USDA Vs. FHA Pro and Con comparison in Los-Banos, Merced County, CA
In 2026, the USDA loan limit for Los-Banos, in the county of Merced, CA, is $341,900. The FHA limit for a single-family home is $356,362.
With Lendersa® USDA loan calculator, you can compare today's best USDA and FHA rates, and figure out the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to help decide which program works best for your finances, especially in .
Loan Limits and Downpayment Requirements in Los-Banos, Merced, CA for 2026
Loan Type
Loan Limit
Down Payment
USDA
$341,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Los-Banos, CA
Lendersa® aims to quickly connect you with the best USDA or FHA loans, minimizing hassle. Select one of three paths to access matching lenders and USDA loan offerings.
A USDA mortgage, also known as a USDA rural development loan, is government-backed by the Department of Agriculture. Offered exclusively in rural neighborhoods, it requires no down payment, unlike FHA loans that need a 3.5% minimum down payment.
"Medford Mortgage was founded with the purpose of helping both existing
and prospective homeowners receive the right mortgage. Our company
MISSION is simple: Develop a low cost structure that enables us to
consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr
2000 PGA Blvd, Suite 3220A, Palm Beach Gardens, FL, 33408
Cason Home Loans is determined to achieve excellence in the mortgage origination industry; focusing on customer satisfaction and attention to detail to prove that our team is an elite organization.we pledge to be honest and upfront so that your mortgage needs can be met and you walk away telling others about Cason Home Loans.
2000 PGA BLVD Bldg A Suite 3220, North Palm Beach, FL, 33408
Mortgage300 brings together top industry talent, high-efficient operations team and the secret sauce - a partnership opportunity offering true equity and autonomy.Through this revolutionary structure, we fully empower our highly experienced partners which enables us to combine the typical sales hierarchy down to just one.
1201 U.S. Highway One, Suite 330, North Palm Beach, FL, 33408
United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,
County Bank’s primary mission has been to serve the banking needs of southern Delaware, and this continues to be the driving force behind the bank today. High quality customer service is the true mission of the bank. Our products are designed to meet the needs of our customers and our employees are hired to provide friendly, knowledgeable, and effi
19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.
Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.
19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
RSI Asset Management LLC was formed in response to requests for due diligence consultation and loss mitigation services on non-performing residential and commercial mortgage debt in Florida. RSI currently represents over 500 non-performing loans owned by private equity firms and hedge funds or in partnership as principals with local investors.
9112 Alt A1a, Suite 209, West Palm Beach, FL, 33403
Intrepid Lending Solutions Inc. will tailor your loan to meet your specific financial situation. We provide a number of services to address your need for an affordable mortgage such as: addressing your credit challenges, recommending Home Buyers Education Courses, provide Mortgage Readiness Planning, Assess and Pre-approve you for a mortgage Loan
