USDA Vs. FHA your options comparison in Manhattan-Beach, Los Angeles County, CA
Throughout 2025, the USDA loan limit in Manhattan-Beach, within the county of Los Angeles, CA, is specified as $657,900. In contrast, the FHA limit for a single-family home is $822,375.
To evaluate today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. This helps in understanding the income, credit, reserves, and documentation requirements for qualification. The advanced mortgage calculator conveniently provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, facilitating your decision on which program in suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Manhattan-Beach, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Manhattan-Beach, CA
Lendersa® is committed to securing you the optimal USDA or FHA loan quickly and with ease. You can choose one of three starting paths that link you to lenders and the USDA loan programs available.
The USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural settings. Unlike FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.
Peoples Trust and Savings Bank is the hometown bank with longstanding ties to the community, big enough to provide the resources and banking services our customers need and want, yet small enough to care about each customer. We're a "Main Street" bank, not a Wall Street financial institution, so we provide personalized customer service.
Evansville, like the rest of the country, was beginning to recover from the depths of the Depression in the mid-1930s when several teachers decided to pool their savings to generate much-needed loans for their fellow workers and themselves in 1936. The first employee groups to be served by Evansville Teachers Federal Credit Union
Mortgage Masters of Indiana, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
101 Plaza East Blvd, Suite 232, Evansville, IN, 47715
Acceptance Home Mortgage, LLC, has built an excellent reputation serving the lending needs of individual home buyers, builders and real estate professionals throughout Indiana and Kentucky.We have over 150 years combined experience lending on the American dream, as well as being licensed in multiple states.
Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.
Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,