USDA and FHA Pro and Con in Stockton, San Joaquin County, CA
In the year 2026, the USDA loan ceiling for Stockton, situated in the county of San Joaquin, CA, is set at $556,200, while the FHA loan limit for a single-family residence is $656,650.
Utilize Lendersa®’s USDA loan calculator to evaluate and compare current USDA versus FHA rates, aiding you in understanding the income, credit, reserve requirements, and necessary documentation for qualification. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, facilitating informed decisions in concerning your financial needs.
Loan limits and downpayment specifics in Stockton, county of San Joaquin, CA for 2026
Loan Type
Loan Limit
Down payment
USDA
$556,200
0%
FHA
$656,650
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA loans in Stockton, CA
The ambition of Lendersa® is to swiftly secure you the most favorable USDA or FHA loan with minimal fuss. Start from one of three key points to find matching lenders and relevant USDA loan programs.
A USDA home loan refers to a government-backed mortgage provided by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, applicable exclusively in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans offer a no down payment option.
1600 River Park Blvd, Suite 201, Woodstock, GA, 30188
Cedar Mill Mortgage was founded in 1996 ; we are a full service mortgage broker and a Georgia Residential Mortgage licensee specializing in mortgage loans in the state of Georgia. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the
Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
Tappan Community Credit Union, proud to be the oldest credit union in Mansfield. Over 84 years ago Tappan Employees Credit Union met the needs of a growing industrial workforce and we are pleased to continue those same services today. Membership is open to anyone working, attending school, worshiping or living in Richland County.
13 Park Avenue West, Suite 307, Mansfield, OH, 44902
McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
28 Park Avenue West, Suite 601, Mansfield, OH, 44902
THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals.
Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage
Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs
Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.
We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.
Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.
4343 Shallowford Road, Suite 110, Marietta, GA, 30062
Holly Walther have 20+ yrs of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia. Holly's exclusive concierge service, and systematic communication will keep you informed and involved every step of the way, ensuring a streamlined approval process.
