USDA VS FHA in West-Athens, Los Angeles County, CA

For the year 2026, the USDA loan limit in West-Athens, located in Los Angeles county, CA, is set at $657,900. In contrast, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA and understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is optimal for your financial situation.

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2026 Loan Limits and Downpayment Requirements in West-Athens, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in West-Athens, CA

Lendersa® aims to secure the most advantageous USDA or FHA loans for you swiftly and efficiently. Choose one of the three starting points that will align you with lenders and USDA loan programs.

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The USDA Loan in CA

The USDA mortgage is a government-guaranteed loan by the Department of Agriculture, also called the USDA rural development loan or simply USDA mortgage. These loans are only available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Interior Federal Credit Union
  • 1849 C Street NW, Room B038, Washington, DC, 20240
  • Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.

  • IDB Global Federal Credit Union
  • 1300 New York Avenue NW, Washington, DC, 20577
  • The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.

  • HUD Federal Credit Union
  • 451 7th Street SW, Suite 3241, Washington, DC, 20410
  • HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.

  • GSA Federal Credit Union
  • 1800 F Street NW, Room 1211, Washington, DC, 20405
  • GSA Federal Credit Union offers a different approach to banking. After our expenses are met, we return profits to our member/owners in the form of higher savings rates, lower loan rates and minimal fees Our Mission

    To provide financial services that promote the wise use of money To be a benefit of employment

  • Department of Labor Federal Credit Union
  • 2 Massachusetts Avenue NE, Room 2665, Washington, DC, 20212
  • Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.

  • Department of Commerce FCU
  • 1401 Constitution Avenue NW, Washington, DC, 20230
  • At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.

  • Census Federal Credit Union
  • 4600 Silver Hill Road, Washington, DC, 20233
  • The Census Federal Credit Union was established in 1948 to provide financial services to the employees of the Census Bureau. As a member, you share in the ownership of a full service financial institution and being an owner makes a difference.Your ownership entitles you to vote for the individuals who serve on the Credit Union’s Board of Directors

  • Agriculture Federal Credit Union
  • 1000 Jefferson Drive SW, Room B 10, Washington, DC, 20560
  • AgFed began in 1934, in Washington, DC and now serves individuals nationwide. Providing the highest quality of service is our top priority. We offer market leading mortgages, auto loans, credit cards, checking, and a wide range of other accounts with our members' interests always in mind

  • EP Federal Credit Union
  • 13th & C Streets SW, Room 215A, Washington, DC, 20228
  • The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit'​ for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organiz

  • All Capital Solutions LLC
  • 40 Raisin Tree Circle, Pikesville, MD, 20208
  • We are a leading direct residential mortgage broker in Maryland. Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rate. With over 15 years in the business and $400 Million in closed loans, we have the experience to help

  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.