USDA Vs. FHA your options comparison in West-Athens, Los Angeles County, CA

For the year 2025, the USDA loan limit in West-Athens, located in Los Angeles county, CA, is set at $657,900. In contrast, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA and understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is optimal for your financial situation.

Review loan offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in West-Athens, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in West-Athens, CA

Lendersa® aims to secure the most advantageous USDA or FHA loans for you swiftly and efficiently. Choose one of the three starting points that will align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

The USDA Loan in CA

The USDA mortgage is a government-guaranteed loan by the Department of Agriculture, also called the USDA rural development loan or simply USDA mortgage. These loans are only available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heritage Financial Corporation
  • 3478 Kennedy Blvd, Jersey City, NJ, 07307
  • Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
  • Approved Funding
  • 41 Grand Avenue, River Edge, NJ, 07661
  • Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
  • Commercial Mortgage Associates Inc.
  • 626 Princeton Ave, Brick, NJ, 08724
  • Commercial Mortgage Associates Inc. was founded by Gary Ambrosi in 1989 as a commercial mortgage brokerage company helping business owners and investors finance small to mid-size commercial real estate. Since, Commercial Mortgage Associates has become highly respected in the commercial lending industry that investors can rely on, and yet.
  • PRIME SOURCE MORTGAGE
  • 139 Natick Trail, BRICK, NJ, 8724
  • PrimeSourceMTG.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Prime Source Mortgage is a licensed Mortgage Broker licensed by NJ Dept. of Banking and Insurance. We do not issue mortgage commitments or fund mortgage loans.
  • Provident Bank
  • 105 Chambers Bridge Rd, Brick, NJ, 08723
  • Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi
  • RCA Capital
  • 550 Kinderkamack Rd, Suite1, Oradell, NJ, 07649
  • RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
  • Schenectady County Federal Credit Union
  • 388 Broadway, Schenectady, NY, 12305
  • Schenectady County Employees’ Federal Credit Union was created in 1964, by the Employees’ of Schenectady County. As your Credit Union, we are proud to have to continue to serve our community for more than 50 years for which it was intended to do with the philosophy of “People helping People”.
  • Monmouth County Postal Employees Credit Union
  • 171 Broad Street, Red Bank, NJ, 07701
  • Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.
  • Two River Mortgage & Investment
  • 157 Broad Street, Suite 312, Red Bank, NJ, 7701
  • Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
  • NAVESINK HOME LOANS LLC
  • 157 Broad Street, Suite 319, Red Bank, NJ, 7701
  • At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • NKC Lending Group
  • 344 Grove St Suite 218, Jersey City, NJ, 07302
  • We Close On Time.