USDA Loan Vs. FHA loan for Exeter, CA [Tulare County Rates 2023]

In 2025, USDA loan limit in Exeter, county of Tulare, CA is $342,100 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Exeter, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(707) 763-6290 234 miles Lender's profile and map Reviews emortgages.com 1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954 Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
(707) 763-7944 234 miles Lender's profile and map Reviews Redwood Empire Home Loans, Inc. 1930 Primrose Drive, Petaluma, CA, 94954 At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(415) 660-9707 234 miles Lender's profile and map Reviews FJM Private Mortgage Fund 1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954 First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
415-248-1167 234 miles Lender's profile and map Reviews FJM Private Mortgage Fund 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954 Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
(877) 212-4002 234 miles Lender's profile and map Reviews Reverse Mortgage Works 73131 Country Club Drive, Suite C3 & C4, Palm Desert, CA, 92260 Our goal of giving you the best service possible is exemplified by our customer service team. As our reputation attests, we strive for excellence in every way and promise to serve you with the utmost care and integrity. As such, we are always here to address any concerns you may have. Your concerns are our concerns!
(909) 229-9068 234 miles Lender's profile and map Reviews Pacific Mortgage Exchange, Inc. 73241 Hwy 111, Palm Desert, CA, 92260 Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.
(760) 779-8724 234 miles Lender's profile and map Reviews Nationwide Fair Lending 73255 El Paseo, Suite 12, Palm Desert, CA, 92260 Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.
(949) 294-8411 235 miles Lender's profile and map Reviews pacific residential mortgage corp 522 N Cleveland St, Oceanside, CA, 92054 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 893-7775 235 miles Lender's profile and map Reviews Pacific Coast Home Mortgage & Real Estate Inc 2424 Vista Way, Suite 105, Oceanside, CA, 92054 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(866) 411-5472 235 miles Lender's profile and map Reviews Home Mortgage Experts, Inc 2103 South El Camino Real, Suite 108, Oceanside, CA, 92054 Home Mortgage Experts is dedicated to guiding our borrowers throughout the mortgage process, sorting through the numerous mortgage options available and helping them decide which is best. We take pride in having low overhead which allows us to pass savings onto our customers resulting in low priced, low cost mortgages.
760 721 2689 235 miles Lender's profile and map Reviews North Coast Financial, Inc. 2424 Vista Way #202, Oceanside, CA, 92054 North Coast Financial, Inc. is a San Diego hard money lender (private money lender) with over 30 years of hard money loan experience. We specialize in fix and flip loans / rehab loans, land loans, hard money purchase loans, construction loans, cash outs, hard money refinances and other various bridge loans.