USDA Vs. FHA Pro and Con comparison in Santa-Ana, Orange County, CA
During 2025, the USDA loan limit for Santa-Ana, situated in the county of Orange, within CA, is set at $657,900. In comparison, the FHA loan limit for a single-family home here is pegged at $822,375.
Using Lendersa® USDA loan calculator is an efficient way to analyze and compare the top USDA versus FHA rates available today. This tool empowers you to identify the income, credit standing, reserves, and paperwork needed for loan qualification. With our cutting-edge mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, guiding you towards making the best program choice in for your unique financial condition.
2025 Loan Limits and Downpayment Requirements in Santa-Ana, County of Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in Santa-Ana, CA
Lendersa® is committed to swiftly facilitating access to the best possible USDA or FHA loans with ease and minimal hassle. With three distinct starting points, you can connect with lenders that match your needs and access USDA loan programs suited to you.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, typically referred to as a USDA rural development loan or USDA mortgage. This type of loan is available exclusively in rural areas. It stands out from FHA loans, which require a minimum down payment of 3.5%, as USDA loans do not require any down payment at all. This feature makes them particularly appealing to eligible individuals looking for cost-effective mortgage solutions in rural communities.
6855 S Havana St, Suite 500, Centennial, CO, 80112
US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
6851 South Holly Circle, Suite 280, Centennial, CO, 80112
The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000
6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
Jenny Kuball | Capitol Mortgage Company Loan Officer
2254 Wilmington Ave NW, Salem, OR, 97304
As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
Young Americans Center for Financial Education is a unique organization located in Denver, Colorado. We operate both a non-profit 501(c)3 organization and a for-profit entity. While both entities share a common mission, the finances and operations of the two are completely separate
mhm lending is Colorado’s premier lending partner offering curated mortgage solutions to help you achieve your financial goals. With deeper home loan expertise and unmatched service, mhm lending provides a remarkable home loan experience designed specifically for you. We are committed to providing customized mortgage products
