USDA and FHA Pro and Con in Parlier, Fresno County, CA

In 2026, the USDA loan limit for Parlier, situated in Fresno, CA, is $405,000, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help decide which program is best for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Parlier, Fresno County, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Parlier, CA

The objective of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting paths leading you to matching lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan is a government-guaranteed loan from the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans with a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Laser Lending
  • 8899 S 700 E, Suite 12511075 S. State Street, Building 3, Sandy, UT, 84070
  • Laser Lending is part of the parent company Larson Real Estate Services He started his career selling new home construction in 1993. Later, he started Larson & Company Real Estate which continues to thrive today. With a desire to offer his clientele a solid mortgage option, he created Laser Lending in 2009. To round out his real estate offerings.
  • American Loans
  • 8800 S Harrison St., Sandy, UT, 84070
  • American Loans and Mortgage, we are all about creating and finding solutions for anyone and everyone who needs a loan to reach their goals. and also the best rates and programs, and get you the best loan for your particular situation. We promise to provide you with the most comprehensive communication and the lowest mortgage rates.
  • Atlas Mortgage Solutions
  • 8899 S 700 E, Suite 125, Sandy, UT, 84070
  • Atlas Mortgage Solution offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers. We are constantly striving to keep our process streamlined and user friendly. We want all borrowers involved to feel informed and cared about every step of the way.
  • South Towne Mortgage
  • 11075 S State Street, Bldg 2, Sandy, UT, 84070
  • South Towne Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
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  • 9730 S. 700 E, Suite 101, Sandy, UT, 84070
  • Alliance Lending Services (ALS) was founded on the belief that strategic planning and market knowledge are the foundation of the mortgage process. This belief has inspired a passion for delivering superior services that foster effective mortgage solutions. With over 20+ years of experience and knowledge in the mortgage industry.
  • Momentum Loans
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  • Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.
  • RANLife
  • 9272 South 700 East, Sandy, UT, 84070
  • RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042
  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA. vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy
  • RISEN MORTGAGE
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  • We have been in the Mortgage service business for over 17 successful years. This longevity & confidence comes from our Mortgage services to a great many buyers & repeat clients for refinances. We will shop some of the Nations lenders that will fight for your business with aggressive rates and we will match you with the best lenders in the Country.
  • KRF Financial LLC
  • 4445 E Holmes Ave, Suite 101, Mesa, AZ, 85206
  • KRF Financial LLC is an Arizona corporation focusing on Arizona, Utah and Idaho residential properties. We don't tele-market or use mass mail to increase our business. We work by referral only. That way we can spend more time helping you. We have over twenty years of experience in the mortgage business helping individuals buy their first home.
  • kda home financial
  • 4447 E. Broadway Rd, Suite 102, Mesa, AZ, 85206
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
  • Mesa Mortgage, Inc.
  • 3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
  • "Mesa Mortgage, Inc., was established in June of 1999. We are a family-owned and operated business located in Mesa, Arizona. We help individuals and families throughout the state of Arizona secure their loan with the most competitive rates possible. Whether you are purchasing your first home, a vacation home, interested in refinancing your mortga