USDA and FHA Pro and Con in Jurupa-Valley, Riverside County, CA

For 2025, the USDA loan limit in Jurupa-Valley, found in Riverside County, CA, is $381,800, while for a single-family home the FHA limit stands at $477,250.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the income, credit, reserves, and documentation necessary to qualify. This advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial needs best.

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Loan Limits and Down Payment Requirements for 2025 in Jurupa-Valley, Riverside County, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Jurupa-Valley, CA

The aim of Lendersa® is to promptly secure the perfect USDA or FHA loan for you, without any hassle. Select one of three possibilities that lead to matching lenders and fitting USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural neighborhoods. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lake City Mortgage
  • 1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
  • At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.
  • Secured Investment Corp
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Secured Investment Corp gives lenders and real estate investors the ability to connect and build powerful and profitable strategic alliances. Lenders are able to grow their net returns on their invested capital and Real Estate Investors are able to grow their investment portfolios. NMLS number is as follows #1760709
  • Lake City Servicing
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Lake City Servicing understands the importance of having a servicing company you can count on to maintain your loan accounts. Whether you are a Hard Money Lender, a Lender with a small portfolio of loans, a seller that has a seller carry-back note, or a manager of a mortgage loan pool, our goal is to provide you with thorough.
  • Private Money Exchange
  • 701 E. Front Ave, 2nd Floor, Coeur D Alene, ID, 83814
  • Private Money Exchange.com is the fastest growing provider of captial to real estate investors nationwide. If you are a new, or seasoned real estate investor looking for funding for your real esate investment opportunities, look no further than PrivateMoneyExchange.com. With a unique and proprietary platform
  • STCU
  • 1620 N. Signal Drive, Liberty Lake, WA, 99019
  • STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
  • Catlin Capital, Inc.
  • 1410 N Mullan, Suite 205, Spokane, WA, 99206
  • Catlin Capital's Loan Officers are entrusted with your very personal financial information and we secure our clients' data and information fully. We understand that securing the right mortgage is an essential part of achieving your financial dreams and goals. At Catlin Capital, we consider ourselves "stewards of wealth
  • Grimm Mortgage Services
  • 7311 20th Avenue Southeast, Olympia, WA, 98503
  • Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.
  • South Sound Home Loans LLC
  • 4570 Avery Lane SE, Lacey, WA, 98503
  • Our mission is to help local residents of the South Sound area of Washington to achieve or enhance their “American Dream” with custom tailored home mortgage loans to either purchase or refinance. You can be confident that your questions and needs will be satisfied by experts with over 60 years of local mortgage experience.
  • Cornerstone Home Mortgage
  • 4520 Intelco Loop SE, Suite 1A, Lacey, WA, 98503
  • Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.