In 2025, the USDA loan ceiling in Fontana, county of San Bernardino, CA, reaches $776,600, whereas the FHA ceiling for a single-family home is $1,089,300.
The Lendersa® USDA loan calculator allows you to compare competitive USDA and FHA rates. It also helps determine the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents a side-by-side look at USDA, FHA, Conforming, and VA options, aiding in selecting the optimal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Fontana, County of San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Fontana, CA
The objective of Lendersa® is to quickly provide the most suitable USDA or FHA loan without any hassle. Choose one of three methods to connect with lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment, providing a significant benefit for eligible buyers.
At Double H Home Loans Powered By Southwest Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
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Higher Life Financial was created by CEO Eddie Wong .We have worked and learn with some many talented individuals in the mortgage industry for the past 17 years Looking to achieve the Highest level of Home mortgage service and find the right product for our clients and also Higher Life Financial mission is to help families.
18555 E Smoky Hill Road, Suite 1481, Aurora, CO, 80015
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
"We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs:
FHA | FHA Ca
Lockstep, our team of Mortgage Brokers are creative experts ready to help you navigate the mortgage process smoothly. With all the worries that come with buying or refinancing a home, we have the experience, knowledge, and flexibility to get you to the finish line without any road bumps
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