In 2026, the USDA loan limit in Newman, Stanislaus county, CA, is $412,000, whereas the FHA limit for a single-family home is $517,500.
Use the Lendersa® USDA loan calculator to assess today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in based on your financial situation.
2026 Loan Limits and Down Payment Requirements in Newman, Stanislaus, CA
Loan Type
Loan Limit
Down Payment
USDA
$412,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Newman, CA
The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you, without any hassle. Begin with one of three options that match you with lenders and available USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is available solely for rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, the USDA mortgage demands no down payment.
We've been serving Utah County for 129 years! We offer all modern banking conveniences with a personal, friendly touch. We're lending and ready to help you with all of your banking needs.
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3401 North Thanksgiving Way, Suite 185, Lehi, UT, 84043
At Vonk Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
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Ready2Fund guarantees the buyers loan will be completed on time, so you know the date you can move into your new home.When Ready2Fund is your preferred lender,we will buy your home with our cash so you can move on time. When you choose Ready2Fund, you get industry low rates and a $1,000 guarantee the loan will be completed on time.
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This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan, Utah. Our name says it all – since 2008 our only line of business is Reverse Mortgages. We are passionate about these products and about our clients who benefit from the programs we utilize to help secure a stronger retirement plan.
8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
