In 2026, the USDA loan limit for Coachella in Riverside, CA is $460,000, while the limit for an FHA loan on a single-family home is $644,000. Understanding these limits is important when evaluating your financing options.
To explore the best current USDA versus FHA rates, use the Lendersa® USDA loan calculator. It assists in identifying the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling an informed choice for your financial situation, especially if based in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $460,000 | 0% |
| FHA | $644,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loans effortlessly. Start with one of three approaches that will connect you with matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. It is designed exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment, providing a significant benefit to eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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