USDA Vs. FHA Pro and Con comparison in Loomis, Placer County, CA
In 2025, the USDA loan cap in Loomis, Placer, CA, is $540,000, whereas the FHA limit for a single-family home is $763,600.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans helping to decide which option in, perhaps, Alabama suits your financial needs best.
Loan limits and down payment expectations in Loomis, Placer, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA loan varieties in Loomis, CA
The focus of Lendersa® is to promptly secure you the optimal USDA or FHA loan. Choose one of three starting points that channel you to matching lenders and USDA loan options.
A USDA home loan is government-backed, provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
Alternative Capital Lending (“ACL”) is a financial and professional firm specializing in commercial real estate lending services. With over 75 years of combined real estate experience, ACL is an expert when it comes to advising and structuring commercial real estate loans. We understand the changing market place
CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.
6528 Greenleaf Avenue, Suite 128, Whittier, CA, 90601
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.
1516 West Redondo Beach Boulevard, Gardena, CA, 90247
Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
8345 W. Sunset Rd, Suite 380, Las Vegas, NV, 89113
We have been committed to serving the needs of our borrowers for over 30 years. We are a full-service lender offering quick pre-approvals, in-house underwriting and on-time closings at competitive interest rates. While most lenders have limited flexibility in qualifying home buyers.
8337 West Sunset Road, Suite 300, Las Vegas, NV, 89113
Our team constantly strives for self improvement and incorporate this knowledge and education to help our clients have a better experience. I have been lending since 1997 so I already know what the underwriter is looking for and can prepare you for that process. That means simplicity for you, and an advocate to show you how to navigate the waters
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Lone Mortgage has been open since 2006
Offering the industry's deepest menu of loan programs, allowing us to close loans when other lenders have said no. We are dedicated to providing superior service combined with innovative loan programs to ensure the greatest value for our customer... creating a ""Client for Life."""
