USDA Vs. FHA your options comparison in Selma, Fresno County, CA

In 2026, the USDA loan limit for Selma in the county of Fresno, CA, is $405,000, whereas the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to meticulously compare current USDA and FHA rates, identifying the income, credit, reserves, and necessary documents for eligibility. Our innovative mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, guiding your choice for the optimal program for your finances in .

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Loan limits and down payment requirements for 2026 in Selma, county of Fresno, CA

Loan Type Loan Limit Down payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Selma, CA

The objective of Lendersa® is to swiftly secure the most beneficial USDA or FHA loan for you, free from hassle. Choose from three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request with matching results

Understanding USDA Loans in CA

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colorado First Time Home Owner Grants
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  • Colorado First Time Home Owner Grants we work with people to help them accomplish the American dream of owning a home. We understand that it can be difficult to save the down payment needed to purchase a house so we work with programs to aid in obtaining a grant towards the costs associated with purchasing a house.

  • Orion Mortgage Inc
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  • Orion Mortgage, Inc. provides education for both potential borrowers and professionals. Don Opeka, CSA has two Reverse Mortgage seminars that lay out the facts, dispel the myths and provide actionable steps for how to use your home to stay in your home. His seminars, "Reverse Mortgage Myths - Real Stories Behind the Loans

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  • Elite Financial Team LLC
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  • Elite Financial Team, LLC is a local, Colorado-based mortgage company, whose goal is to provide some of the lowest rates combined with some of the lowest fees, for any given loan scenario, without compromising superior customer service and satisfaction. Our goal is to provide a level of service second to non.

  • Mission Mortgage Colorado Inc
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  • Mission Mortgage Colorado, we know that the right mortgage makes all the difference. It's the vehicle to bring your homeownership dreams to life, but also an important tool to manage debt and create wealth. Trust your financing to a team of experts that understands and applies this every day.

  • Guaranty Home Mortgage Inc
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mountain State Financial Group
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  • Our Colorado-based mortgage brokerage firm offers exceptional service and excellent products. As our client, you work with the same mortgage professional throughout the loan process; no one is passed to a junior associate. Your one point of contact from start to finish ensures a seamless

  • Wyse Home Loans LLC
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • STONEHENGE FINANCIAL
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  • Stonehenge Financial Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools