USDA VS FHA in El-Segundo, Los Angeles County, CA

In 2026, the USDA loan limit for El-Segundo, in Los Angeles county, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today, and find out the income, credit, reserves, and documentation necessary to qualify. Using our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to determine which option in suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in El-Segundo, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in El-Segundo, CA

Lendersa® is dedicated to securing the best USDA or FHA loan for you quickly and hassle-free. Choose from three starting points that will connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, endorsed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



El-Segundo Lenders

  • Rockpoint Legal Funding
  • 841 Apollo Street, Suite #350, El Segundo, CA, 90245
  • Lends in California
  • Supportive, fast and honest legal funding with no surprises and no credit checks.

    Rockpoint Legal Funding's mission is to facilitate optimal case outcomes by providing critical funds and accessible medical treatment to plaintiffs as well as operational efficiencies and capital to law firms, while maintaining uncompromising ethical principles, te

  • Aerospace FCU
  • 2310 E. El Segundo Blvd, El Segundo, CA, 90245
  • Lends in California
  • AFCU offers several savings and loan products designed to fit the needs and budget of our members. Visit our Website at www.aerofcu.org for a complete listing of products. Federally insured by the NCUA.


    Aerospace Federal Credit Union has been serving employees and contractors of The Aerospace Corporation and Los Angeles Air Force Base since

  • Regan Hagestad Mortgage Group
  • 840 Apollo Street, El Segundo, CA, 90245
  • Lends in California
  • The most important factor in obtaining a home loan today is the mortgage professional you partner with. Regan and his team have earned clients’ and real estate agents trust and respect since 2003 by providing transparency and solutions for any transaction. This is why they are one of the top lending teams in the nation.

  • Venture West Funding
  • 2321 Rosecrans Ave, Suite 1255, El Segundo, CA, 90245
  • Lends in California
  • Venture West Funding boasts over two decades of solid experience – placing them at the front of the wholesale (broker/correspondent) business. Early on, the company understood the tremendous potential that could be achieved by applying the successful residential broker origination philosophy to multi-family and commercial lending.

  • Keystone Mortgage Company
  • 360 North Sepulveda Boulevard, Suite 1000, El Segundo, CA, 90245
  • Lends in California
  • Keystone Mortgage Corporation furnishes its clients with a powerful advantage in today’s commercial real estate market by providing expert commercial financing advisement and delivering the industry’s best rates and service. As a result, astute commercial real estate investors and developers throughout Southern California.

  • PACT Capital
  • 2041 Rosecrans Ave, El Segundo, CA, 90245
  • Lends in California
  • PACT Capital Inc., is a leading national mortgage banking firm that specializes in Multifamily, Commercial (owner-user and investor) and Agriculture Real Estate financing. We advise real estate owners and operators on how to unlock liquidity and maximize their investments through best-in-market financing ranging from $1 Million to $250 Million.

  • Convoy Capital
  • 2120 E. Grand Ave, Suite 145, El Segundo, CA, 90245
  • Lends in California
  • We provide you with the best financing options for your multifamily investment properties. Through Convoy Capital, property / business owners, developers, and buyers consistently benefit from competitive pricing, flexible terms, customized solutions, streamlined processing and origination, and reliable closings—each and every time.

  • American Capital Corporation
  • 2101 Rosecrans, Suite 4255, El Segundo, CA, 90245
  • Lends in California
  • American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.

  • Aegean Financial
  • 840 Apollo St, Suite 100, El Segundo, CA, 90245
  • Lends in California
  • Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.

  • Alcole Capital Group
  • 2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245
  • Lends in California
  • Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.