USDA and FHA Pro and Con in Fontana, San Bernardino County, CA
In 2026, the USDA loan ceiling in Fontana, county of San Bernardino, CA, reaches $776,600, whereas the FHA ceiling for a single-family home is $1,089,300.
The Lendersa® USDA loan calculator allows you to compare competitive USDA and FHA rates. It also helps determine the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents a side-by-side look at USDA, FHA, Conforming, and VA options, aiding in selecting the optimal program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Fontana, County of San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Fontana, CA
The objective of Lendersa® is to quickly provide the most suitable USDA or FHA loan without any hassle. Choose one of three methods to connect with lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment, providing a significant benefit for eligible buyers.
Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
Fontana Federal Credit Union is an independent, member-owned cooperative financial institution whose main principle is "people helping people." We provide quality, friendly services to the employees of the City of Fontana, Fontana Unified School District, Fontana Post Office, Fontana Fire Department, San Bernardino Steel-Herrick, Vista Metal,
Streamline Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.
As a full service REALTOR®/Broker AND Mortgage Loan Broker, I can help you achieve all your real estate goals. I am based in the Inland Empire and I have assisted clients in San Bernardino, Riverside, Orange, and Los Angeles counties and beyond. Whether you are buying, selling, or refinancing
9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
Lends in California
Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.
10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
Lends in California
Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr
My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
Lends in California
"At American First Financial and Realty is a full service Mortgage and Real Estate Company.
We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."
Casa Blanca Capital Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
