Champion Credit Union was chartered by the state of Ohio in 1941. Since that time Champion Credit Union has grown to include more than 5, 900 members and assets of over 75 million dollars. The credit union began in the shipping room in 1942, but due to growth, has expanded with three locations to serve members
  • Midwest Mortgage Investments
  • 5450 Monroe Street, Toledo, OH, 43623
  • Midwest Mortgage is dedicated to making the mortgage loan process quick and easy for you! We provide a variety of mortgage loan types for purchase and refinance. You can be sure the mortgage loan you choose is exactly right for your budget and situation.We offer the most competitive interest rates in Ohio, and serve customers with mortgage loans.
  • Giniel Financial Group, Inc
  • 735 Victors Way, Ann Arbor, MI, 48108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Appalachian Home Loans Inc
  • 461 Copper Mines Road, Murrayville, GA, 30564
  • Appalachian Home Loans, Inc. is committed to providing an accessible website. Appalachian Home Loans, Inc. will strive to provide the content you need in the format you require. Appalachian Home Loans, Inc. welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.
  • ASI Mortgage
  • 10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
  • At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
  • Livingston Lending
  • 120 W. Grand River, Brighton, MI, 48116
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you.We will help you qualify, apply.
  • ADVISORY MORTGAGE
  • 210 S. East Street, Suite 1, Brighton, MI, 48116
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
  • Concord Mortgage, Inc.
  • 430 W Main St, Brighton, MI, 48116
  • Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.