USDA Loan Vs. FHA loan for Rocklin, CA [Placer County Rates 2023]

In 2024, USDA loan limit in Rocklin, county of Placer, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rocklin, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(609) 393-0046 https://njlpscu.org/ 2451 miles Lender's profile and map Reviews New Jersey Law & Public Safety Credit Union 225 E State Street, Trenton, NJ, 08608 The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.
(866) 224-1379 https://www.lakelandbank.com/ 2451 miles Lender's profile and map Reviews Lakeland Bank 250 Oak Ridge Road, Oak Ridge, NJ, 07438 Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.
(808) 565-6522 https://www.lanaifcu.org/ 2451 miles Lender's profile and map Reviews Lana’i Federal Credit Union 816 Ilima Avenue, Lanai City, HI, 96763 Established in 1938, the Lāna’i Federal Credit Union, originally known as HAPCO Lāna’i Federal Credit Union, was organized to serve the employees of the Hawaiian Pineapple Company, on the island of Lāna’i, Hawaii. Lāna’i was once the largest pineapple plantation, producing 90% of the world’s pineapple during the 1950s – 1970s.
(973) 361-5225 https://www.picacreditunion.com/ 2451 miles Lender's profile and map Reviews Picatinny Federal Credit Union 100 Mineral Springs Drive, Dover, NJ, 07801 Founded as a one-branch credit union serving Picatinny Arsenal in 1939, we have continued to grow and evolve in tandem with the community we serve. In 2005, Picatinny was approved for a Community Charter, with membership now open to anyone who lives, works, worships or goes to school in Morris County, as well as their immediate families.
(856) 690-9100 https://www.centurysb.com/ 2452 miles Lender's profile and map Reviews Century Savings Bank 1376 W. Sherman Avenue, Vineland, NJ, 08360 Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
(856) 696-0767 https://www.membersonenj.org/ 2452 miles Lender's profile and map Reviews Members 1st of NJ Federal Credit Union 37 West Landis Avenue, Vineland, NJ, 08360 Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
(856) 696-2525 https://www.bayatlanticfcu.org/ 2452 miles Lender's profile and map Reviews Bay Atlantic Federal Credit Union 101 West Elmer Road, Vineland, NJ, 08360 BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
(856) 293-9480 https://www.millvillesavings.com/ 2452 miles Lender's profile and map Reviews Millville Savings and Loan Association 100 Albertson Street, Millville, NJ, 08332 In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per
(856) 327-5755 https://www.tbafcu.com/ 2452 miles Lender's profile and map Reviews Thunder Bolt Area Federal Credit Union 1601 Cedar Street, Millville, NJ, 08332 We are a Federal Credit Union Chartered on May 1, 1951 and since that time have been located on the premises of our original sponsor company, Airwork Corporation. Through the years, Airwork was purchased by several different companies until it was acquired by Dallas Airmotive. The credit union has assets totaling $31.66 Million.
(800) 933-3280 http://www.myfinancialresources.org/ 2453 miles Lender's profile and map Reviews Financial Resources Federal Credit Union PO Box 6999, Bridgewater, NJ, 08807 FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.
(908) 625-8878 http://goldmortgage.com 2453 miles Lender's profile and map Reviews GOLDEN MORTGAGE CORPORATION 818 Route 202-206, Bridgewater, NJ, 8807 Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.