For the year 2026, the USDA loan limit in West-Athens, located in Los Angeles county, CA, is set at $657,900. In contrast, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA and understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to secure the most advantageous USDA or FHA loans for you swiftly and efficiently. Choose one of the three starting points that will align you with lenders and USDA loan programs.
The USDA mortgage is a government-guaranteed loan by the Department of Agriculture, also called the USDA rural development loan or simply USDA mortgage. These loans are only available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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