USDA Loan Vs. FHA loan pro & con Exeter, Tulare County, CA

In 2025, the USDA loan limit in Exeter within the county of Tulare, CA, is $342,100, whereas the FHA limit for a single-family residence is $472,030.

Make use of the Lendersa® USDA loan calculator to contrast today's leading USDA vs. FHA rates. Determine the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you in choosing the optimal program in Alabama for your specific financial circumstances.

Available USDA and FHA Loan Options in Exeter, CA

Lendersa® is dedicated to getting you the best USDA or FHA loan quickly and with minimum hassle. Choose one of the three starting points that lead to matching lenders and USDA loan options.

Explore Lendersa USDA loan applications and results

Understanding USDA Loans in CA

A USDA home loan, backed by the government and guaranteed by the Department of Agriculture, is also called a USDA rural development loan or mortgage, available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

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(305) 780-7914 Lender's profile and map Reviews Clear Sky Lending, INC. 99353 Overseas Highway, Suite 12, Key Largo, FL, 33037 Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(518) 842-1840 Lender's profile and map Reviews MCTFCU 39 Market Street, Amsterdam, NY, 12010 Since 1960, MCT has been creating financial solutions for the people who live and work in Montgomery County. If you’ve been thinking about joining us, what’s stopping you? We accept members from most local businesses, and if your employer isn’t on our list yet, it’s easy, fast, and free to sign on.
(518) 527-4647 Lender's profile and map Reviews Hometown Mortgage Corp 4200 State Hwy 30, Amsterdam, NY, 12010 Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
(845) 561-5607 Lender's profile and map Reviews Heritage Financial Credit Union 25 Rykowski Lane, Middletown, NY, 10941 Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
(732) 805-9000 Lender's profile and map Reviews Public Service Federal Credit Union 619 Union Avenue, Middlesex, NJ, 08846 Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available. We truly are people helping people! We are a full service Financial Institution. Our members have access to loans, mortgages, IRA & Visa debit cards, checking/savings accounts.
(732) 238-1101 Lender's profile and map Reviews GENNEXT FUNDING, LLC 1275 Bound Brook Road Suite 8, Middlesex, NJ, 8846 We believe that every American should be able to easily attain his or her dream of home ownership through a simple, user-friendly process; a process which is client-centered, and results-driven. GenNEXT Funding offers our clients tailored financial solutions from mortgages for first time home buyers to loans for property investments.
(732) 218-5383 Lender's profile and map Reviews Rate House Mortgage Company 1316 Bound Brook Suite 2C, Middlesex, NJ, 8846 Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.
(201) 787-8494 Lender's profile and map Reviews BETTERWAY MORTGAGE CO 333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046 At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
(845) 987-1969 Lender's profile and map Reviews Synergy Mortgage 41 South Street, Suite A, Warwick, NY, 10990 Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
(609) 268-9222 Lender's profile and map Reviews Energy People Federal Credit Union 39 Wicklow Drive, Tabernacle, NJ, 08088 As a credit union, Energy People is owned and governed by our 1, 350 members. We were founded as a not-for-profit financial cooperative in 1960 by our original members who shared the common bond of employment in Public Service Electric and Gas in Moorestown. The employees pooled their savings and lent money to each other at low interest rates.
(888) 995-5128 Lender's profile and map Reviews America's Mortgage Lender, Florida 100 South Jefferson Road, Suite 105, Whippany, NJ, 07981 America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.