USDA Loan Vs. FHA loan for Auburn, CA [Placer County ]

In 2025, USDA loan limit in Auburn, county of Placer, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Auburn, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(209) 800-7906 Lender's profile and map Reviews Central Valley Mortgage Group 5713 N. Pershing Avenue, Suite D2, Stockton, CA, 95207 We are a full-service mortgage company based in Stockton, CA. We specialize in FHA, VA, Conventional, USDA & JUMBO loans in Lodi, Linden, Patterson and Sonora. We also serve the surrounding cities in San Joaquin County, Stanislaus County, Madera County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
(209) 932-9504 Lender's profile and map Reviews Valley Capital Lending 4550 North Pershing Avenue, Suite 7, Stockton, CA, 95207 Our team at Valley Capital Realty is here to guide you through the Central Valley's treasure trove of real estate opportunities. After all, we're passionate for what we do and are proud to share that passion with such an amazing community. From decades of experience and unparalleled market knowledge to refined negotiating skills
(209) 405-4594 Lender's profile and map Reviews Emerald Realty & Mortgage 1330 W Robinhood Dr, Suite a 13, Stockton, CA, 95207 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(209) 885-4418 Lender's profile and map Reviews H.O.M.E. Lending 1919 Grand Canal Blvd, A6, Stockton, CA, 95207 Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rates. Whether it is your first home or an investment property we offer a wide range of financing options designed to meet your unique needs.
(209) 651-2000 Lender's profile and map Reviews Mission San Jose Mortgage 2111 West March Lane, Suite B100, Stockton, CA, 95207 Mission San Jose Mortgage, we have the experience, financial strength, and personalized service you can count on. As a client of Mission San Jose Mortgage, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products
(775) 831-9555 Lender's profile and map Reviews Lake Tahoe Mortgage LLC 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451 Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
(209) 473-2191 Lender's profile and map Reviews Investment Mortgage 1759 Cherokee Road, Stockton, CA, 95205 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(209) 929-1200 Lender's profile and map Reviews Bank of Stockton 301 East Miner Avenue, Stockton, CA, 95202 The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers
(209) 444-5300 Lender's profile and map Reviews Central State Credit Union 919 North Center Street, South Pasadena, CA, 95202 Central State Credit Union has served the financial needs of people like you living in the heartlands of California. As a not-for-profit financial cooperative, you might say we were an original social network, connecting people and resources, long before the onset of the technology age and today‘s social networks.
(209) 222-6570 Lender's profile and map Reviews De'Lane Financial Solutions 20 North Sutter Street, Suite 301, Stockton, CA, 95202 Belinda Butcher is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(530) 267-6262 Lender's profile and map Reviews Summit Funding, Inc 300 Salem Street, Chico, CA, 95928 Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,