USDA VS FHA in Newman, Stanislaus County, CA

In 2025, the USDA loan limit in Newman, Stanislaus county, CA, is $412,000, whereas the FHA limit for a single-family home is $517,500.

Use the Lendersa® USDA loan calculator to assess today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in based on your financial situation.

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2025 Loan Limits and Down Payment Requirements in Newman, Stanislaus, CA

Loan Type Loan Limit Down Payment
USDA $412,000 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Newman, CA

The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you, without any hassle. Begin with one of three options that match you with lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, guaranteed by the government Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is available solely for rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 10 Windsormere Way Suite 500, Oviedo, FL, 32765
  • Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage! (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES). Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • 7843 Seafarer Way, Lorton, VA, 22079
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