FHA Vs. USDA loan program for Ivanhoe, Tulare County, California

In 2026, the USDA loan cap in Ivanhoe, the county of Tulare, CA, stands at $342,100, whereas the FHA limit reaches $472,030 for single-family homes.

Lendersa® provides a USDA loan calculator to facilitate comparisons between current USDA and FHA optimal rates, assessing income, credit, reserves, and necessary documentation for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, helping you choose which option suits your financial situation in .

Exploring USDA and FHA Loan Options in Ivanhoe, CA

Lendersa® is committed to securing you the most beneficial USDA or FHA loan quickly and with ease. Choose from three initiation points for lender matching and accessing the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan is a government-backed loan offered by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available exclusively in rural communities. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no downpayment.

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(913) 205-3654 Lender's profile and map Reviews Clear Mortgage 325 Southwest Boulevard, Kansas City, MO, 64108 We're a full service Mortgage Lending Team from origination to servicing after the loan closes.Our main focus is communication & closing on time!The home buying process can be stressful, cumbersome & overwhelming.At Clear Mortgage we pride ourselves at putting the customer experience first.Simplified process, top-notch technology & no lender fees.
(712) 262-6580 Lender's profile and map Reviews State Bank & Insurance of Spencer 728 Grand Avenue, Spencer, IA, 51301 State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
(712) 262-3340 Lender's profile and map Reviews Farmers Bank 125 W 4th St, Spencer, IA, 51301 Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
(816) 593-2291 Lender's profile and map Reviews First Security Bank Missouri 4 And Cedar, Union Star, MO, 64494 First Security Bank was originally established on June 3rd, 1890 in Union Star, Missouri. After over 110 years of growth in Union Star, the decision was made to establish another facility. On April, 2001, First Security Bank opened its new facility in Trimble, MO. The Trimble area was chosen because it fit well into First Security Bank's goal.
(816) 394-1196 Lender's profile and map Reviews Encompass Home Loans Inc 800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(816) 896-0899 Lender's profile and map Reviews First United Mortgage, LLC 5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118 First United Mortgage, L.L.C. is located in Kansas City, MO, United States and is part of the Activities Related to Credit Intermediation Industry. First United Mortgage, L.L.C. has 8 total employees across all of its locations and generates $2.31 million in sales (USD). (Employees and Sales figures are modelled).
(712) 792-9772 Lender's profile and map Reviews Iowa Savings Bank 510 Highway 30 West, Carroll, IA, 51401 Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
(800) 329-8620 Lender's profile and map Reviews Availa Bank 126 W 6th St, Carroll, IA, 51401 Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.
(712) 792-4346 Lender's profile and map Reviews Commercial Savings Bank 325 W Highway 30, Carroll, IA, 51401 Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.
(816) 221-2734 Lender's profile and map Reviews Holy Rosary Credit Union 533 Campbell Street, Kansas City, MO, 64106 We offer Online Banking, Visa Credit Cards, Financial Education, Checking and Savings accounts, Secured and Unsecured Loans and Mortgages. We also offer Credit Builder education, Preparing for a Mortgage education and Business accounts. Holy Rosary Credit Union is a financial cooperative owned by all its members.
(855) 659-1656 Lender's profile and map Reviews Commerce Bank 1000 Walnut Street, Kansas City, MO, 64106 At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.
(800) 867-2265 Lender's profile and map Reviews Bank Midwest 1111 Main St, Kansas City, MO, 64106 Bank Midwest is a leading community banking franchise, headquartered in Kansas City, Missouri. We serve clients throughout Missouri & Kansas by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service.