USDA Vs. FHA Pro and Con comparison in Visalia, Tulare County, CA
In the year 2025, the USDA loan limit for Visalia in Tulare County, CA is noted as $342,100, whereas the FHA loan limit for a single-family residence is set at $472,030.
Harness the power of the Lendersa® USDA loan calculator to examine today's USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator offers a comparative look at USDA, FHA, Conforming, and VA loans, assisting you in choosing the most appropriate program in for your finances.
2025 Loan Limits and Down Payment Information in Visalia, Tulare County, CA
Loan Type
Loan Limit
Down Payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Visalia, CA
Lendersa® strives to secure the best possible USDA or FHA loans for you swiftly and effortlessly. Choose from three paths to access lenders and USDA loan programs:
A USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture—commonly referred to as a USDA rural development loan or mortgage—designed for rural areas only. While FHA loans mandate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all, enabling broader accessibility.
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