USDA and FHA Pro and Con in San-Rafael, Marin County, CA
As of 2025, the USDA loan limit available in San-Rafael, Marin county, CA is set at $657,900, whereas the maximum for an FHA loan on a single-family home is $822,375.
The Lendersa® USDA loan calculator allows you to evaluate today's best USDA versus FHA rates, helping determine the income, credit, reserve requirements, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA plans side by side, assisting in finding the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Needs in San-Rafael, Marin, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options Available in San-Rafael, CA
The aim of Lendersa® is to streamline the process of obtaining the optimal USDA or FHA loan promptly and efficiently. By choosing one of three starting methods, you are matched with suitable lenders and USDA programs tailored for you.
A USDA home loan, endorsed by the U.S. Department of Agriculture, either as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans which mandate a minimum down payment of 3.5%, USDA loans require no down payment, thus easing the path to homeownership in rural zones.
CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.
720 W 26th St, Houston, TX 77008, Houston, TX, 77008
Discover Quick Lending: Texas-based private hard money lender, transforming investment opportunities with unbeatable terms. Our game-changing loans start with just 5% down, covering up to 75% of the ARV. Enjoy speedy funding within 7 days, no credit checks, and zero extension fees. Ideal for flips, rentals, and new constructions, our investor-frien
1415 North Loop West, Suite 110, Houston, TX, 77008
Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible.
The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
