USDA VS FHA in Bermuda-Dunes, Riverside County, CA

In 2025, the USDA loan limit for Bermuda-Dunes, which is in Riverside, CA, is $381,800. Meanwhile, the FHA limit for a single-family home is $477,250.

Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which option, like those in Alabama, best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Bermuda-Dunes, Riverside, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Bermuda-Dunes, CA

Lendersa® strives to provide you with the best possible USDA or FHA loan quickly and effortlessly. Select from one of three starting points that will match you with lenders and USDA loan programs fitting your criteria.

Lendersa's USDA loan request and matching results

What Defines a USDA Loan in CA?

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans, which typically require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WTR LOAN FUND
  • 1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
  • WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
  • Delta Lending Group
  • 2436 Professional Drive, Suite 100, Roseville, CA, 95661
  • Delta Lending Group has been an established mortgage lending company for the last 17 years. Nestled in the heart of Brentwood, CA, Delta’s reputation for quick, easy, and friendly home loans is renown throughout Northern California. People have come to know us as the top servicer of refinancing
  • Alex Hughes - Mortgage Lender
  • 8781 Sierra College Blvd, Roseville, CA, 95661
  • We provide friendly financing options for those who dream of living a more sustainable lifestyle and want to save money using modern technology. From sustainable home upgrades to affordable home purchases or refinances — we strive to care for the planet, while building lasting relationships with our valued partners and customers.
  • Better Rate Mortgage, Inc.
  • 2250 Douglas Boulevard, Suite 135, Roseville, CA, 95661
  • We put our customer at the center of everything we do. Our mission: Creating the best mortgage experience with unmatched service and expert advice to help find the perfect mortgage with complete transparency. We’re make getting a mortgage easier than ever before with technology to make things simpler, giving users all the support, security.
  • Lend Quick Mortgage
  • 729 Sunrise Avenue, Suite 600, Roseville, CA, 95661
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Unified Home Loans
  • 1768 Grey Owl Circle, Roseville, CA, 95661
  • Unified Home Loans is the premier mortgage broker servicing the Greater Sacramento area and throughout California. We foster close relationships with real estate agents, home buyers, and sellers while providing exceptional service and our unmatched expertise on home financing solutions.
  • United Wholesale Lending
  • 1677 Eureka Rd, Suite 201, Roseville, CA, 95661
  • "UWL’s success is based on a simple but effective principle: attract great people, to a great workplace, and give them the tools they need to do great work. ​We’re a winning team dedicated to making dreams come true for our team members, our referral partners, and the homeowners we all serve."
  • West Coast Lending Team
  • 775 Sunrise Ave. #150, Roseville, CA, 95661
  • West Coast Lending Team For purchase or refinance home loans, let us help you find the best deal in the least amount of time. With our focus on great customer service, integrity, and fast processing system, we make home loans convenient and transparent for you and alos our Our fast and dedicated team will find you the best deal.
  • Catalyst Mortgage
  • 3013 Douglas Blvd. Ste 135, Roseville, CA, 95661
  • Catalyst Mortgage specializes in Residential Mortgage Lending; We offer home loan products including but not limited to Conventional, FHA, VA, USDA, 203K Home Loan Products. We are Licensed in California and have been in business since 2005. Our staff has collective industry experience of over 50 years
  • Commercial Capital Funding
  • 2251 Douglas Blvd. Ste. 100, Roseville, CA, 95661
  • Commercial Capital Funding has listened to the concerns of Real Estate Agents and is out to change the real estate agent/ loan officer relationship. With a growing need for easier access to mortgage loans and a desire for faster closings we are quickly addressing the needs of both the real estate professional and the borrower.
  • Utter Mortgage Company
  • 115 West Plumb Lane, Suite 201, Reno, NV, 89509
  • Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-­warehouses, medical buildings, strip centers.