USDA and FHA Pro and Con in Exeter, Tulare County, CA

In 2026, the USDA loan limit in Exeter within the county of Tulare, CA, is $342,100, whereas the FHA limit for a single-family residence is $472,030.

Make use of the Lendersa® USDA loan calculator to contrast today's leading USDA vs. FHA rates. Determine the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA options, guiding you in choosing the optimal program in Alabama for your specific financial circumstances.

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Loan Limits and Downpayment Requirements for 2026 in Exeter, County of Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Exeter, CA

Lendersa® is dedicated to getting you the best USDA or FHA loan quickly and with minimum hassle. Choose one of the three starting points that lead to matching lenders and USDA loan options.

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Understanding USDA Loans in CA

A USDA home loan, backed by the government and guaranteed by the Department of Agriculture, is also called a USDA rural development loan or mortgage, available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

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