USDA Loan Vs. FHA loan for Santa-Ana, CA [Orange County Rates 2023]

In 2024, USDA loan limit in Santa-Ana, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Santa-Ana, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

9195101108 https://www.chlraleigh.com 2218 miles Lender's profile and map Reviews Certified Home Loans 805 Spring Forest Road, Raleigh, NC, 27609 Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
(877) 807-9668 https://www.northstatebank.com/ 2218 miles Lender's profile and map Reviews North State Bank 6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609 North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
(919) 539-9800 https://www.barneshomeloans.com/ 2218 miles Lender's profile and map Reviews The Arkell Barnes Mortgage Team 900 Ridgefield Drive, Raleigh, NC, 27609 We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
(919) 647-7531 http://govaloans.com/ 2218 miles Lender's profile and map Reviews GoVa Loans 4515 Falls of Neuse Rd, Suite 300, Raleigh, NC, 27609 At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate. We combine today’s technology with the personal guidance needed during the mortgage process.
(844) 772-4842 https://www.civicfcu.org/ 2218 miles Lender's profile and map Reviews Loans for fire and rescue 3600 Wake Forest Rd, Raleigh, NC, 27609 Civic is a digital-first credit union. We don’t just make banking more equitable. We transform the lives of our members. We work to move the needle for how people think about their money, their progress, and their community. credit union. We don’t just make banking more equitable. We transform the lives of our members.
(919) 851-0999 http://www.davidmdamare.com/ 2218 miles Lender's profile and map Reviews The David M. Damare 4098 Barrett Dr., Raleigh, NC, 27609 "David M. Damaré is a mortgage-lending expert with over 16 years of experience. He grew up in New Orleans, LA and graduated from the University of North Carolina at Chapel Hill in 1986. David went on to attend pilot training as a military officer with the United States Air Force. While flying for the North Carolina Air National Guard,"
(800) 868-4262 http://coastal24.com/ 2218 miles Lender's profile and map Reviews Coastal Credit Union 1000 St Albans Dr, Raleigh, NC, 27609 Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.
(919) 264-6212 http://www.positiveratemortgage.com/ 2218 miles Lender's profile and map Reviews Positive Rate Mortgage LLC 1631 Midtown Place, Suite 129, Raleigh, NC, 27609 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We are a veteran owned, full-service mortgage brokerage company.
(919) 833-9761 http://www.entegrabank.com 2218 miles Lender's profile and map Reviews First Citizens Bank 4300 Six Forks Road, Raleigh, NC, 27609 First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
(919) 847-2766 http://www.integrated-funding.com 2218 miles Lender's profile and map Reviews Integrated Funding 4098 Barrett Dr., Raleigh, NC, 27609 Integrated Funding, located near the North Hills shopping center in Raleigh, NC, is not your average mortgage company. We serve clients in Raleigh, Cary, Apex, as well as Charlotte, Wilmington and throughout North Carolina, and we offer custom-fitted mortgage and refinancing options to suit our clients’ individual needs.
(919) 890-3055 http://www.rmanc.com 2218 miles Lender's profile and map Reviews Residential Mortgage Advisors, LLC 5711 Six Forks Rd, Suite 308, Raleigh, NC, 27609 At Residential Mortgage Advisors, LLC. We are privileged to be a leader in providing home loans for borrowers in the triangle area and throughout North Carolina. Combining cutting edge technology, experienced loan officers and business partners, and the "best interest rates" in the market. We hope to be your lender of choice.