USDA and FHA Pro and Con in Jurupa-Valley, Riverside County, CA

For 2026, the USDA loan limit in Jurupa-Valley, found in Riverside County, CA, is $381,800, while for a single-family home the FHA limit stands at $477,250.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the income, credit, reserves, and documentation necessary to qualify. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial needs best.

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Loan Limits and Down Payment Requirements for 2026 in Jurupa-Valley, Riverside County, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Jurupa-Valley, CA

The aim of Lendersa® is to promptly secure the perfect USDA or FHA loan for you, without any hassle. Select one of three possibilities that lead to matching lenders and fitting USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural neighborhoods. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oasis Home Mortgage
  • 3405 Salterbeck Court, Mount Pleasant, SC, 29466
  • At Oasis Home Mortgage. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you: we will help you qualify
  • LifeTree Lending, LLC
  • 3094 Highway 17 North, Mount Pleasant, SC, 29466
  • LifeTree Lending, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
  • FNB Bank, Inc.
  • 105 North High Street, Romney, WV, 26757
  • FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000. In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
  • The Bank of Romney
  • 95 East Main Street, Romney, WV, 26757
  • The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.
  • Romney Federal Credit Union
  • 62 West Main Street, Romney, WV, 26757
  • Our main goal is to provide for the financial well-being of our members. Founded in 1954 by John J. Bruce, Romney FCU offered savings & loans to the members. Now, our membership has grown to over 1, 100 member-owners. It is owned and operated by its members. Our management and staff work under the guidance of the member-elected Board of Directors.
  • Williamsville Federal Credit Union
  • 656 North French Road, Suite 7, Amherst, NY, 14228
  • Williamsville Federal Credit Union to serve our member’s by providing convenience, exceptional service with advanced products. Williamsville Central School District Employees have an opportunity to become a member of the Williamsville FCU It is a not-for-profit financial institution owned and controlled by the members and is operated for your benef
  • Sweet Home FCU
  • 1960 Sweet Home Road, Amherst, NY, 14228
  • Since its inception in 1957 the Sweet Home Federal Credit Union has been serving its members in the AMHERST, New York area with exceptional financial products and also Sweet Home Credit Union is a financial institution offering favorable rates on savings & loans, serving the Town of Amherst and the Town of Tonawanda, NY.
  • Boulevard Federal Credit Union
  • 2787 Niagara Falls Boulevard, Amherst, NY, 14228
  • We are a full service not for profit financial institution. Your success is our success with people helping people A credit union is a not-for-profit financial cooperative, owned by its members. Yes, Boulevard Federal Credit Union offers loans, checking and savings accounts, and other financial services that banks offer. But we're quite different f
  • Queen City Funding, Inc.
  • 1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228
  • Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • PennTech Community Federal Credit Union
  • 409 Center Street, Suite C, Johnsonburg, PA, 15845
  • PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
  • DIGII, LLC
  • 2980 Gibraltar Blvd, New Smyrna Beach, FL, 32168
  • Portfolio lender with multiple options to fund commercial bridge loans for fix and flip and other investment strategies. Residential properties are ok. Direct access to decision makers provides the ability to move fast to help you secure more deals and execute more efficiently. Call me to today to discuss your loan scenario. Thanks.