USDA Loan Vs. FHA loan pro & con for Rocklin, Placer County, CA

In 2025, USDA loan limit in Rocklin, county of Placer, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rocklin, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(904) 495-3374 2319 miles Lender's profile and map Reviews Sawgrass Mortgage Corporation 10151 Deerwood Park Boulevard, Suite 300, Jacksonville, FL, 32256 Sawgrass Mortgage Corporation was founded in 2018. The key to our success has been a combination of consistently offering the lowest possible rates to mortgage clients and above all, providing those clients with outstanding customer service. Servicing our clients with honesty and integrity is something that we take great pride in doing.
(904) 332-6808 2319 miles Lender's profile and map Reviews American Home Funding Inc 5150 Belfort Rd, Suite 200, Jacksonville, FL, 32256 We specialize in new construction requirements for Conventional, FHA, VA and Rural Housing programs. We provide Jacksonville’s builders and realtors with the latest in mortgage financing programs and the excellent service we’ve become known for. We work with local and national banks to bring the best of their loan options to our clients.
904-651-3143 2319 miles Lender's profile and map Reviews RE FINANCIAL SERVICES, INC. 4651 Salisbury Road, Ste. 400, Jacksonville, FL, 32256 RE Financial Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
404.936.5232 2319 miles Lender's profile and map Reviews The Ken Phillips Team @ ALCOVA Mortgage 8647 Baypine Road, Suite 203, bldg. 1, Jacksonville, FL, 32256 ALCOVA Mortgage LLC \| NMLS#40508 \| (www.nmlsconsumeraccess.org) Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, OH, PA, SC, TN, VA, WV \| 308 Market St SE, Roanoke, VA 24011 We take the hassle out of homebuying so you can get back to focusing on what matters most! Life moves fast, and so do you.
(570) 323-9407 2320 miles Lender's profile and map Reviews West Branch Valley Federal Credit Union 1640 High Street, Williamsport, PA, 17701 AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
(570) 327-5263 2320 miles Lender's profile and map Reviews Woodlands Bank 2450 East Third Street, Williamsport, PA, 17701 In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
(570) 326-3636 2320 miles Lender's profile and map Reviews Horizon Federal Credit Union 2849 Reach Road, Williamsport, PA, 17701 Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
(352) 629-7596 2320 miles Lender's profile and map Reviews Ocala Community Credit Union 2675 SE 36th Avenue, Ocala, FL, 34471 Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
(352) 843-7467 2320 miles Lender's profile and map Reviews Abbey Mortgage 2107 SE 3rd Ave., Ocala, FL, 34471 Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
352-615-1613 2320 miles Lender's profile and map Reviews Coast 2 Coast Lending 1630 SE 18th St, #203, Ocala, FL, 34471 Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
(352) 304-5700 2320 miles Lender's profile and map Reviews Landmark Mortgage Planners 3227 SE Maricamp Rd, #101, Ocala, FL, 34471 Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.