FHA Vs. USDA loan program for Gustine, Merced County, California

In 2025, USDA loan limit in Gustine, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gustine, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(575) 647-4100 874 miles Lender's profile and map Reviews Citizens Bank of Las Cruces 505 S. Main Street, Las Cruces, NM, 88001 Citizens Bank opened its doors in the historic Amador Hotel & adopted the “El Cortijo” as its symbol. This symbol depicts the sun radiating to neighboring communities surrounding the central area of trade. The Bank’s founders chose the symbol because they viewed the responsibility of the bank as being the heart of the community.
(575) 647-4500 874 miles Lender's profile and map Reviews White Sands Federal Credit Union 2755 North Main Street, Las Cruces, NM, 88001 White Sands Federal Credit Union is a member-owned, not for profit financial cooperative committed to the financial well-being of its members. White Sands Federal Credit Union was chartered in 1952 and has offices in El Paso, Texas, Las Cruces, Truth or Consequences and White Sands Missile Range, New Mexico.
(303) 456-0366 874 miles Lender's profile and map Reviews STONEHENGE FINANCIAL 4800 Wadsworth Blvd, Suite 200, Wheat Ridge, CO, 80033 Stonehenge Financial Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(303) 996-1900 874 miles Lender's profile and map Reviews America's Mortgage 4891 Independence Street, Wheat Ridge, CO, 80033 America’s Mortgage is ranked among the top ten lenders in the Denver Metro area. We remain on top by providing the best loan options along with local service. We actively incorporate new ideas and strategies while remaining true to the conservative business practices that have allowed us to succeed.
(303) 883-0658 874 miles Lender's profile and map Reviews Paradyme Mortgage Inc 4380 Harlan Street, Suite 100, Wheat Ridge, CO, 80033 Paradigm (the original spelling of the word), has a meaning of being “worthy of duplication; standing out above the rest”. That was the philosophy at the onset of the founding of Paradyme, that we were above the rest, and well worthy of duplication. We are local, family owned mortgage company that really cares about your loan needs
(406) 656-3140 874 miles Lender's profile and map Reviews Rocky Mountain Bank (Montana) 2615 King Avenue West, Billings, MT, 59108 We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(720) 962-8200 875 miles Lender's profile and map Reviews Foothills Credit Union 7990 W Alameda Ave, Lakewood, CO, 80226 Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
(303) 234-1700 875 miles Lender's profile and map Reviews Credit Union of Denver 9305 W. Alameda Ave, Lakewood, CO, 80226 As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
(303) 478-9126 875 miles Lender's profile and map Reviews Colorado Mortgage Loan 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226 We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
(720) 775-2718 875 miles Lender's profile and map Reviews Land Above Ground Mortgage Inc 7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(720) 502-3278 875 miles Lender's profile and map Reviews Chariot Financial 215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226 Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company