FHA Vs. USDA loan program for Gustine, Merced County, California

In 2025, USDA loan limit in Gustine, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Gustine, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 525-9108 642 miles Lender's profile and map Reviews Bank of Commerce 3113 S 25th E, Idaho Falls, ID, 83406 The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana
(509) 248-5522 645 miles Lender's profile and map Reviews State Highway Credit Union 2632 Rudkin Road, Yakima, WA, 98903 State Highway Credit Union ("SHCU") is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.
(800) 727-9961 648 miles Lender's profile and map Reviews East Idaho Credit Union 865 S Woodruff Ave, Idaho Falls, ID, 83401 East Idaho Credit Union was founded in 1935 under the name Idaho Falls U.S. Government Employees Federal Credit Union. In 1963, the name was changed to East Idaho Federal Credit Union and in 1998 became East Idaho Credit Union. Today, it remains one of the oldest Credit Unions in Eastern Idaho. Of the sixteen credit unions started in 1935,
(208) 524-6686 648 miles Lender's profile and map Reviews Rebound Financial 626 S. Woodruff, Idaho Falls, ID, 83401 Rebound Financial is locally owned & operated in Idaho Falls, ID. We believe in local, personal service because not every customers situation is the same. We truly look at each application on a case by case basis working with bad credit since 2008. WE SPECIALIZE IN CUSTOMIZING A LOAN FOR EACH PERSON based on what they are wanting to accomplish.
(208) 433-3905 648 miles Lender's profile and map Reviews Westmark Credit Union 815 First Street, Idaho Falls, ID, 83401 Westmark Credit Union has been helping the people of Idaho grow financially since 1954. We are a full service financial cooperative, entirely owned by our members and committed to the development of their future. We now have 13 convenient locations throughout Idaho to better serve you.
(208) 419-0439 648 miles Lender's profile and map Reviews Liberty Tax & Loans 273 N Woodruff Ave, Idaho Falls, ID, 83401 Lib Properties makes loans to individuals who are unable to go through traditional financing, whether it's credit issues, timing issues, or the type of property. We meet with each borrower so we can clearly understand each and every one of their needs. Our goal is to make sure that every borrower receives professional
(509) 249-8287 650 miles Lender's profile and map Reviews PFC of Yakima 732 Summitview Ave, Suite 639, Yakima, WA, 98902 PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.
(509) 248-4308 650 miles Lender's profile and map Reviews CALCOE Federal Credit Union 1209 N 16th Ave, Yakima, WA, 98902 CALCOE Federal Credit Union, we are committed to achieving the highest level of member service by offering financial products, services, and education designed to benefit our members while maintaining the safety, soundness and managed growth of our cooperative and also CALCOE has a rich history in helping members improve their quality of life.
(509) 248-1720 650 miles Lender's profile and map Reviews Solarity Credit Union PO Box 2922, Yakima, WA, 98907 Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
(517) 455-1976 652 miles Lender's profile and map Reviews AAI Financial 819 S 72nd Ave, Yakima, WA, 98908 AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with: commercial financing buying, selling, or leasing residential and commercial real estate buying or selling a business underwriting support for financial institutions
(509) 758-4848 653 miles Lender's profile and map Reviews Twin River National Bank 900 5th Street, Clarkston, WA, 99403 Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.