USDA VS FHA in Bermuda-Dunes, Riverside County, CA

In 2026, the USDA loan limit for Bermuda-Dunes, which is in Riverside, CA, is $381,800. Meanwhile, the FHA limit for a single-family home is $477,250.

Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which option, like those in Alabama, best fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Bermuda-Dunes, Riverside, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Bermuda-Dunes, CA

Lendersa® strives to provide you with the best possible USDA or FHA loan quickly and effortlessly. Select from one of three starting points that will match you with lenders and USDA loan programs fitting your criteria.

Lendersa's USDA loan request and matching results

What Defines a USDA Loan in CA?

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans, which typically require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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