USDA Vs. FHA Pro and Con comparison in Kentfield, Marin County, CA

In 2025, the loan limit for USDA in Kentfield, located in Marin, CA, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess the best USDA versus FHA rates today. It aids in determining the income, credit requirements, reserves, and documents necessary to qualify. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in deciding which option, like those in Alabama, suits your financial needs best.

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Loan limits and down payment requirements for 2025 in Kentfield, Marin, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA loan options in Kentfield, CA

Lendersa® aims to quickly offer you the best USDA or FHA loan without any hassle. Choose one of three starting points to connect with matched lenders and explore USDA loan programs.

Lendersa USDA loan request results

What is a USDA Loan in CA?

A USDA home loan, backed by the government and facilitated by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available just for rural areas. FHA loans require at least a 3.5% down payment, whereas no down payment is necessary for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elite Mortgage Pros
  • 8103 3rd St, Suite 1, Downey, CA, 90241
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Power House Mortgage and Real Estate Services, Inc.
  • 9317 Firestone Boulevard, Downey, CA, 90241
  • We are a full-service mortgage company based in Downey, CA. We specialize in FHA loans, first time home buyer programs and VA Mortgage in Downey. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or Refinancing in or around zip code 90241, we can help you realize your dream of home ownership
  • First Class Funding Inc
  • 11445 Paramount Blvd, Suite F, Downey, CA, 90241
  • First Class Funding, Inc. is focused on being your premier mortgage solutions company. Through our experienced loan consultants and dedicated work, we will have you pre-approved for a mortgage loan in minutes. Located in Downey, California our office has more than 25 years combined experience
  • First Banc Home Loans
  • 10802 Downey Ave, Downey, CA, 90241
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Downey Capital Mortgage Inc.
  • 8255 Firestone Boulevard, Suite 101B, Downey, CA, 90241
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Escala Financial
  • 8255 Firestone Boulevard, Suite 301, Downey, CA, 90241
  • Escala Financial, your trusted guide through the sometimes confusing and murky waters of home loans. Since our founding in 2009, we have helped hundreds of families through personalized service and programs that achieve their personal financial goals. Whether you’re a new home buyer, want to refinance or are ready to retire.
  • El Camino Mortgage
  • 8141 Firestone Boulevard, Downey, CA, 90241
  • "Adriana Verduzco began her Real Estate / Mortgage Career in 1999 and remains dedicated to serving the members of the Los Angeles County and surrounding areas. In 2006, Adriana became owner of El Camino Real Estate Investments and El Camino Mortgage. Adriana is continually among those at the pinnacle in Real Estate Sales"
  • Square Lending
  • 10237 Hopeland Avenue, Downey, CA, 90241
  • We're a growing team covering all corners of Southern California. Beyond passionate about all things real estate, we're determined to changing how the industry operates. We strive for seamless experiences & to educate our clients to becoming experts in real estate. To put it simple, we love what we do & we're set out to make sure you love it too.
  • MARCAR Real Estate Brokers Corp.
  • 11027 Downey Avenue, Downey, CA, 90241
  • MARCAR Brokers is a family business with over 40 years of combined experience amongst our team. Our team includes real estate brokers and Mortgage Loan Officers and will be able to support your every need during your next transaction. Our team is full of talented individuals that not only have a passion.