USDA VS FHA in Coachella, Riverside County, CA

In 2024, USDA loan limit in Coachella, county of Riverside, CA is $460,000 while FHA limit is $644,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Coachella, county of Riverside, CA

Loan Type Loan Limit Down payment
USDA $460,000 0%
FHA $644,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Coachella, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A Frame Mortgage LLC
  • 127 19th Street, Honolulu, HI, 96818
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Mahalo Mortgage Corp
  • 1620 Glen Avenue, Wahiawa, HI, 96786
  • Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements
  • Pearl Hawaii Federal Credit Union
  • 94-449 Ukee Street, Waipahu, HI, 96797
  • Pearl Hawaii Federal Credit Union (Formerly Pearl Harbor Federal Credit Union; PHFCU) is a not-for-profit, financial cooperative. PHFCU has built a solid foundation to provide affordable financial services, financial products, technical assistance, and educational resources to current members as well as to all who reside on the island of O'ahu.
  • ALOHA LENDING SERVICES
  • 94-1024 Waipio Uka St, Suite 207, Waipahu, HI, 96797
  • Aloha Lending Services is a locally-owned, family-run Hawaiian mortgage company. Shannon M. Taparra is the Principal Broker. We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available,
  • Ewa Federal Credit Union
  • 91-1202 Renton Road, Suite A, Ewa Beach, HI, 96706
  • Ewa Federal Credit Union was chartered on February 5, 1937 by an agency of the Federal government, then the Farm Credit Administration. With $80 in shares, sixteen charter members held their first organization meeting in the sugar plantation's Administration building. Membership drives were held in the various villages which produced 308 members
  • Waialua Federal Credit Union
  • 67-292 Goodale Avenue, Suite A2, Waialua, HI, 96791
  • Waialua Federal Credit Union has been proudly serving the residents of the Waialua community since 1937. The Waialua Federal Credit Union started for the employees of the Waialua Sugar Cane Company and in 1992 the field of membership was changed to include the community of Waialua and Haleiwa.
  • Hawaii VA Loans
  • 338 Kamokila Blvd, Suite 202, Kapolei, HI, 96707
  • Since 2007, Hawaii VA Loans has helped veterans become homeowners by utilizing their VA loan benefits. Hawaii VA Loans has two locations, one in Kapolei and another in Kailua, and our dedicated team of VA Loan Specialists are ready to work with you! We are residential mortgage lender that specializes in helping Veterans become homeowners.
  • Ohana Mortgage
  • 91-1011 Holunape Street, Kapolei, HI, 96707
  • Ohana Mortgage Solutions was started with the hope of enabling local families to become homeowners. Additionally, we wanted to embody the values of aloha and ʻohana in our business. That’s why we take some of the profits from every loan and partner directly with programs helping Hawaii’s children in the foster care system.
  • Highfive Lending
  • 2176 Lauwiliwili Street, Suite 1, Kapolei, HI, 96707
  • Living in Hawaii has a very high cost. That’s why High Five Lending wants to help you get the best loan possible for your home. We have the experience and expertise to get you affordable rates at the right place. Life is already complicated, From empty nest moving to military moves.
  • Cornerstone Equity Group Inc
  • 91-110 Hanua Street, Suite 206, Kapolei, HI, 96707
  • Cornerstone Mortgage opened at the start of the mortgage meltdown in 2008 which spurred the worst economic crisis in at least a generation. We started as a one person branch office of a local lender and we have grown to be one of the top producing mortgage bankers in our area. Today we have offices in California, Hawaii and Nevada.
  • Mann Mortgage LLC
  • 2149 Lauwiliwili Street, Suite 200, Honolulu, HI, 96707
  • Mann Mortgage is a family-owned mortgage bank that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership
  • Kauai Teachers Federal Credit Union
  • 2969 Umi Street, Lihue, HI, 96766
  • Kauai Teachers Federal Credit Union is a member-owned, non-profit financial cooperative whose members are owners and savers, as well as potential borrowers. Demonstrating the philosophy of “People Helping People”, members pool their money by purchasing shares, thus making low-cost loans