USDA Vs. FHA Pro and Con comparison in Larkspur, Marin County, CA
In 2025, the USDA loan cap in Larkspur, located in Marin, CA, is $776,600; meanwhile, the FHA cap is $1,089,300 for single-family homes.
Utilize the Lendersa® USDA loan calculator for the most competitive USDA vs. FHA rates today, while assessing necessary income, credit, reserves, and required documents. With our sophisticated mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best plan in for your financial situation.
2025 loan limits and down payment requirements in Larkspur, Marin, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan opportunities in Larkspur, CA
Lendersa® aims to secure the best USDA or FHA loans for you swiftly and efficiently. Choose one of three starting points to connect with matching lenders offering USDA loan programs.
The USDA home loan, endorsed by the government's Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is exclusively available in rural locales. Unlike FHA loans, which necessitate a 3.5% minimum down payment, the USDA mortgage imposes no down payment requirement at all.
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915 S Durkin Drive, Suite A, Springfield, IL, 62704
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