USDA VS FHA in Kentfield, Marin County, CA

In 2026, the loan limit for USDA in Kentfield, located in Marin, CA, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess the best USDA versus FHA rates today. It aids in determining the income, credit requirements, reserves, and documents necessary to qualify. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in deciding which option, like those in Alabama, suits your financial needs best.

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Loan limits and down payment requirements for 2026 in Kentfield, Marin, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA loan options in Kentfield, CA

Lendersa® aims to quickly offer you the best USDA or FHA loan without any hassle. Choose one of three starting points to connect with matched lenders and explore USDA loan programs.

Lendersa USDA loan request results

What is a USDA Loan in CA?

A USDA home loan, backed by the government and facilitated by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available just for rural areas. FHA loans require at least a 3.5% down payment, whereas no down payment is necessary for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



Kentfield Lenders

  • Sequoia Mortgage Capital, Inc.
  • PO Box 2524, San Anselmo, CA, 94979
  • Lends in California
  • Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.

  • Preferred Mortgage Partners
  • 851 Irwin Street, Suite 100, San Rafael, CA 94901, San Rafael, CA, 94901
  • Lends in California
  • Private Money Loans - Bridge - Cross Collateral - Fix & Flip - Land Loans - Foreign Nationals - No Income. We are local and specialize in providing fast and creative financing options for residential properties all over the Bay Area, whether you want to;
    Acquire a new home before selling your existing property.
    Tap into the equity of your existi

  • Solveit Mortgage
  • 1299 Fourth Street, Ste 505B, San Rafael, CA, 94901
  • Lends in California
  • Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L

  • First Federal Savings and Loan of San Rafael
  • 1030 Third Street, San Rafael, CA, 94901
  • Lends in California
  • First Federal Savings & Loan of San Rafael is dedicated to providing exemplary financial services and a deep commitment to our community. Since 1963, our team of experts have been focused on offering personal checking accounts, savings, business accounts, business checking, mortgages, and online

  • CMG Realty
  • 55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
  • Lends in California
  • Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.

  • Equitable Mortgage Group
  • 1101 Fifth Ave, Suite 220, San Rafael, CA, 94901
  • Lends in California
  • Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.

  • Atalanta Financial
  • 711 Grand Ave, Suite 265, San Rafael, CA, 94901
  • Lends in California
  • Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.

  • All California Mortgage
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • Lends in California
  • "SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING.
    From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."

  • Capital Alliance Investments, Inc
  • 1108 Fifth Avenue, Suite 202, San Rafael, CA, 94901
  • Lends in California
  • Capital Alliance and its affiliates are mortgage bankers and real estate asset managers headquartered in San Rafael, California. We enable borrowers or their brokers access to an array of residential loan products with special expertise in providing non-QM, bridge, renovation and short/long term financing for all of these property types.

  • Searchlight Lending
  • 1300 Fourth Street, San Rafael, CA, 94901
  • Lends in California
  • Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders