USDA Vs. FHA your options comparison in Visalia, Tulare County, CA
In 2025, USDA loan limit in Visalia, county of Tulare, CA is $342,100 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Visalia, county of Tulare, CA
Loan Type
Loan Limit
Down payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Visalia, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Farmers Savings Bank & Trust , we are only as strong as our communities. Part of Farmers Savings Bank & Trust ’s role as a community bank is help worthwhile community organizations improve our communities. Through hosting, sponsoring and supporting community events, Farmers Savings Bank & Trust strives to create towns that can thrive now and into t
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1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
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