USDA VS FHA in South-Oroville, Butte County, CA

During 2026, the USDA loan limit for South-Oroville in Butte county, CA, is $403,600, while the FHA limit stands at $356,362 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in is optimal for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in South-Oroville, Butte, CA

Loan Type Loan Limit Down Payment
USDA $403,600 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in South-Oroville, CA

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and efficiently. Choose from one of three starting paths that connect with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • VERITY MORTGAGE
  • 16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
  • Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
  • First National Bank of Bosque County
  • 418 Avenue C, Valley Mills, TX, 76689
  • First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.
  • Oakwood Bank TX
  • 8411 Preston Road, Suite 106, Dallas, TX, 75225
  • Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
  • TBK Bank
  • 6060 Sherry Ln, Dallas, TX, 75225
  • TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
  • Veritex Mortgage
  • 8214 Westchester Dr, Suite 800, Dallas, TX, 75225
  • As a Texas​ community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
  • Park Cities Mortgage
  • 5950 Sherry Lane, Suite 230, Dallas, TX, 75225
  • Park Cities Mortgage based on a hands-on, one-loan-at-a-time business philosophy. We understand that the only loan that matters to our clients is theirs and that is how they expect to be treated. Our personal-touch philosophy has never wavered, and it is what our clients have come to expect from us. That is who we are and what makes us different.
  • Gentec Mortgage Corp
  • 5960 Berkshire Lane, Dallas, TX, 75225
  • Gentec Mortgage is now an official preferred partner of KW Fort Worth and KW Johnson County. Great leadership and great agents. We are happy to have been chosen to be a part of their rapid growth. An innovative, down-to-Earth mortgage company. No games...no gimmicks. Just low rates and great service.
  • ENTRUST FINANCIAL CORPORATION
  • 6125 Luther Lane, Suite 412, Dallas, TX, 75225
  • At Entrust Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • TXN Bank
  • 1502 Avenue M, Hondo, TX, 78861
  • Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
  • U S Lending Partner
  • 2911 Turtle Creek, Suite 300, Dallas, TX, 75219
  • U.S. LENDING PARTNER a DBA of AmRes Corp. We are a full service mortgage company based in Dallas, Texas. We specialize in FHA, VA, USDA, and Conventional Loans. Serving the surrounding areas in Dallas County, Ellis County, Tarrant County, Parker County & Johnson County. Whether you are buying a home or refinancing.