USDA Vs. FHA Pro and Con comparison in Selma, Fresno County, CA
In 2026, the USDA loan limit for Selma in the county of Fresno, CA, is $405,000, whereas the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to meticulously compare current USDA and FHA rates, identifying the income, credit, reserves, and necessary documents for eligibility. Our innovative mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, guiding your choice for the optimal program for your finances in .
Loan limits and down payment requirements for 2026 in Selma, county of Fresno, CA
Loan Type
Loan Limit
Down payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan options in Selma, CA
The objective of Lendersa® is to swiftly secure the most beneficial USDA or FHA loan for you, free from hassle. Choose from three starting points to connect with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force).
In 1871, a rear corner of the building was partitioned off
Citizens Bank of the South has changed considerably over the past several decades, CBOTS is committed to its loyal customers, prudent growth, and personal and professional service. We invite you to browse our newly branded website, visit any of our four convenient locations, or give our friendly customer services.
Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.
Woodsfield Savings Bank was established in 1887 as Woodsfield Building and Loan. Over the years, our name has changed to Woodsfield Savings and Loan and then to our current name in 1995 of Woodsfield Savings Bank. We have grown leaps and bounds since then. We now have two locations, our main office in Woodsfield and since 2017, our branch in Barnes
HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.
Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.
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Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
