USDA and FHA Pro and Con in Hollister, San Benito County, CA
For 2025, within Hollister, county of San Benito, CA, the USDA loan limit is $776,600. In contrast, the FHA limit for purchasing a single-family home is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's foremost USDA and FHA rates. It assists you in determining the necessary income, credit scores, reserves, and documents essential for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you find the right program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Hollister, San Benito, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Hollister, CA
Lendersa® is dedicated to providing the most suitable USDA or FHA loans promptly and efficiently. Choose from one of three starting strategies to connect with matching lenders and qualified USDA loan programs.
A USDA home loan, frequently referred to as a USDA rural development loan or USDA mortgage, is under the auspices of the Department of Agriculture and is specifically designed for rural areas. This loan provides a significant advantage by not requiring any down payment, unlike FHA loans that necessitate a minimum 3.5% down payment, making it an accessible choice for eligible buyers.
Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th
Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.
Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church, Students and Employees of Adventist Colleges, and Employees of Adventist Hospitals. As a faith-based financial institution owned and operated by our members, our purpose is to provide a competitively priced line of financial products and services.
2901 South 84th Street, Suite 10, Lincoln, NE, 68506
Nebraska mortgage expert offers mortgage home loans, FHA, VA, USDA loans and refinancing with 18 years of experience in the banking and mortgage . Nebraska home mortgage loans NIFA interest rate mortgage rates fixed rate FHA Loans government home loan jumbo loans. We offer short term construction loans to help you build your dream home.
Bryant State Bank is a locally owned community bank that has built its history by forming lasting relationships with the community, our customers and our neighbors. We have maintained our founders’ original vision of serving the community with consumer friendly products and helping customers succeed financially.
CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
Nebraska's fix and flip lender. We are a small company located in Lincoln, NE, since we are small you will get the service you deserve. We offer 100% Rehab funding, Interest only payments, Funding in 10 days or less and Free proof of funds. Experience Opportunity: The Good Life is Waiting For You, Get the Funding You Need to Experience It.
