USDA and FHA Pro and Con in Exeter, Tulare County, CA

In 2025, the USDA loan limit in Exeter within the county of Tulare, CA, is $342,100, whereas the FHA limit for a single-family residence is $472,030.

Make use of the Lendersa® USDA loan calculator to contrast today's leading USDA vs. FHA rates. Determine the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you in choosing the optimal program in Alabama for your specific financial circumstances.

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Loan Limits and Downpayment Requirements for 2025 in Exeter, County of Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Exeter, CA

Lendersa® is dedicated to getting you the best USDA or FHA loan quickly and with minimum hassle. Choose one of the three starting points that lead to matching lenders and USDA loan options.

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Understanding USDA Loans in CA

A USDA home loan, backed by the government and guaranteed by the Department of Agriculture, is also called a USDA rural development loan or mortgage, available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Service First Lending
  • 28361 Quiet Hill Lane, Portola Hills, CA, 92679
  • Service First Group At Re/Max is located in Trabuco Canyon, California, and was founded in 2002 is a Real Estate & Mortgage Company, I take great pride in offering superior service to my clients. If you're in the market to buy or sell a home please give me a call, I'd be happy to discuss your needs and provide advice at no obligation to you
  • ReQuest Home Loans Inc.
  • 31945 La Subida, Trabuco Canyon, CA, 92679
  • ReQuest Home Loans has built a team of dedicated professionals that share the core belief that all clients deserve only the best service and personal attention to their home loan needs. The ReQuest Home Loan team also reaches outside the company and into the local community. We pride ourselves on developing relationships
  • W2 Mortgage Company
  • 2 Quail Place, Trabuco Canyon, CA, 92679
  • W2 Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Maltese Mortgage
  • 20702 Porter Ranch, Trabuco Canyon, CA, 92679
  • Maltese Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sun Financial Group
  • 23120 Alicia Parkway, Trabuco Canyon, CA, 92679
  • Sun Financial Group Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Serving our customers with honesty, integrity and competence Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We’ve been helping customers.
  • Slatt Capital
  • 819 Mitten Road, Burlingame, CA, 94010
  • Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
  • Capital Realty Group
  • 1200 Howard Ave, Burlingame, CA, 94010
  • Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
  • Action Residential Mortgage
  • 1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010
  • Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
  • NBT Realty Services, Inc.
  • 2546 Butternut Drive, Hillsborough, CA, 94010
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nu Level Equity
  • 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
  • We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
  • Karis Finance
  • 1534 Plaza Lane, Burlingame, CA, 94010
  • Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.