USDA Vs. FHA Pro and Con comparison in La-Quinta, Riverside County, CA
In the year 2025, the USDA loan limit for La-Quinta, within Riverside County, CA, is set at $381,800. For a single-family home, the FHA limit is $477,250.
Leverage the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans all at once, assisting you in choosing the best program tailored to your financial situation, particularly in .
Loan Limits and Downpayment Requirements in La-Quinta, Riverside, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in La-Quinta, CA
The mission of Lendersa® is to quickly secure the best USDA or FHA loans for you without inconvenience. Select from three initial paths to connect with matching lenders and USDA loan offerings.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is intended for rural areas only. Unlike FHA loans which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
We are committed to advancing financial peace of mind within our community by offering products and services our members need, when they need them. We also strive to educate our members and our community as a whole to equip them with the knowledge they need to achieve financial peace of mind.
3300 Eagle Run Dr, Suite 103, Grand Rapids, MI, 49588
Commercial Loan Group, We have 29 years of experience serving all types of businesses from manufacturing to retail, as well as distribution and service-focused businesses; helping such businesses from closing their doors, banks calling loans, and bankruptcy, to recovery/successretail, as well as distribution and service-focused businesses.
Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.
Frankfort Community Federal Credit Union (FCFCU) was founded in 1959 based on the guiding philosophy of credit unions everywhere: “People Helping People.” Over the years, we have grown from our small beginnings to an integral and respected part of the financial community in Benzie County.
Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank.
TFCU is a not-for-profit cooperative of members who have the following common bond: 1. Affiliation with Macon County Board of Education & Tuskegee Institute. 2. Persons who reside, work or worship in Macon County, AL. 3. Members of the South East Alabama Self-help Association. 4. Members and employees of the Christian Methodist Episcopal Churches.
Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.
Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
At Compass, we are community servants; we are educators; we are foundry workers; we are volunteers working for the betterment of everyone; we are members, and we are committed to navigating our mutual financial journey together And while we may all come from diverse backgrounds, we take pride in our shared neighborhoods
