USDA Vs. FHA your options comparison in Torrance, Los Angeles County, CA
In 2025, the USDA loan cap in Torrance, situated in Los Angeles county, CA, is set at $776,600, whereas the FHA limit for a single-family house is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's most advantageous USDA versus FHA rates and ascertain the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculation tools display USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in aligns best with your financial circumstances.
2025 Loan Ceilings and Down Payment Requirements in Torrance, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Torrance, CA
The objective of Lendersa® is to promptly secure the most suitable USDA or FHA loan, eliminating complications. Choose from three entry options to connect with matching lenders and beneficial USDA loan offerings.
A USDA home loan is guaranteed by the government's Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It's specifically available in rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment at all.
Community First National Bank of West Plains opened its doors as a national bank on November 13, 1997 with over 45 local investors. Our bank has expanded to three locations across the Ozarks and now serves the communities of West Plains, MO in Howell County, Mountain Grove, MO in Wright County and Thayer, MO in Oregon County.
West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches
Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
In 1946, after numerous requests from Montezuma citizens, Melvin Arendt bid farewell to his brother, Louis, at Gibson Savings Bank and moved his family to Montezuma to start Peoples Savings Bank. Melvin was joined in the bank by his two sons Richard and Jim and son-in-law Bill Bolen. Jim later retired in July of 2001.
Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.
Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.
Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.
We may be small, but we’re doing big things. Come see for yourself.
