USDA VS FHA in Manhattan-Beach, Los Angeles County, CA
Throughout 2026, the USDA loan limit in Manhattan-Beach, within the county of Los Angeles, CA, is specified as $657,900. In contrast, the FHA limit for a single-family home is $822,375.
To evaluate today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. This helps in understanding the income, credit, reserves, and documentation requirements for qualification. The advanced mortgage calculator conveniently provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, facilitating your decision on which program in suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Manhattan-Beach, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Manhattan-Beach, CA
Lendersa® is committed to securing you the optimal USDA or FHA loan quickly and with ease. You can choose one of three starting paths that link you to lenders and the USDA loan programs available.
The USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural settings. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.
1141 Highland Avenue, Suite C, Manhattan Beach, CA, 90266
Lends in California
We are Innovators. Leveraging Technology for Success. Through innovative technology solutions, we strive to make the lending process more efficient, dynamic, and successful. With a combined experience of over 100 years, we bring to you confidence you can Bank on. Wisdom built on experience and innovation born through never ending
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952 Manhattan Beach Blvd, Suite 160, Manhattan Beach, CA, 90266
Lends in California
Maloney RE Capital, Inc. is a boutique mortgage brokerage firm, founded in 2005 by Sean P. Maloney. The firm prides itself on providing clients with exceptional personalized services with a constant eye on each client's unique transaction. With over 20 years of mortgage lending experience.
we’re UNIFY Financial Credit Union and we’re all about YOU. YOU put the “U” in UNIFY. YOU are our member. YOU can be anywhere in the United States, and our goal remains the same – to connect YOU to a better banking experience. YOU are at the heart of our decision-making, so it’s no wonder our commitment to YOU is providing access.
2615 Pacific Coast Hwy, Suite 200, Hermosa Beach, CA, 90254
Lends in California
We specialize in Purchase Financing, Refinancing, and Cash Out loans. Local Hermosa Beach Residential Lender servicing Hermosa Beach, Los Angeles, and all of California. With over 20 years in the business, we have the expertise and knowledge to assist you in all of your home financing needs.
2615 Pacific Coast Highway, Suite 208, Hermosa Beach, CA, 90254
Lends in California
A lending resource that provides mortgage information to homeowners and investors looking to finance or refinance their homes or real property investments.
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TRES Brokers Realty & Loans is a real estate and lending brokerage firm in Southern California, delivering the ultimate level of service and marketing expertise to the residential and commercial real estate market in Los Angeles county. Brokers Realty & Loans is a real estate and lending brokerage firm in Southern California
AWM Realty Inc founder of the Linda Wang-Mizukami has been a Real Estate Broker for over 20 years, and a Mortgage Loan Broker for over 15 years. She owns AWM Realty, Inc. Her company’s portfolio also includes Real Estate Management. She is an excellent negotiator for the purchase and sale of real estate property.
841 Apollo Street, Suite #350, El Segundo, CA, 90245
Lends in California
Supportive, fast and honest legal funding with no surprises and no credit checks.
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