USDA Vs. FHA your options comparison in Auburn, Placer County, CA
As of 2026, the USDA loan limit for a single-family home in Auburn, within Placer county, CA is set at $540,000, whereas the FHA loan limit is $763,600.
Utilize the Lendersa® USDA loan calculator to evaluate and juxtapose current USDA and FHA rates. This tool helps you identify the necessary income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans, aiding you in selecting the ideal plan for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Auburn, Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Explore USDA and FHA Loans in Auburn, CA
The primary aim of Lendersa® is to secure you the most favorable USDA or FHA loan promptly and without complication. Choose from one of three initial steps to connect with lenders and discover USDA loan options.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan offered by the Department of Agriculture, suitable for rural areas. While FHA loans require a down payment of at least 3.5%, USDA loans come with no down payment requirement at all.
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