USDA Vs. FHA your options comparison in Stockton, San Joaquin County, CA
In the year 2025, the USDA loan ceiling for Stockton, situated in the county of San Joaquin, CA, is set at $556,200, while the FHA loan limit for a single-family residence is $656,650.
Utilize Lendersa®’s USDA loan calculator to evaluate and compare current USDA versus FHA rates, aiding you in understanding the income, credit, reserve requirements, and necessary documentation for qualification. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, facilitating informed decisions in concerning your financial needs.
Loan limits and downpayment specifics in Stockton, county of San Joaquin, CA for 2025
Loan Type
Loan Limit
Down payment
USDA
$556,200
0%
FHA
$656,650
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA loans in Stockton, CA
The ambition of Lendersa® is to swiftly secure you the most favorable USDA or FHA loan with minimal fuss. Start from one of three key points to find matching lenders and relevant USDA loan programs.
A USDA home loan refers to a government-backed mortgage provided by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, applicable exclusively in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans offer a no down payment option.
233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401
F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Target Rate is the culmination of 25 plus years in the mortgage industry. I have helped thousands of clients, trained other loan agents, real estate agents and processors. I have managed branches, overseen operations, underwriting, sales and most importantly held clients hands as they navigate through the most important financial transaction
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Allstate Bancorp, Inc. provides clients with the highest level of personal service, and an efficient and effective way of obtaining real estate financing, to accomplish their goals. Allstate Bancorp, Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Greenday Mortgage Inc. provides clients with the highest level of personal service, and the most efficient and cost effective way of obtaining real estate financing, to accomplish their goals. Greenday Mortgage Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6399 Wilshire Boulevard, 10th Floor, Los Angeles, CA, 90048
"Sunset Home Sales and Mortgage, Inc. is a real estate and mortgage financing based brokerage in Los Angeles, California that prides itself on the highest level of service to its clients founded upon:
Reliance – Constant contact from the beginning to the end of your transaction and beyond, never leaving your side."
