USDA Loan Vs. FHA loan pro & con for El-Segundo, Los Angeles County, CA

In 2025, USDA loan limit in El-Segundo, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in El-Segundo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(619) 324-9444 100 miles Lender's profile and map Reviews JP Real Estate & Mortgage Inc 9460 Mira Mesa Boulevard, Suite K, San Diego, CA, 92126 JP Real Estate & Mortgage Inc owner of the Jenny Pham is real estate during the crash: buyers couldn't buy and sellers couldn't sell. Equity was a fancy thing and lending was tight. I navigated through the waves of shortsales, foreclosures, and loan mods with emotional sellers and doubting buyers.
(619) 338-9801 100 miles Lender's profile and map Reviews H2 Mortgage, Inc. 7940 Silverton Ave, Suite 101A, San Diego, CA, 92126 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 502-2967 101 miles Lender's profile and map Reviews Axos Bank 4350 La Jolla Village Dr, San Diego, CA, 92122 Axos Financial, Inc is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With over $14 billion in assets, Axos Bank provides financing for single and multifamily residential properties, small-to-medium size businesses in target.
(858) 829-4999 101 miles Lender's profile and map Reviews Diamond Realty 7975 Playmor Terrace, San Diego, CA, 92122 Adriana is a Licensed California Real Estate Broker, holding the current designations: GRI (Graduate Real Estate Institute); MLO (Mortgage Loan Officer); PMC (Property management Certificate); CPTS (Certified Probate & Trust Specialist) and REALTOR. She has 30 plus years of experience in the financial industries of Real Estate Mortgage Lending.
(858) 625-8500 101 miles Lender's profile and map Reviews Avalon Mortgage Corporation 5060 Shoreham Place, Suite 320, San Diego, CA, 92122 "The Avalon Mortgage Corporation is your premiere mortgage team located in San Diego, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the San Diego area. Whether you are first time home buyer, purchasing your dream home"
(858) 625-6703 101 miles Lender's profile and map Reviews PacFunding Group, LLC 4350 La Jolla Village Drive, Suite 110, San Diego, CA, 92122 "At PacFunding we provide... equity based, business purpose, short term Bridge or Hard Money loans to Borrowers for purchases or refinances secured by real property in Southern California. At PacFunding, Hard Money Lenders San Diego, CA, we will underwrite, approve and close loans in-house in as few as 5 to 10 business days
858 945 0372 101 miles Lender's profile and map Reviews C2 Financial 3202 Governor Drive Suite 204, San Diego, CA, 92122 C2 Financial. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. As local area experts with extensive knowledge of the communities, the objective here is to work diligently to assist
800 333 5157 101 miles Lender's profile and map Reviews Anchor Funding, Inc. 6336 Greenwich Dr #A, San Diego, CA, 92122 Anchor Funding, Inc. our primary goal is to provide the highest level of service to our clients. We are committed to maintaining the highest ethical and moral standards, most innovative products and a “can-do” philosophy. As a highly recognized San Diego based mortgage banker, we have created a unique environment.
(619) 846-1550 102 miles Lender's profile and map Reviews JMAC Funding PO Box 91472, San Diego, CA, 92169 Our Private Hard Money loans typically take 5-10 days and are based on equity in the property, not your credit score. We do require strong collateral (the property you're borrowing against), however we can often cross-collateralize a second property of yours to meet equity requirements. Our loans are for business purposes only
(619) 846-1550 102 miles Lender's profile and map Reviews JMAC Funding - The Hard Money Pros PO Box 91472, San Diego, CA, 92169 Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
(858) 275-6400 102 miles Lender's profile and map Reviews SD Equity Partners, Inc. 13446 Poway Rd #306, Poway, CA, 92064 San Diego hard money lenders offering investors higher returns on their money and real estate professionals the money they need to fix and flip houses. To put it simply, we care. We care about our investors and borrowers, and are only interested in creating win/win situations for those who partner with us.