USDA Vs. FHA Pro and Con comparison in Ladera-Heights, Los Angeles County, CA
For the year 2025, the USDA loan ceiling in Ladera-Heights, situated in the county of Los Angeles in CA, is $657,900, whereas for a single-family residence, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA rates. This tool helps you determine the necessary income, credit, reserves, and documentation for qualifying. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA options to identify the best fit for your distinct financial circumstances in .
2025 Loan Limits and Down Payment Needs in Ladera-Heights, Los Angeles, CA
Type of Loan
Limit Amount
Down Payment %
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in Ladera-Heights, CA
Lendersa® aims to quickly secure the best USDA or FHA loan options for you, devoid of complications. Choose from one of three pathways to find matching lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, is available as a USDA rural development loan or mortgage solely in rural areas. It contrasts with FHA loans, which require a minimum of 3.5% down payment, as the USDA loan requires none.
Community Savings Bank is a FDIC state chartered community bank, established in 1910. We are a locally owned and operated bank chartered in Edgewood, Iowa with over 500 million in assets. Currently, Community Savings Bank has 10 convenient locations throughout Clayton, Delaware, Dubuque, and Linn counties.
Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942.
On February 13, 1943 the doors of the new bank were opened.
Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first.
Personalized member service
Innovative products & services
Knowledgeable, skilled & empowered employees
Financial strength & stability
Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
The RSB employs 30 full-time employees & 9 part-time employees. Of this staff, 5 full-time employees have been with the bank for 25 years or more. A total of 6 have enjoyed employment with RSB for 15 years or more. With the remainder of the staff ranging in tenure from 1 to 15 years, RSB can offer both highly tenured experienced employees.
Bank of Calhoun County is located in Hardin, Illinois, and was founded in 1898. At this location, Bank of Calhoun County employs approximately 25 people. This business is working in the following industry: Finance other. Annual sales for Bank of Calhoun County are around USD 2, 237, 000.00.
Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance.
My passion is helping people just like you make educated, wise"
