USDA Vs. FHA your options comparison in Cutler, Tulare County, CA
In 2025, USDA loan limit in Cutler, county of Tulare, CA is $342,100 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Cutler, county of Tulare, CA
Loan Type
Loan Limit
Down payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Cutler, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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Animas Credit Union, is a not-for-profit, member-owned financial institution serving the Farmington, Bloomfield, and Four Corners areas. The Credit Union was chartered in 1956 by El Paso Natural Gas employees and their families. In 1960, the Credit Union changed its name to Animas Credit Union.
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