USDA VS FHA in Hollister, San Benito County, CA

For 2025, within Hollister, county of San Benito, CA, the USDA loan limit is $776,600. In contrast, the FHA limit for purchasing a single-family home is $1,089,300.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's foremost USDA and FHA rates. It assists you in determining the necessary income, credit scores, reserves, and documents essential for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you find the right program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Hollister, San Benito, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Hollister, CA

Lendersa® is dedicated to providing the most suitable USDA or FHA loans promptly and efficiently. Choose from one of three starting strategies to connect with matching lenders and qualified USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in CA

A USDA home loan, frequently referred to as a USDA rural development loan or USDA mortgage, is under the auspices of the Department of Agriculture and is specifically designed for rural areas. This loan provides a significant advantage by not requiring any down payment, unlike FHA loans that necessitate a minimum 3.5% down payment, making it an accessible choice for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2900 Piedmont Road, Atlanta, GA, 30305
  • Since 1995 Piedmont Mortgage has been constantly innovating to provide you with the latest information and technology. Find out about our discounted rates for high credit scores, and loans with no points, origination or processing feesvating to provide you with the latest information and technology.
  • Atlanta Intown Mortgage Inc
  • 2575 Peachtree Road, Suite 302, Atlanta, GA, 30305
  • Atlanta Intown company offers the best mortgage tools available on the Internet. Count on us for easy and convenient online shopping for the best loan programs and the latest rates available. With the assistance of an experienced loan officer, you will be guided through the often challenging process of choosing the loan
  • AmeriSave Mortgage Corporation
  • 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA, 30305
  • "AmeriSave Mortgage Corporation, NMLS ID #1168, is one of the largest privately owned online mortgage lenders in the country, with strong consumer direct, traditional retail and Third Party Origination (TPO) channels. AmeriSave.com was designed to make shopping for mortgages easy and straight forward."
  • RATECAPITAL INC
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  • RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
  • NRC Mortgage Lending
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  • We are a nationwide mortgage funding company that values honesty and integrity throughout the entire organization. We offer several different types of mortgage loan products. We have Stated Loans, Bank Statement Loans, Low Doc Financing and Self Employment Loans for both Primary and Investment properties.
  • Atlanta Mortgage Advisors LLC
  • 401 Macy Dr, Suite B, Roswell, GA, 30076
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  • Evergreen Anchor Capital LLC
  • 1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076
  • Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.
  • eHome Loan Advisors LLC
  • 1202 Macy Dr, Roswell, GA, 30076
  • eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
  • QuestRock LLC
  • 675 Mansell Road, Suite 115, Roswell, GA, 30076
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  • NORTHPOINT MORTGAGE
  • 300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
  • We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly