In the year 2025, the USDA loan limit for single-family homes in Kingsburg, within the county of Fresno, CA, is $405,000. The FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to analyze USDA, FHA, Conforming, and VA loans in a side-by-side format, assisting you to choose the optimal program in tailored to your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Kingsburg, Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Kingsburg, CA
Lendersa® strives to deliver the most favorable USDA or FHA loan options quickly and with minimal hassle. Choose from three starting strategies that connect you with matching lenders who offer USDA loan programs.
The USDA home loan is guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is available strictly in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
2201 E. Willow St, Suite C, Signal Hill, CA, 90755
The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
2725 East Pacific Coast Highway, Suite 102, Signal Hill, CA, 90755
Our boutique financial services firm is truly one of a kind. Every single member of our staff is licensed at least as a tax preparer. Staff also hold current licenses in life and property casualty insurance, real estate and mortgages, and previous licensing in securities (stock brokerage).
We pride ourselves with a high level of customer service & personal relationships. Our clients have used our services repeatedly for their mortgage needs & are always satisfied. Shoreline Funding, Inc. is affiliated with over 100 lenders in order to meet all your mortgage needs. We maintain the standards in loan program knowledge and lender detail.
As a community-oriented bank, the Bank offers a wide array of personal, consumer and commercial services generally offered by a locally-managed, independently-operated bank. The Bank provides a broad range of deposit instruments and general banking services, including checking, savings, and money market accounts.
At Golden Rule Real Estate Flavio B. is the Broker with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction.
My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.