USDA Vs. FHA your options comparison in Rocklin, Placer County, CA
In 2025, the USDA loan threshold for Rocklin, situated in Placer County, CA, is $540,000, while the FHA limit for a single-family home is $763,600.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining the required income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, supporting your decision on the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Rocklin, Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Rocklin, CA
Lendersa®'s mission is to quickly secure you the best available USDA or FHA loan with minimal hassle. Choose one of three approaches to match with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,
The Vieira Mortgage Team is a group of highly skilled professionals that have served over 7, 000 clients ranging from first time home buyers to seasoned real estate investors. Our team delivers the most intimate mortgage experience one can find. Dedicated to giving a top-notch purchase or refinance experience,
9891 Irvine Center Dr, Suite 190, Irvine, CA, 92618
The team here at Dan Wurtz- Charter Pacific Lending Corp. is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
We provide our partners the individualized service from submission through funding by having a dedicated team of employees at every milestone of the transaction. The core of this team has a working relationship of 10 or more years together. If practice makes perfect get ready to experience perfection
Tony truly believe that I am qualified for the position. My career in Real Estate spans 30 years and I’ve funded over $700 million in home loans since 1992 and closed over 3, 700 transactions. Currently, I am a top producing loan officer/Branch Manager and Real Estate Broker Associate.
Homeowners First Mortgage offers the promise of longevity and security along with a commitment to service excellence. Homeowners First Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. We are recognized as the industry leader in mortgage partnerships.
Since 1978, Dimension Funding has worked hard to build and maintain its solid track record and reputation as a trusted source of capital for America’s small and medium-sized business owners, entrepreneurs, professionals and owner-operators by providing commercial financing and lease financing for virtually any type of equipment, good or product.
300 Spectrum Center Dr, Suite 970, Irvine, CA, 92618
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
200 Spectrum Center Drive, Suite 300, Irvine, CA, 92618
CEM Capital is a full-service mortgage banking and commercial real estate investment company that specializes in utilizing capital to provide liquidity to real estate investors, developers, banks, savings institutions, and mortgage companies.
Our core service includes the nationwide origination of commercial real estate loans.
7700 Irvine Center Drive, 3rd Floor, Irvine, CA, 92618
We care deeply about figuring out how to make our client’s dreams into a reality. We’re about transforming the equity in your home into capital to pay for college tuitions, dream vacations, or weddings, without adding extra costs or burdens. Our unique system simplifies and streamlines the mortgage process.
9070 Irvine Center Dr, Suite 250, Irvine, CA, 92618
"At Inspira Group, we think you should have it all: a beautiful new dream home, the top dollar for your old home, and preferred providers to finance it all. We care about the process as much as you do.
That’s why every client is in great hands with Inspira Group. We take a comprehensive, seamless approach to buying, selling,"
