USDA Loan Vs. FHA loan pro & con for Santa-Ana, Orange County, CA

In 2025, USDA loan limit in Santa-Ana, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Santa-Ana, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(865) 691-7992 1919 miles Lender's profile and map Reviews Browning Capital and Investment Corporation DBA Summit South Mortgage 6000 Walden Drive, Suite 101, Knoxville, TN, 37919 Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.
(833) 705-5626 1919 miles Lender's profile and map Reviews Simple Mortgage Solutions LLC 6906 Kingston Pike, Knoxville, TN, 37919 Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.
(800) 436-6300 1919 miles Lender's profile and map Reviews Liberty Savings Bank 3435 Airborne Rd, Suite B, Wilmington, OH, 45177 Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.
(937) 382-1313 1919 miles Lender's profile and map Reviews Streber Mortgage 102 E Sugartree St, Wilmington, OH, 45177 Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more
(404) 525-0619 1920 miles Lender's profile and map Reviews BOND Community Federal Credit Union 433 Moreland Ave NE, Atlanta, GA, 30307 BOND Community Federal Credit Union was officially chartered in 1972 as a not-for-profit, member-owned financial institution. It had taken over two years of tenacity and a $2500 loan from the local Mennonite Church to convince NCUA (National Credit Union Administration, our federal regulatory agency) of its worth.
(404) 850-0959 1920 miles Lender's profile and map Reviews Highland Mortgage 664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307 Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.
(419) 358-8040 1921 miles Lender's profile and map Reviews Citizens National Bank. 102 S. Main Street, Bluffton, OH, 45817 Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
(989) 723-3859 1921 miles Lender's profile and map Reviews Metro Mortgage Group 405 E. Main Street, Owosso, MI, 48867 We are a small company that takes pride in having a vested personal interest in your financial success. We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer. While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player
(404) 622-3492 1921 miles Lender's profile and map Reviews Community Lending Solutions Inc 801 Moreland Avenue, Suite B, Atlanta, GA, 30316 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(937) 390-1800 1921 miles Lender's profile and map Reviews IH Credit Union 5000 Urbana Road, Springfield, OH, 45502 The IH Credit Union, Inc. was organized in 1934 as a State Chartered Credit Union and is a non-profit corporation whose purpose is to serve the financial needs of its members, who are also owners. When a person opens a share account, he or she actually purchases a "share" in the cooperative.
(865) 984-5350 1921 miles Lender's profile and map Reviews Trust Tennessee Home Mortgage, Inc 445 Marilyn Lane, Alcoa, TN, 37701 TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.