USDA Loan Vs. FHA loan for Westmont, CA 2025

For the year 2025, the USDA loan limit in Westmont, located in the county of Los Angeles, CA, stands at $776,600, while the FHA loan limit for a single-family home is set at $1,089,300.

By using the Lendersa® USDA loan calculator, you can effectively compare the most competitive USDA and FHA rates available today. The calculator helps you identify the required income, credit score, reserves, and appropriate documentation necessary for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans in to aid in selecting the best option for your unique financial needs.

Exploring USDA and FHA Loan Options in Westmont, CA

The mission of Lendersa® is to efficiently secure you the best possible USDA or FHA loan with minimal hassle. You can begin the process by selecting one of three options that link you with lenders and detailed USDA loan programs.

USDA loan application and results matching by Lendersa

Understanding the USDA Loan in CA

The USDA home loan, also recognized as the USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. It is specifically designed for rural areas, differing from FHA loans which require a minimum down payment of 3.5%. Notably, the USDA loan does not mandate any down payment, making it a unique offering.

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(218) 826-6112 Lender's profile and map Reviews Farmers State Bank of Underwood 110 Main St, Underwood, MN, 56586 Farmers State Bank is a locally owned, independent, community bank. We have four locations to better serve our customers. Our main office is located in Underwood, MN, and three branches are located in Dalton, Rothsay, and Fergus Falls, MN. Our officers, directors, and staff all live and work in our local communities.
(870) 836-4400 Lender's profile and map Reviews River Valley Community Federal Credit Union 340 Cash Road SW, Camden, AR, 71701 River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
(573) 348-2265 Lender's profile and map Reviews First Bank of the Lake 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065 First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
(573) 302-9990 Lender's profile and map Reviews Mortgage Headquarters of Missouri, Inc 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065 Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
(507) 893-3155 Lender's profile and map Reviews First Financial Bank in Winnebago 1 Main Street South, Winnebago, MN, 56098 First Financial Bank has been foundational in the community of Winnebago and surrounding area since beginning in 1870. It remains "Rooted in the Community" providing "Big Bank" services with small town service to our customers' personal, commercial, and agricultural banking needs.
(701) 775-3738 Lender's profile and map Reviews University Federal Credit Union 1575 17th Avenue South, Grand Forks, ND, 58201 University Federal Credit Union’s mission is to serve the financial needs of our members by being strong and secure. Since 1937 University Federal Credit Union has grown to meet the needs of our members by providing quality, not-for-profit financial services at reasonable rates.
(701) 780-5733 Lender's profile and map Reviews MED PARK CREDIT UNION 1200 South Columbia Road, Grand Forks, ND, 58201 The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
(701) 772-2690 Lender's profile and map Reviews Area Community Credit Union 2800 South Washington Street, Grand Forks, ND, 58201 The Area Community Credit Union has a rich heritage in the Greater Grand Forks area. We started as a Federally Charted Credit Union in 1958. We converted to a State Charted in December, 1964 with approximately $52, 000 in assets. Initially, we were a Credit Union solely for the Grand Forks Public School employees.
(701) 795-3357 Lender's profile and map Reviews Alerus Financial 401 Demers Ave, Grand Forks, ND, 58201 With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
(844) 220-3500 Lender's profile and map Reviews Frandsen Bank & Trust 100 North Minnesota Street, New Ulm, MN, 56073 Frandsen Bank & Trust is a full-service community Banking, trust and investment services organization with 37 offices located throughout Minnesota, Wisconsin, and North Dakota. Our mission is to determine needs, develop relationships, and deliver solutions. We want to be your bridge to financial success for life.
(417) 924-3211 Lender's profile and map Reviews HomePride Bank 65704, Mansfield, MO, 65704 HomePride Bank is your hometown bank, offering a full line of consumer and business banking products and services. The Bank of Mansfield, now chartered as HomePride Bank, was established in 1892, and is the oldest business in Mansfield. While our name has changed, our commitment to service has remained the same.
(409) 697-2461 Lender's profile and map Reviews Wellspring Credit Union 150 E Roundbunch Road, Bridge City, TX, 77611 At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.