USDA and FHA Pro and Con in Parlier, Fresno County, CA

In 2025, the USDA loan limit for Parlier, situated in Fresno, CA, is $405,000, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help decide which program is best for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Parlier, Fresno County, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Parlier, CA

The objective of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting paths leading you to matching lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan is a government-guaranteed loan from the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans with a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rancho Capital Home Loans
  • 9121 Haven Avenue, Suite 210, Rancho Cucamonga, CA, 91730
  • Rancho Capital Home Loans specializes in financing residential properties in Rancho Cucamonga.We pride ourselves in professionalism and customer service. For all of your home loan needs and In 2019 our ownership opened Rancho Capital Home Loans with a goal of providing the best customer experience and the lowest rates in our surrounding area.
  • The Mortgage Phoenix Group
  • 8599 Haven Ave #301, Rancho Cucamonga, CA, 91730
  • The Phoenix Mortgage Group is a boutique Mortgage Planning Firm that offers the industries most comprehensive mortgage advice while simultaneously providing a work environment that loves and cares for it’s clients, partners, staff, environment and community and also We provide our clients clear, simple, and powerful mortgage plans.
  • Integrity Home Finance
  • 9377 Haven Ave. #110, Rancho Cucamonga, CA, 91730
  • Integrity Home Finance, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders.
  • The Brandon Drew Group- Mortgage Firm
  • 8463 HAVEN #B, Rancho Cucamonga, CA, 91730
  • The Brandon Drew Group is more than a family business, it’s our opportunity to serve our community the best way we know how. Whether you're a home buyer or real estate professional, we're devoted to adding confidence, clarity, and certainty to your biggest investments. After all, we know the type of attention each and every loan deserves.
  • Monterey Mortgage Hard Money Loans & Trust Deed Investments
  • 9513 Business Center Dr, Suite G, Rancho Cucamonga, CA, 91730
  • Rancho Cucamonga Mortgage Loans by a Rancho Cucamonga Mortgage Company. Monterey Mortgage 909-944-8001 – Specializing in Bad Credit Home Equity Loans, Hard Money Commercial Loans, and home loans with competitive interest rates and personal service. Rancho Cucamonga Mortgage Company serving all of California with hard money loans
  • O1NE MORTGAGE INC
  • 9267 Haven Ave, Suite 255, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Mana capital investments
  • 10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
  • Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr
  • James Taverner, Mortgage Broker NMLS #1369773
  • 13295 Joliet Dr, Rancho Cucamonga, CA, 91739
  • My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American First Financial
  • 12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
  • "At American First Financial and Realty is a full service Mortgage and Real Estate Company. We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."
  • Casa Blanca Capital Lending
  • 13702 Santa Lucia Ct, Rancho Cucamonga, CA, 91739
  • Casa Blanca Capital Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Loan Source 1 Funding, Inc.
  • 5157 Bering Ct., Rancho Cucamonga, CA, 91739
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible. If there is one thing you should know about me is that I fully understand what it means to be a true professional"