USDA Vs. FHA your options comparison in Santa-Venetia, Marin County, CA

In 2025, the USDA loan cap for Santa-Venetia, which is in Marin county, CA, is $657,900. At the same time, the FHA limit for a single-family house is $822,375.

Utilize the Lendersa® USDA loan calculator to effectively compare the USDA and FHA top rates available today and determine the necessary income, credit, reserves, and paperwork for qualification. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to help decide which option is best suited for your particular financial situation in Alabama.

Review loan offers from 100 different lenders to find the best option available.

2025 loan limits and down payment information for Santa-Venetia, in the county of Marin, CA

Loan Type Maximum Loan Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA loan offerings in Santa-Venetia, CA

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without complications. Start by choosing one of three initial pathways to find lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Clarifying USDA Loans in CA

A USDA home loan is guaranteed by the Department of Agriculture and often referred to as the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans do not require a down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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