In the year 2025, the USDA loan maximum in Riverside, located in Riverside county, CA, is established at $460,000. Meanwhile, for a single-family residence, the FHA loan threshold is $644,000.
Rely on the Lendersa® USDA loan calculator to assess today's most favorable USDA versus FHA rates. This tool is essential for figuring out the necessary qualifying income, credit score, financial reserves, and supporting documents. Our cutting-edge mortgage calculation tool lets you view USDA, FHA, Conforming, and VA loans side by side, facilitating the best choice for your unique financial landscape in the state of .
Loan Caps and Down Payment Prerequisites in Riverside, Riverside County, CA for 2025
Type of Loan
Maximum Loan
Initial Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Riverside, CA
Lendersa® aims to expedite your acquisition of the most favorable USDA or FHA loan with minimal inconvenience. Initiate your choice by selecting one of three starting paths that will align you with the appropriate lenders and USDA loan options.
The USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It's exclusively available for rural areas. While FHA loans necessitate a minimum down payment of 3.5%, USDA loans offer the advantage of requiring no down payment whatsoever.
Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.
As a family-owned community bank with roots dating back to 1969,
Landmark Bank was founded in August, 1897, and capitalized with $15,000 from local investors who recognized the need for the community to have a bank to call its own. The original management team of The Hon. D. W. Pipes (President), E. J. Buck (Vice President) and H. H. Forrestor (Cashier) established our commitment to personal service from the ver
North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.
160 North Main Street, Suite 401, Memphis, TN, 38103
Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.
Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.
The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle.
The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.
