USDA Vs. FHA Pro and Con comparison in Kentfield, Marin County, CA

In 2025, the loan limit for USDA in Kentfield, located in Marin, CA, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess the best USDA versus FHA rates today. It aids in determining the income, credit requirements, reserves, and documents necessary to qualify. This advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in deciding which option, like those in Alabama, suits your financial needs best.

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Loan limits and down payment requirements for 2025 in Kentfield, Marin, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA loan options in Kentfield, CA

Lendersa® aims to quickly offer you the best USDA or FHA loan without any hassle. Choose one of three starting points to connect with matched lenders and explore USDA loan programs.

Lendersa USDA loan request results

What is a USDA Loan in CA?

A USDA home loan, backed by the government and facilitated by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available just for rural areas. FHA loans require at least a 3.5% down payment, whereas no down payment is necessary for a USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



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