USDA VS FHA in Kingsburg, Fresno County, CA

In 2025, USDA loan limit in Kingsburg, county of Fresno, CA is $405,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Kingsburg, county of Fresno, CA

Loan Type Loan Limit Down payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Kingsburg, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Medallion Mortgage Inc
  • 6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
  • Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.
  • iQRate Mortgages
  • 6332 S Rainbow Blvd, Las Vegas, NV, 89118
  • QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.
  • Military Mortgage Group
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Javier Marino Patriot Pacific Financial Corp
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • We are a full-service mortgage company based in Temecula, CA. I specialize in VA Loans in Temecula, Menifee, San Diego, Murrieta, Lake Elsinore and Oceanside. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92590, 92584, 92584, 92592,
  • Premiere Capital Mortgage
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92563
  • We are a group of innovative thinkers with a huge list of lenders to get you approved. We get referrals all the time for situations where other brokers or lenders are unable to find financing. Determination and unwillingness to take “No” for an answer is part of what makes us successful.
  • Home Loan Approval Center
  • 39520 Murrieta Hot Springs, Suite 219-32, Murrieta, CA, 92563
  • Our success is built on core values as well as an approach to customer service founded on exceeding expectations.Throughout the process, our team provides regular updates and progress reports so you always know the status of your transaction. We are dedicated to making every relationship one that will last a lifetime!
  • Luxe Lending
  • 39271 Flamingo Bay, Suite A, Murrieta, CA, 92563
  • Luxe Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • LBD Financial Center
  • 31540 Whitecrown Drive, Murrieta, CA, 92563
  • LBD Financial Center believe in Living Life by Design not by Default, providing you and your family a holistic and educated approach to personal finances. We are an independent broker, free to choose any companies and/or carriers that best serve your personal finance needs. We are located in San Diego fully servicing the entire.
  • Silvertrust Funding, Inc
  • 29995 Technology Drive, Suite 307, Murrieta, CA, 92563
  • Our mission is to serve our customers with honesty, integrity, and competence. For almost 20 years we have provided quality home and Refinancing loans to our clients ensuring the lowest interest rates and closing costs possible.Furthermore, we pride ourselves on professionalism, integrity, and ensuring a smooth borrowers experience.
  • Gold Rush Mortgage
  • 34119 Thistlewood Avenue, Murrieta, CA, 92563
  • Gold Rush Mortgage, we help you obtain your goal of financial freedom by working with you on the purchase of investment properties in Murrieta, CA. Making intelligent investments goes a long way toward giving you and your family a secure and financially sound future.Our team has in-depth knowledge of financing and the real estate market.