USDA Vs. FHA your options comparison in Morada, San Joaquin County, CA
In 2026, the USDA loan limit for Morada, located in San Joaquin, CA, is $556,200, while the FHA limit for a single-family home is set at $656,650.
Utilize Lendersa®'s USDA loan calculator to compare the best rates between USDA and FHA available today. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial situation best.
2026 Loan Limits and Downpayment Requirements in Morada, San Joaquin, CA
Loan Type
Loan Limit
Down Payment
USDA
$556,200
0%
FHA
$656,650
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Morada, CA
The aim of Lendersa® is to connect you swiftly with the best possible USDA or FHA loans, minimizing hassle. Select one of three starting strategies to find matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering a compelling no-money-down option.
4335 N Classen, Suite 101, Oklahoma City, OK, 73118
We are a local mortgage brokerage dedicated to finding the best product for our clients while providing a great experience.Our platform allows us to give our clients great rates while on average being $1, 500 cheaper in lender fees than our competitors. We have a loan program for just about every situation.
Red Dirt Lending is an Oklahoma City, OK based private money lender. They offer loans throughout Minneapolis, St Paul, Oklahoma City, and Tulsa. They offer loans for a variety of needs and situations, including loans for rental properties and fix and flip hard money loans. They offer terms up to 1 year, loans with a maximum LTV of 70%
A-1 Loan Company We are under new management and eager to get you approved for a Signature Loan with a smile. We are a Signature Loan company that you can trust. We will go above and beyond for you. We will strive to give each and everyone of our customers the personal, courteous and professional service that you deserve
LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States.
We are unique from other institutions. We are not owned by shareholders, we are owned by our members;
Anyone that lives, works, worships, or attends school in Lancaster County, NE.
Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.
The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103
SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.
