USDA and FHA Pro and Con in Inglewood, Los Angeles County, CA

As of 2026, the USDA loan limit in Inglewood, located in Los Angeles County, CA, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA top rates and determine the qualifications required such as income, credit, reserves, and necessary documents. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA side by side, aiding in selecting the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Inglewood, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Inglewood, CA

The goal of Lendersa® is to efficiently connect you with the ideal USDA or FHA loan, without hassle. Select from three initial steps to find matching lenders and compatible USDA loan programs.

Lendersa USDA loan request and matching results image

Understanding USDA Loans in CA

A USDA home loan, insured by the Department of Agriculture and also known as a USDA rural development loan, is exclusive to rural areas. In contrast to FHA loans needing a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Inglewood Lenders

  • Mansfield Lending
  • 2920 West Manchester Boulevard, Inglewood, CA, 90305
  • Lends in California
  • "Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California.

    For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."

  • montgomery Financial servicess
  • 1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
  • Lends in California
  • "Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.

    We want to help you either finance or refinace your dream home"

  • Los Angeles LDC Inc
  • 520 N. La Brea Avenue, Suite 108, Inglewood, CA, 90302
  • Lends in California
  • "Our mission is to provide capital and advisory services to foster positive community development impacts in distressed neighborhoods by aligning the needs of our borrowers and investors.

    The LDC is a nonprofit 501 (c) (3) public benefit corporation. It is licensed by the Department of Business Oversight of the State of California"

  • Professional Financial Mortgage Consultants, Inc.
  • 8939 Sepulveda Boulevard, Inglewood, CA, 90302
  • Lends in California
  • Professional Financial Mortgage Consultants Inc is located in Inglewood, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We Help you qualify for Real Estate Financing. image10. Purchase Loans. We Have the Loan That Is Right For You. Conventional; 1st Time Buyer; FHA Financing

  • Amergroup Mortgage Corp
  • 111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kbishop Holdings Corporation
  • 401 East Hillcrest Boulevard, Suite J, Inglewood, CA, 90301
  • Lends in California
  • At KBishop Funding, we are committed to providing our clients with the highest-quality financial services to ensure that they receive the best possible loan for not just the lowest rate and payment, but also the best possible structure for closing costs. Many of our clients opt for a No Broker Fee scenario, only offered on Conventional Loans.

  • Four Seasons Realty & Management Inc.
  • 608 West Manchester Boulevard, Suite 202, Inglewood, CA, 90301
  • Lends in California
  • Four Seasons Realty & Management Inc.’s focuses on helping people buy sell and get mortgage financing for residential, commercial and investment property. As part of California Association of Realtors and the National Association of Mortgage Brokers our team members are proud to serve the community we live in.

  • RC Brown Homes
  • 401 E Hillcrest Blvd, Inglewood, CA, 90301
  • Lends in California
  • RC Brown Homes we are experts at what we do. First time buyers, refi, VA. Find YOUR dream with RC Brown Homes. and full-service real estate agency RC Brown Homes has helped buyers and sellers tackle everything from the search, to new construction to securing the financing to get it ALL done.

  • MHC Properties
  • 171 N La Brea Ave, Suite 100, Inglewood, CA, 90301
  • Lends in California
  • At MHC Properties, we take a fresh approach to residential and commercial real estate and mortgages. By making the transaction transparent, upfront, and as simple as possible, we’re taking much of the worry and needless aggravation out of the equation.residential and commercial real estate and mortgages.

  • We Loan Money Inc
  • 111 North La Brea, Suite 406B, Inglewood, CA, 90301
  • Lends in California
  • WLM Financial is a Community First Business, which means we lend assistance to the community in any way possible inside and outside of the office.

    We work closely with a multitude of lenders and other financial institutions to best find the lowest possible rates for our clints.