USDA and FHA Pro and Con in Kelly-Ridge, Butte County, CA
Throughout 2025, the USDA loan limit in Kelly-Ridge, within the bounds of Butte, CA, is $403,600. In contrast, the FHA loan limit for a typical single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to gauge today's best USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, supporting you in selecting the right program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Kelly-Ridge, Butte County, CA
Loan Type
Loan Limit
Down Payment
USDA
$403,600
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Options in Kelly-Ridge, CA
The objective of Lendersa® is to help you swiftly secure the optimal USDA or FHA loan, hassle-free. Choose from one of the three initial pathways that align you with lenders and USDA programs proficiently.
The USDA home loan, often termed a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans necessitate none.
Revive Mortgage and has extensive knowledge in the Mortgage and Financing business. With a Bachelors Degree in Finance and personal hands on experience in Real Estate, Real Estate Investing and Mortgages he is able to help his clients navigate through the entire process seamlessly and effortlessly.
4465 Granite Drive, Suite 1019, Rocklin, CA, 95677
TSG Lending providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
Our experienced professionals are driven to attain premier financing options to best suit your financing needs. Providing over 30 years of quality service to California Residents, you can feel confident in trusting your financing needs to us.Our Operatives have a wealth of knowledge & are focused on helping you achieve the dream of home ownership.
Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.
915 Highland Park Drive, Suite 450, Roseville, CA, 95678
Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.
The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.
915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678
Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Homecite Mortgage is California’s Premier Mortgage Company specializing in home improvement, debt consolidation, property refinances, and purchase money loans. HomeCiteMortgage offers competitive rates on conforming, non-conforming, jumbo loans. HomeCite’s refinance programs are designed to help homeowners save money with their refinance.
The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
"We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy.
Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"
915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
"Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes.
Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
