USDA VS FHA in Auburn, Placer County, CA

As of 2026, the USDA loan limit for a single-family home in Auburn, within Placer county, CA is set at $540,000, whereas the FHA loan limit is $763,600.

Utilize the Lendersa® USDA loan calculator to evaluate and juxtapose current USDA and FHA rates. This tool helps you identify the necessary income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator provides a comparative analysis of USDA, FHA, Conforming, and VA loans, aiding you in selecting the ideal plan for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Auburn, Placer, CA

Loan Type Loan Limit Down Payment
USDA $540,000 0%
FHA $763,600 3.5%
Conventional Conforming $763,600 3%

Explore USDA and FHA Loans in Auburn, CA

The primary aim of Lendersa® is to secure you the most favorable USDA or FHA loan promptly and without complication. Choose from one of three initial steps to connect with lenders and discover USDA loan options.

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Understanding USDA Loans in CA

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan offered by the Department of Agriculture, suitable for rural areas. While FHA loans require a down payment of at least 3.5%, USDA loans come with no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Midwest Bank
  • 114 West Main, Pierce, NE, 68767
  • Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.

  • First Community Credit Union
  • 111 9th Street SW, Jamestown, ND, 58401
  • Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.

  • Commercial State Bank
  • 519 East Broadway, Wausa, NE, 68786
  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.

  • Bruning State Bank
  • 104 Main Street, Bruning, NE, 68322
  • The primary mission of Bruning Bank is to assist clients to Build and Maintain Wealth. Our vision is to help customers Build, Grow, and Thrive by: Building relationships with customers based on integrity and mutual responsibility in order to help them achieve financial success. Contributing to our communities through philanthropy and service.

  • Hutchinson Government Employees Credit Union
  • 121 E Avenue A, Hutchinson, KS, 67501
  • HGE Credit Union was chartered in 1945 as Hutchinson Municipal Employees Credit Union. Originally, only city employees were eligible to become members. Tom Tomlin, firefighter at Fire Station #1 kept CU papers in a cigar box. The charter gives the address as 18-22 East Avenue B, which was the police department and Fire Station #1.

  • Bell Credit Union
  • 1601 N Lorraine Street, Hutchinson, KS, 67501
  • Bell Credit Union has come a long way since 1938. Mrs. Verla Yelton was the first manager of the credit union. Verla and her husband, Lloyd, provided space in their home at 417 E 1st for the credit union office. The office was located there until the mid 1950’s, when it was moved to the 5th floor of the Wiley Building.

  • The First National Bank of Hutchinson
  • 1 N. Main Street, Hutchinson, KS, 67501
  • First National Bank of Hutchinson is a community bank that offers personal banking, commercial banking and wealth management services. The bank was founded in 1876 and is based in Hutchinson, Kansas. First National Bank of Hutchinson operates as a subsidiary of First Kansas Bancshares, Inc.

  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.

  • Madison County Bank
  • 111 West Third Street, Madison, NE, 68748
  • "Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888.

    Today, our tellers still know most of their customers on a first name basis, and the bank is stronger and more secure than ever. We pride ourselves on our personalized approach to community banking

  • The Security State Bank
  • 117 N Third St, Emery, SD, 57332
  • The Security State Bank is located in Emery, SD, United States and is part of the Depository Credit Intermediation Industry. The Security State Bank has 12 total employees across all of its locations and generates $1.41 million in sales (USD). There are 2 companies in the The Security State Bank corporate family.

  • Turtle Mountain State Bank
  • 908 Chief Little Shell Street, Belcourt, ND, 58316
  • Turtle Mountain State Bank opened its doors on December 3, 2007 as the first privately owned Native American bank on a federally recognized Indian Reservation. In April of 2012, the bank moved into a beautiful new building located in the center of downtown Belcourt. To fulfill the needs of the underserved, we are committed to offering high-quality