USDA and FHA Pro and Con in Santa-Ana, Orange County, CA
During 2025, the USDA loan limit for Santa-Ana, situated in the county of Orange, within CA, is set at $657,900. In comparison, the FHA loan limit for a single-family home here is pegged at $822,375.
Using Lendersa® USDA loan calculator is an efficient way to analyze and compare the top USDA versus FHA rates available today. This tool empowers you to identify the income, credit standing, reserves, and paperwork needed for loan qualification. With our cutting-edge mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, guiding you towards making the best program choice in for your unique financial condition.
2025 Loan Limits and Downpayment Requirements in Santa-Ana, County of Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in Santa-Ana, CA
Lendersa® is committed to swiftly facilitating access to the best possible USDA or FHA loans with ease and minimal hassle. With three distinct starting points, you can connect with lenders that match your needs and access USDA loan programs suited to you.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, typically referred to as a USDA rural development loan or USDA mortgage. This type of loan is available exclusively in rural areas. It stands out from FHA loans, which require a minimum down payment of 3.5%, as USDA loans do not require any down payment at all. This feature makes them particularly appealing to eligible individuals looking for cost-effective mortgage solutions in rural communities.
Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
First Financial OF TENNESSEE HOME LOANS, LLC, we understand that buying a new home or refinancing an existing mortgage is one of the most important decisions an individual or couple can make. That’s why it is our goal to serve communities by offering the best programs with the most competitive rates. Customer satisfaction is our number one goal.
Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest
In 1998, owner Steve Mowry started American Mortgage Group, Inc. Mr. Mowry started working in the mortgage business in ’97 with a mortgage banker and later a mortgage broker. Soon after he began his endeavor in the finance world, he realized there were customer needs he felt as though weren’t being met.
1st Georgia Home Mortgage is located approximately 35 miles North-West of Atlanta, GA in the city of Cartersville. The company is owned by Maurni Weeks Moss 1st Georgia Home Mortgage has been serving clients throughout the state of Georgia with both buying homes as well as refinancing to more affordable mortgage Loans since the year 2001.
Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
Sorg Bay West Federal Credit Union Web Site. The Sorg Bay West FCU offers a full range of financial services. We are member owned, which means we can offer savings with more services, and more advantages to our members. Whether you are looking for a loan, checking account, savings
BHFCU is owned and governed by its members. Members exercise their democratic control of the credit union by attending the credit union's annual meeting and electing the Board of Directors from amoung their number. The Board's function is to provide general direction and control of the affairs of the credit union
1081 North University Boulevard, Suite C, Middletown, OH, 45042
ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
All Home Mortgages LLC is a Cincinnati based mortgage company. It's goals are to provide great rates, service, and communication to it's clients and referral partners. Whether looking to refinance or purchase, we will work hard to get you a great deal on your mortgage and educate you on the process.
8763 Union Centre Boulevard, West Chester, OH, 45069
Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
