USDA Loan Vs. FHA loan for El-Segundo, CA 2025

In 2025, USDA loan limit in El-Segundo, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in El-Segundo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(479) 439-1277 Lender's profile and map Reviews Olive Branch Mortgage, LLC 3301 Market Street, Suite 105, Rogers, AR, 72758 Our loan originators have access to a wide array of loan products, helping them recommend the right loan for you! The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you great options from multiple lenders.
(479) 202-8030 Lender's profile and map Reviews Purple Ink Mortgage 5506 Walsh Ln, Suite 206, Rogers, AR, 72758 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(479) 402-4299 Lender's profile and map Reviews Thrive Mortgage, LLC 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758 Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
(866) 952-9523 Lender's profile and map Reviews Arvest Bank PO Box 1095, Lowell, AR, 72745 Arvest Bank is a regional Bank that operates in a unique, customer-focused way. Arvest delivers the convenience and technological advantages of a large super-regional Bank but with the local commitment and decision-making of a local community Bank. Our primary focus is on meeting and exceeding customer expectations through convenient hours
(866) 952-9523 Lender's profile and map Reviews Arvest Mortgage PO Box 799, Lowell, AR, 72745 Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.
(281) 856-5300 Lender's profile and map Reviews First Community Credit Union Houston PO Box 840129, Houston, TX, 77284 For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST. When you join First Community, we get to know you — because that’s the best way
(281) 706-4049 Lender's profile and map Reviews Private Leverage 2000 Crawford Street, Suite 840, Houston, TX, 77288 Private Leverage exists to serve a community of borrowers that exhibit character, yet are underserved by traditional capital markets. We embrace economic empowerment as a solution to many of our client's needs, and look to provide leverage in the form of private lending to assist in their journey.
(713) 753-3022 Lender's profile and map Reviews KBR Heritage FCU 601 Jefferson Street, Suite KT-02, Houston, TX, 77002 In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.
(713) 755-5160 Lender's profile and map Reviews Harris County Federal Credit Union 1400 Franklin Street, Houston, TX, 77002 Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
(816) 246-0002 Lender's profile and map Reviews Missouri Central Credit Union 825 NE Deerbrook St Lees, Lees Summit, MO, 64086 Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
(713) 224-6004 Lender's profile and map Reviews Direct Commercial Funding Inc 440 Louisiana Street, 9th Floor, Houston, TX, 77002 Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more