USDA Vs. FHA Pro and Con comparison in Visalia, Tulare County, CA
In the year 2025, the USDA loan limit for Visalia in Tulare County, CA is noted as $342,100, whereas the FHA loan limit for a single-family residence is set at $472,030.
Harness the power of the Lendersa® USDA loan calculator to examine today's USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator offers a comparative look at USDA, FHA, Conforming, and VA loans, assisting you in choosing the most appropriate program in for your finances.
2025 Loan Limits and Down Payment Information in Visalia, Tulare County, CA
Loan Type
Loan Limit
Down Payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Visalia, CA
Lendersa® strives to secure the best possible USDA or FHA loans for you swiftly and effortlessly. Choose from three paths to access lenders and USDA loan programs:
A USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture—commonly referred to as a USDA rural development loan or mortgage—designed for rural areas only. While FHA loans mandate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all, enabling broader accessibility.
Commercial Trust is mid-Missouri’s premier community bank. We invite you to experience the ease and convenience of online banking, where bankers’ hours are your hours. Check balances and make transfers any time, and make paying bills simple and quick. All these services are just an easy click away.
Our mission is to provide quality, value and service to the citizens of Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Lafayette, Montgomery, Monroe, Saline, Carroll, Osage, Pettis and Randolph Counties and the surrounding area. Exchange Bank of Missouri is home owned.
We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
4165 Shoreline Drive, Suite 40b, Spring Park, MN, 55384
Buying a home or refinancing is one of the largest financial decisions you will make in your life - and unfortunately, this means you may experience some stress as you approach these decisions. As in many other industries, the mortgage industry has more than its share of unethical individuals that are out to make a buck
Custom Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.
Peoples Savings Bank has its origins in both Cleves and Wellsburg, Iowa. The Cleves Savings Bank started January 25, 1912, and then later changed its name to Security Savings Bank. In July 1934, the board and the stockholders of the bank wanted to reorganize and have the main bank in Wellsburg while maintaining a bank in Cleves.
