USDA Vs. FHA your options comparison in Hermosa-Beach, Los Angeles County, CA
As of 2025, the USDA loan limit in Hermosa-Beach, within Los Angeles county of CA, is $657,900. Meanwhile, the FHA limit for a single-family home stands at $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the needed income, credit scores, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in deciding which option in is best suited to your financial situation.
2025 Loan Limits and Down Payment Requirements in Hermosa-Beach, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Variety of USDA and FHA Loan Options in Hermosa-Beach, CA
The goal at Lendersa® is to connect you swiftly with the most suitable USDA or FHA loan options, minimizing hassle. Choose one of three starting pathways that lead to lender matches and USDA loan programs:
A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively accessible to those residing in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, simplifying the process of attaining homeownership in rural areas.
In 1955, several employees of the Anniston, Alabama, Post Office agreed that it would be a benefit for all of the employees to form a credit union. They assembled a group of twenty-five, and in July 1956, were chartered as the Northeast Alabama Federal Credit Union. In the years since, we have grown to 1186 members, with over $15 Million in assets.
Our mission is to provide the best financial products and services to our member communities in a friendly personal manner while maintaining financial stability and encouraging financial responsibility Kenowa Community Federal Credit Union was originally chartered September 23, 1952 under the name Wyoming Township Employees Federal Credit Union.
We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.
In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.
Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.
Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.
