USDA VS FHA in Kingsburg, Fresno County, CA

In the year 2025, the USDA loan limit for single-family homes in Kingsburg, within the county of Fresno, CA, is $405,000. The FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to analyze USDA, FHA, Conforming, and VA loans in a side-by-side format, assisting you to choose the optimal program in tailored to your specific financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Kingsburg, Fresno, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Kingsburg, CA

Lendersa® strives to deliver the most favorable USDA or FHA loan options quickly and with minimal hassle. Choose from three starting strategies that connect you with matching lenders who offer USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

The USDA home loan is guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is available strictly in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Horizon Funding
  • 2201 E. Willow St, Suite C, Signal Hill, CA, 90755
  • The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • North American Lending Group
  • 2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
  • North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
  • Financial Solutions of California
  • 2725 East Pacific Coast Highway, Suite 102, Signal Hill, CA, 90755
  • Our boutique financial services firm is truly one of a kind. Every single member of our staff is licensed at least as a tax preparer. Staff also hold current licenses in life and property casualty insurance, real estate and mortgages, and previous licensing in securities (stock brokerage).
  • Shoreline Funding, Inc.
  • 2700 Cherry Avenue, Signal Hill, CA, 90755
  • We pride ourselves with a high level of customer service & personal relationships. Our clients have used our services repeatedly for their mortgage needs & are always satisfied. Shoreline Funding, Inc. is affiliated with over 100 lenders in order to meet all your mortgage needs. We maintain the standards in loan program knowledge and lender detail.
  • Chino Commercial Bank, National Association
  • 14245 Pipeline Avenue, Chino, CA, 91710
  • As a community-oriented bank, the Bank offers a wide array of personal, consumer and commercial services generally offered by a locally-managed, independently-operated bank. The Bank provides a broad range of deposit instruments and general banking services, including checking, savings, and money market accounts.
  • Golden Rule Real Estate
  • 14726 Ramona Ave, Suite 201, Chino, CA, 91710
  • At Golden Rule Real Estate Flavio B. is the Broker with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction.
  • TDR Mortgage & Real Estate
  • 14726 Ramona Ave, 4th Floor, Chino, CA, 91710
  • My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Empire Mortgage Solutions Inc.
  • 13751 Roswell Avenue, Suite A, Chino, CA, 91710
  • Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
  • Spectrum Mortgage Lending
  • 3873 Schaefer Ave, Suite F, Chino, CA, 91710
  • Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
  • Omniscient Capital Mortgage
  • 4110 Edison Avenue, Suite 203A, Chino, CA, 91710
  • Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.