USDA Vs. FHA your options comparison in Torrance, Los Angeles County, CA
In 2025, the USDA loan cap in Torrance, situated in Los Angeles county, CA, is set at $776,600, whereas the FHA limit for a single-family house is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's most advantageous USDA versus FHA rates and ascertain the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculation tools display USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in aligns best with your financial circumstances.
2025 Loan Ceilings and Down Payment Requirements in Torrance, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Torrance, CA
The objective of Lendersa® is to promptly secure the most suitable USDA or FHA loan, eliminating complications. Choose from three entry options to connect with matching lenders and beneficial USDA loan offerings.
A USDA home loan is guaranteed by the government's Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It's specifically available in rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment at all.
Our mortgage lending services cater towards getting our clients the best options possible, no matter their financial situation or real estate background. Whether you need help negotiating a mortgage for an investment property or existing home, or purchasing a new home, EWU Lending can manage all your mortgage needs.
2701 E Insight Way, Suite 150, Chandler, AZ, 85286
Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.
Pinnacle Lending Group experienced staff are experts and know in the ins and outs of the real estate market in Las Vegas and the surrounding counties of Clark, Lincoln and Nye. We know all the local REALTORS, appraisers and building inspectors and as we work with them daily we know exactly what they need from a Las Vegas
NEXA Mortgage is a Mortgage Broker lending to consumers looking to own a home or refinance their existing. Our mission is to serve our customers with honesty, integrity, and competence while providing an exceptional customer experience. NEXA Mortgage is a full service mortgage broker.
Pilot Mortgage Founder and Leading Mortgage Broker in Gilbert, Arizona explains how Pilot Mortgage is changing the consumer experience and expectations when it comes to mortgage lending. Gordon Goosen has been originating mortgages for 20+ years, since 1993. Assisting home owners achieve their financial goals through mortgage planning.
425 W. Guadalupe Rd, Suite 116, Gilbert, AZ, 85233
CheerLending is transforming the mortgage industry by improving the customer experience with our innovative mortgage marketplace. When customers complete one simple form, CheerLending searches through the thousands of mortgage loan options available through our extensive lender network and provides the best options for their unique situations.
5800 Stanford Ranch Road, Suite 320, Rocklin, CA, 95765
California Loan Associates, Inc. is a local California mortgage brokerage firm specializing in offering real estate financing options to our client's at the most competitive interest rates available in the market. We offer customer service and on site loan processing that exceeds that of other "Too Big to Fail" type institutions.
