USDA VS FHA in Manhattan-Beach, Los Angeles County, CA

Throughout 2025, the USDA loan limit in Manhattan-Beach, within the county of Los Angeles, CA, is specified as $657,900. In contrast, the FHA limit for a single-family home is $822,375.

To evaluate today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. This helps in understanding the income, credit, reserves, and documentation requirements for qualification. The advanced mortgage calculator conveniently provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, facilitating your decision on which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Manhattan-Beach, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Manhattan-Beach, CA

Lendersa® is committed to securing you the optimal USDA or FHA loan quickly and with ease. You can choose one of three starting paths that link you to lenders and the USDA loan programs available.

Lendersa USDA loan application and results matching

Explaining the USDA Loan in CA

The USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural settings. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Bozeman
  • 875 Harmon Stream Blvd., Bozeman, MT, 59718
  • Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.
  • GoPrime Mortgage Inc.
  • 2015 Charlotte St, Suite 3, Bozeman, MT, 59718
  • "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life. We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
  • N W Mortgage, LLC
  • 115 S 2nd St, Selah, WA, 98942
  • N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • The First National Bank of Hugo
  • 321 4th Street, Hugo, CO, 80821
  • The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado. Mobile and traditional directions to this location can be found below along with ratings
  • WesTex Community Credit Union
  • 200 E Austin Street, Kermit, TX, 79745
  • It is the mission of WesTex Community Credit Union to serve its member/owners’ needs by exploring and providing services that help them reach their financial goals as well as educate the member/owners concerning their financial matters. This is done through professionalism, courtesy, respect
  • First National Bank of Las Animas
  • 535 Bent Avenue, Las Animas, CO, 81054
  • Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
  • Hilltop National Bank
  • 300 Country Club Rd, Casper, WY, 82609
  • Hilltop Bank, headquartered in Casper, Wyoming, has been locally owned and managed since 1964. We’re proud of our local heritage and place a very high priority on being a good community partner. Bank employees donate thousands of hours every year to worthwhile community projects and deserving non-profit agencies in our Casper
  • Manhattan Bank
  • 124 S Broadway, Manhattan, MT, 59741
  • Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.