USDA Loan Vs. FHA loan for Midway-City, CA [Orange County Rates 2023]

In 2025, USDA loan limit in Midway-City, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Midway-City, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

801.364.4375 590 miles Lender's profile and map Reviews Black Square 807 E. South Temple, Salt Lake City, UT, 84102 Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.
844.681.3868 590 miles Lender's profile and map Reviews Black Square 807 E South Temple Suite 200, Salt Lake City, CA, 84102 Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years
(801) 844-7000 590 miles Lender's profile and map Reviews Zions Bank 1 S Main St, Salt Lake City, UT, 84133 Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
(435) 259-6124 591 miles Lender's profile and map Reviews Desert Rivers Credit Union 725 North Main, Moab, UT, 84532 Desert Rivers is an NCUA founded in 1957 and has approximately $54.69 millions in assets and also Serving residents of Southeast Utah with a full range of financial products, with our locations in Green River, Moab, Monticello and Blanding. We also are pleased to offer a nationwide network of Branches and ATMs through shared branching.
(801) 424-5200 591 miles Lender's profile and map Reviews Integrity Lending.LLC 825 North 300 West, Suite C423, Salt Lake City, UT, 84103 At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(707) 822-5902 592 miles Lender's profile and map Reviews Northern Redwood FCU 1270 Giuntoli Lane, Arcata, CA, 95521 Northern Redwood Federal CU is a local boutique credit union that has been serving the community for over 60 years. We are a service oriented credit union that offers the same great services as the larger financial institutions. We pride ourselves on knowing our members on a personal level
(707) 822-9294 592 miles Lender's profile and map Reviews Bailey Mortgage Enterprises Inc 934 H St, Arcata, CA, 95521 At Bailey Mortgage, our mission is to set a high standard in the mortgage industry. We are a local, family owned and operated mortgage brokerage firm with over 30 years experience. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by calling
(801) 272-9454 592 miles Lender's profile and map Reviews First Utah Bank 3826 South 2300 East, Salt Lake City, UT, 84109 First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.
(801) 890-0985 592 miles Lender's profile and map Reviews Mortgage Brokers, LLC 2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109 Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
(801) 713-4800 592 miles Lender's profile and map Reviews EverLEND Mortgage Company 2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109 EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
(385) 347-5950 593 miles Lender's profile and map Reviews Bonneville Financial Services, Inc. 1009 North Allington Drive North, North Salt Lake, UT, 84054 Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.