USDA VS FHA in El-Segundo, Los Angeles County, CA

In 2025, the USDA loan limit for El-Segundo, in Los Angeles county, CA, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates available today, and find out the income, credit, reserves, and documentation necessary to qualify. Using our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to determine which option in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in El-Segundo, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in El-Segundo, CA

Lendersa® is dedicated to securing the best USDA or FHA loan for you quickly and hassle-free. Choose from three starting points that will connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, endorsed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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