USDA and FHA Pro and Con in Riverside, Riverside County, CA
In the year 2025, the USDA loan maximum in Riverside, located in Riverside county, CA, is established at $460,000. Meanwhile, for a single-family residence, the FHA loan threshold is $644,000.
Rely on the Lendersa® USDA loan calculator to assess today's most favorable USDA versus FHA rates. This tool is essential for figuring out the necessary qualifying income, credit score, financial reserves, and supporting documents. Our cutting-edge mortgage calculation tool lets you view USDA, FHA, Conforming, and VA loans side by side, facilitating the best choice for your unique financial landscape in the state of .
Loan Caps and Down Payment Prerequisites in Riverside, Riverside County, CA for 2025
Type of Loan
Maximum Loan
Initial Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Riverside, CA
Lendersa® aims to expedite your acquisition of the most favorable USDA or FHA loan with minimal inconvenience. Initiate your choice by selecting one of three starting paths that will align you with the appropriate lenders and USDA loan options.
The USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It's exclusively available for rural areas. While FHA loans necessitate a minimum down payment of 3.5%, USDA loans offer the advantage of requiring no down payment whatsoever.
Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.
Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.
150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
851 Irwin Street, Suite 100, San Rafael, CA 94901, San Rafael, CA, 94901
Private Money Loans - Bridge - Cross Collateral - Fix & Flip - Land Loans - Foreign Nationals - No Income. We are local and specialize in providing fast and creative financing options for residential properties all over the Bay Area, whether you want to;
Acquire a new home before selling your existing property.
Tap into the equity of your existi
1299 Fourth Street, Ste 505B, San Rafael, CA, 94901
Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L
First Federal Savings & Loan of San Rafael is dedicated to providing exemplary financial services and a deep commitment to our community. Since 1963, our team of experts have been focused on offering personal checking accounts, savings, business accounts, business checking, mortgages, and online
55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
