USDA Vs. FHA Pro and Con comparison in Larkspur, Marin County, CA
In 2025, the USDA loan cap in Larkspur, located in Marin, CA, is $776,600; meanwhile, the FHA cap is $1,089,300 for single-family homes.
Utilize the Lendersa® USDA loan calculator for the most competitive USDA vs. FHA rates today, while assessing necessary income, credit, reserves, and required documents. With our sophisticated mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best plan in for your financial situation.
2025 loan limits and down payment requirements in Larkspur, Marin, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan opportunities in Larkspur, CA
Lendersa® aims to secure the best USDA or FHA loans for you swiftly and efficiently. Choose one of three starting points to connect with matching lenders offering USDA loan programs.
The USDA home loan, endorsed by the government's Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is exclusively available in rural locales. Unlike FHA loans, which necessitate a 3.5% minimum down payment, the USDA mortgage imposes no down payment requirement at all.
5750 Sunrise Blvd, Suite 210, Citrus Heights, CA, 95610
Silver Oak Funding, Inc is focused on the Mortgage Broker model of lowest Rate and costs coupled with top service in order to ensure the best client experience possible. The team at Silver Oak Funding is dedicated to “simplifying” the home loan process for everyone involved. Too often in today’s fast paced world
Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. We are a not-for-profit financial cooperative that is owned by our members.
Integrity mortgage has been in business since 1997. We are highly experienced, knowledgeable and approachable. We feel our name reflects who we are and how we serve each borrower we have the privilege to assist. We know there are many choices in mortgage services so we value clients who put their trust with us. business since 1997.
Jose Valencia as a Broker Associate and owner of JLV Realty and Mortgage with a full Real Estate Service and also a variety loans programs to buy or refinance. Also if you need to sell your home, We will be able to help you. JLV Realty and Mortgage will to work under the principal that the client is always right even though we are also realistic.
Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
915 Highland Park Drive, Suite 450, Roseville, CA, 95678
Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.
