USDA Vs. FHA Pro and Con comparison in Selma, Fresno County, CA
In 2026, the USDA loan limit for Selma in the county of Fresno, CA, is $405,000, whereas the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to meticulously compare current USDA and FHA rates, identifying the income, credit, reserves, and necessary documents for eligibility. Our innovative mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, guiding your choice for the optimal program for your finances in .
Loan limits and down payment requirements for 2026 in Selma, county of Fresno, CA
Loan Type
Loan Limit
Down payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Selma, CA
The objective of Lendersa® is to swiftly secure the most beneficial USDA or FHA loan for you, free from hassle. Choose from three starting points to connect with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
1340 Sierra Street, Suite 300, Kingsburg, CA, 93631
Lends in California
New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.
"Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families. We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"
At Greater Heights Financial & Realty, we’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well.
The decades that followed were tremendously successful
Veronica Barragan have been in the Mortgage Industry for the past 23 years and have enjoyed every minute of it. I started as a “Temp Girl” for a small Mortgage Banker in Visalia in 1988 and held the receptionist position. I eventually went on to the positions of: Doc drawer, shipper, loan processor and Loan Officer.
On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.
FAST Credit Union is not-for-profit. We're not about making money, were about improving your finances and serving you! FAST Credit Union was created in 1953 to serve our members and improve lives. More than 60-years later, our focus continues– serving our members and improving lives.
Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family
Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
