USDA and FHA Pro and Con in Auburn, Placer County, CA

In 2024, USDA loan limit in Auburn, county of Placer, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Auburn, county of Placer, CA

Loan Type Loan Limit Down payment
USDA $540,000 0%
FHA $763,600 3.5%
Conventional Conforming $763,600 3%

USDA and FHA loan options in Auburn, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Unlimited Mortgage Lending LLC
  • 1825 Northwest Corporate Blvd, Suite 110, Boca Raton, FL, 33431
  • Unlimited Mortgage Lending, LLC, a full-service Mortgage Brokerage based in Boca Raton, Florida. We specialize in home loans in Florida. With, Christopher Pierce the owner and licensed since 1998, we bring a combined 20+ years of experience. We have guided many first-time homebuyers to accomplishing their dream of owning their own home.
  • Heart Mortgage Corporation
  • 4800 North Federal Highway, Suite 104A, Boca Raton, FL, 33431
  • Heart Mortgage Corporation helps you find the best mortgage deal. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
  • Swiss Capital Financial Inc
  • 301 Yamato Road, Suite 1240, Boca Raton, FL, 33431
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Base Rate Mortgage LLC
  • 2101 Northwest Corporate Blvd, Suite 410, Boca Raton, FL, 33431
  • We are able to offer the best pricing available to Florida homeowners and homebuyers. Located in Broward County, Florida, Base Rate Mortgage is a Florida company that serves Florida homeowners only. With 30 years of residential lending experience, the team at Base Rate Mortgage will deliver an industry leading price quote.
  • Quick Easy Mortgage LLC
  • 2790 N Federal Hwy, Suite 201, Boca Raton, FL, 33431
  • Our business takes great pride in helping our clients make their dreams come true. We know that buying a home is one of the biggest financial decisions one can take, therefore we make sure we follow along and guide them in every step of the way.We've been helping customers afford the homes of their dreams for many years and we love what we do.
  • Strong Home Mortgage, LLC
  • 2255 Glades Road, Boca Raton, FL, 33431
  • We believe that delivering exceptional service to our customers will begin with people and end with technology. Using technology and automation to create transparency and an easy to understand process, we believe Strong Home Mortgage can provide a unique and efficient loan experience.
  • Dreamlink Mortgage
  • 520 Northeast 44th Street, Boca Raton, FL, 33431
  • Dreamlink Mortgage. We are a full-service mortgage company based in Boca Raton, FL. We specialize in FHA, VA, Conventional Home Loans, Commercial Loans, and Home Purchase Loans in Boca Raton. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in the zip code 33431.
  • KESSNER FINANCIAL, INC
  • 5550 Glades Road #305, Boca Raton, FL, 33431
  • KESSNER FINANCIAL, INC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans which best suit our clients needs. We believe that the best borrower is an educated borrower. It is for this reason that we work closely with them to insure that their financing is intergrated as part.
  • City 1st Mortgage Services
  • 2255 Glades Road, Suite 324A & 319A, Boca Raton, FL, 33431
  • "City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds
  • NP, Inc.
  • 4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
  • NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.
  • Capital Funding Financial LLC
  • 5550 Glades Rd Ste #200, Boca Raton, FL, 33431
  • CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE. WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU