USDA and FHA Pro and Con in Loomis, Placer County, CA
In 2025, USDA loan limit in Loomis, county of Placer, CA is $540,000 while FHA limit is $763,600 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Loomis, county of Placer, CA
Loan Type
Loan Limit
Down payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA loan options in Loomis, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
North Coast Financial, Inc. is a San Diego hard money lender (private money lender) with over 30 years of hard money loan experience. We specialize in fix and flip loans / rehab loans, land loans, hard money purchase loans, construction loans, cash outs, hard money refinances and other various bridge loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
75280 Highway 111 Suite 101, Indian Wells, CA, 92210
LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
4167 Avenida De La Plata, Suite 104, Oceanside, CA, 92056
Eagle Nest Realty & Mortgage Inc. is a residential real estate sales and mortgage loan company. Located in Oceanside, we represent buyers and sellers primarily in North San Diego County and broker purchase and refinance loans throughout California. mortgage company va mortgage lender camp pendleton area real estate agent.
We are your professional One Stop Shop for all your realtor and/or mortgage needs. Save Time and Money with us! The resourceful and creative team at Shaffer Realty And Mortgage is eager to help you move forward with more. If you need an experienced Mortgage and Realtor team focused on achieving your goals, give us a call.
We are a direct to consumer wholesale mortgage broker. After obtaining a mortgage, it will be bundled together with hundreds of other mortgages and re-sold on the secondary market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance
Commercial Property We Fund Nationwide:
commercial warehouses, retail spaces, industrial offices, self storage, office buildings, farm Loans, multi-family, assisted living, short-term rentals and others.
The property where your business will operate is unique and we pair our knowledge and resources to ensure your business mortgage success!
SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative.
Our method of doing business is to have high client involvement
A Vision Property Services| Home Loans | Home Purchase and Sales
28812 Vista Valley Dr, Vista, CA, 92084
A Vision Property Services| Home Loans | Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
