USDA Vs. FHA your options comparison in Hermosa-Beach, Los Angeles County, CA
As of 2025, the USDA loan limit in Hermosa-Beach, within Los Angeles county of CA, is $657,900. Meanwhile, the FHA limit for a single-family home stands at $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the needed income, credit scores, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in deciding which option in is best suited to your financial situation.
2025 Loan Limits and Down Payment Requirements in Hermosa-Beach, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Variety of USDA and FHA Loan Options in Hermosa-Beach, CA
The goal at Lendersa® is to connect you swiftly with the most suitable USDA or FHA loan options, minimizing hassle. Choose one of three starting pathways that lead to lender matches and USDA loan programs:
A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively accessible to those residing in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, simplifying the process of attaining homeownership in rural areas.
The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.
1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.
Cedar Rapids State Bank was chartered in the state of Nebraska in 1936. It has maintained its world headquarters in Cedar Rapids, Nebraska ever since. CRSB has served its communities as a financial institution providing deposit and loan services and supporting its communities through customer service and economic development.
AccessBank Texas is all about helping you achieve success. We understand the frustration of dealing with faceless Big Banks that treat you like a number, limiting your access to real people and reasonable hours, which is unhelpful, inefficient. We are passionate about the idea that the needs of a community are a Bank’s first and foremost concern.
Travis Scott team is dedicated to helping families reach the dream of home ownership. Whether buying a new home, investment home, or ReFinancing, we can help. Travis work in the relationship business. Travis have worked with several clients that have needed credit assistance and been able to coach them to get into a position to buy.
Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.
Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.
8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
"Lending Edge Mortgage has built a reputation for excellence through customer service.
Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.
Our vision is to have the reputation of being “The Lender of Choice” from all our customers"
