USDA Vs. FHA Pro and Con comparison in Rialto, San Bernardino County, CA
For the year 2025, the USDA loan ceiling in Rialto, situated in San Bernardino county, CA, is specified as $776,600. In comparison, the FHA limit is $1,089,300 for a single-family home.
To compare today's optimal USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It helps you ascertain the needed income, credit, reserves, and documents for eligibility. This sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the program best suited for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Rialto, San Bernardino, CA
Loan Type
Loan Cap
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Options in Rialto, CA
Lendersa® aims to quickly secure the best USDA or FHA loans without the hassle. Choose from three starting points that connect you with aligned lenders and USDA loan offerings.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage doesn't demand any.
EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
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