USDA Vs. FHA Pro and Con comparison in La-Quinta, Riverside County, CA
In the year 2025, the USDA loan limit for La-Quinta, within Riverside County, CA, is set at $381,800. For a single-family home, the FHA limit is $477,250.
Leverage the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans all at once, assisting you in choosing the best program tailored to your financial situation, particularly in .
Loan Limits and Downpayment Requirements in La-Quinta, Riverside, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in La-Quinta, CA
The mission of Lendersa® is to quickly secure the best USDA or FHA loans for you without inconvenience. Select from three initial paths to connect with matching lenders and USDA loan offerings.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is intended for rural areas only. Unlike FHA loans which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
Jay Crowell Loan Officer - Cornerstone Home Lending
600 University Street, Suite 2828, Seattle, WA, 98101
At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience.
Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients.
600 University Street, Suite 2401, Seattle, WA, 98101
At LENDINCO, we offer many different loan programs for first-time buyers, investors, and every type of buyer in between. Listed below are just some of the loan programs that we offer. If you would like to speak to an experienced loan originator, fill out our Contact Form or give us a call.
Arboretum Mortgage has grown its business through hard work, careful planning, and by cultivating lasting relationships with our clients built on honest and ethical lending practices. During that time we have funded residential home loans for thousands of individuals and families throughout the Pacific Northwest in excess of 4 billion dollars.
"Our mission is to build the world’s best homebuying experience.
Buying a home doesn’t have to feel complicated. Our simplified approach helps you search, buy, and move in—all without having to stumble through the traditional process. To make everything easier, we brought our local experts together,"
Penrith Home Loans is a full-service mortgage bank providing homebuyers with complete home-financing solutions.Our team offers extensive expertise and a proven history of outstanding customer service. We have a reputation of consistent, reliable performance and look forward to building relationships with our customers upon that foundation.
Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
Sentinel Federal Credit Union has been guarding and protecting the financial well-being of our members since 1955. As a community Credit Union, many of us were born and raised in the communities that we serve. Because of that, we make our decisions right here at the Credit Union. Some places have local branches. We have local roots.
Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be
