USDA Vs. FHA your options comparison in Loomis, Placer County, CA
In 2026, the USDA loan cap in Loomis, Placer, CA, is $540,000, whereas the FHA limit for a single-family home is $763,600.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans helping to decide which option in, perhaps, Alabama suits your financial needs best.
Loan limits and down payment expectations in Loomis, Placer, CA for 2026
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA loan varieties in Loomis, CA
The focus of Lendersa® is to promptly secure you the optimal USDA or FHA loan. Choose one of three starting points that channel you to matching lenders and USDA loan options.
A USDA home loan is government-backed, provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available only in rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
"We are a veteran owned & operated mortgage company located in Scottsdale, Arizona.
Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes.
Inline’s loan officers have extensive home refinancing knowledge"
6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.
16427 North Scottsdale Road, Suite 410, Scottsdale, AZ, 85254
At Clear Home Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
6424 East Greenway Parkway, Suite 100, Scottsdale, AZ, 85254
Kierland Mortgage Group, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are an Arizona-based mortgage company that wants to be your trusted guide through the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
7047 E. Greenway Parkway, Suite 160, Scottsdale, AZ, 85254
At Clover Key Home Loans®, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
Taylor Financial Group LLC is a professional mortgage brokerage firm located in Scottsdale, Arizona. As a mortgage broker, we are different than a bank or credit union that offers mortgage products. They are retail lenders, offering their own limited number of loan options at higher retail interest rates.
At Arizona Home Loan. We are a full-service mortgage company based in Scottsdale, AZ. We specialize in home purchase loans and refinancing in Scottsdale, Phoenix, Paradise Valley, and Gilbert. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85254, 85016,
13402 North Scottsdale Road, Suite B-185, Scottsdale, AZ, 85254
The Valley Savers Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
16427 N Scottsdale Rd, Suite 410, Scottsdale, AZ, 85254
Come experience the Marketline difference. Quick, easy and stress-free is our goal! We go out of our way to find the lowest rates available for your situation, provide stellar personal service, keep you in the loop, and provide your financing as quick as possible. Above all, we want you to feel at home throughout the process.
