USDA VS FHA in Santa-Venetia, Marin County, CA

In 2025, the USDA loan cap for Santa-Venetia, which is in Marin county, CA, is $657,900. At the same time, the FHA limit for a single-family house is $822,375.

Utilize the Lendersa® USDA loan calculator to effectively compare the USDA and FHA top rates available today and determine the necessary income, credit, reserves, and paperwork for qualification. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to help decide which option is best suited for your particular financial situation in Alabama.

Review loan offers from 100 different lenders to find the best option available.

2025 loan limits and down payment information for Santa-Venetia, in the county of Marin, CA

Loan Type Maximum Loan Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA loan offerings in Santa-Venetia, CA

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without complications. Start by choosing one of three initial pathways to find lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Clarifying USDA Loans in CA

A USDA home loan is guaranteed by the Department of Agriculture and often referred to as the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans do not require a down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CHM Redding Reverse Mortgage
  • 16845 Von Karman Ave, Suite 200, Irvine, CA, 92606
  • Change Home Mortgage is a residential mortgage lender approved as a direct seller and servicer by Fannie Mae, Freddie Mac, and Ginnie Mae. Change Home Mortgage is certified by the United States Department of the Treasury as a Community Development Financial Institution (CDFI) allowing it to offer proprietary mortgage options.
  • Vision Quest Lending
  • 2860 Michelle Drive, Suite 140, Irvine, CA, 92606
  • Vision Quest Lending was founded on the idea of making the mortgage process easier while bringing savings to homeowners from application to closing. We really pride ourselves on bringing low mortgage rates and low fees to our customers - after all, the less you spend on your mortgage, the more you can spend on other important things in your life.
  • New Leaf Funding Inc.
  • 30 Corporate Park, Suite 203, Irvine, CA, 92606
  • New Leaf Funding Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Commerce Home Mortgage
  • 16845 Von Karman Avenue, Suite 200, Irvine, CA, 92606
  • Commerce Home Mortgage mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital
  • California Business Bank
  • 3200 El Camino Real, Suite 220, Irvine, CA, 92602
  • At California Business Bank (“CBB”), we combine the best of traditional community banking service, with modern technology origination and delivery methods. Technology when a business owner prefer, a person when they don’t. We provide innovative financial products and services to small businesses and entrepreneurs.
  • Owning
  • 230 Commerce, Suite 200, Irvine, CA, 92602
  • Owning was created by experienced people who worked in the mortgage industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the mortgage industry has operated for years. So, they created Owning. Owning uses modern technology, communication and research tools to reduce the stress.
  • JDGVentures
  • 255 Lockford, Irvine, CA, 92602
  • Galligan Funding Group (JDGVENTURES INC). We are a full-service mortgage company based in Irvine, CA. We specialize in Home Purchase Loans and Refinance in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92602
  • SMS Mortgage
  • 2 Robinstree Lane, Irvine, CA, 92602
  • SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
  • Thinkwise Credit Union
  • 599 N. E St, San Bernardino, CA, 92401
  • Credit Union officially become, Thinkwise Credit Union. After 63 years, the organization has re-branded to better position the credit union for long-term growth. Thinkwise, is intended to better reflect our current and future members'​ financial needs and goals. This name change will also allow a chance to reassert our priorities.