USDA and FHA Pro and Con in Rocklin, Placer County, CA
In 2026, the USDA loan threshold for Rocklin, situated in Placer County, CA, is $540,000, while the FHA limit for a single-family home is $763,600.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining the required income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, supporting your decision on the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Rocklin, Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Rocklin, CA
Lendersa®'s mission is to quickly secure you the best available USDA or FHA loan with minimal hassle. Choose one of three approaches to match with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
555 Winderley Place, Suite 300, Maitland, FL, 32751
CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
495 N Keller Road, Suite 550B, Maitland, FL, 32751
Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.
A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.
We have a vast variety of program options available
529 Versailles Drive, Suite 101, Maitland, FL, 32751
At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
500 Winderley Place, Suite 100, Maitland, FL, 32751
You Have Realty is the real estate partner of the Under One Roof Team. Whether you are buying or selling, this program offers all the components necessary for a seamless real estate transaction. Attorney Justin Clark and his team of lawyers are available for consultation throughout every real estate transaction.
495 North Keller Road, Suite 550A, Maitland, FL, 32751
At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing
At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.
670 N. Orlando Avenue, Suite 101, Maitland, FL, 32751
Clifton Mortgage Services LLC is a Licensed Mortgage Lender, giving our clients the ability to obtain the best rates an terms in the market place with out the hassle of shopping with multiple banks. The overall strength of the Firm is derived by the quality, commitment, and expertise of its Executive Members
Whether you are a new home buyer, realtor, or mortgage broker seeking assistance on a challenging mortgage request, it is our dedication to creative underwriting, quality presentation; ultimately providing creative mortgage solutions even in the toughest situations which make us stand out.
Homelife International Mortgage is the choice for all residential and commercial funding needs. Since 2002 HLIM originated and funded thousands of conventional, subprime and private money loans throughout the United States and We pride ourselves on being the most creative mortgage company in our industry.
Streamline Mortgage Solutions in 2005 to offer customized services that allow clients access to the industry’s best pricing. We are now leaders in our field, offering mortgage options to anyone purchasing a home in the state of Florida. If you’re looking for one of the best mortgage brokers in Florida to take care of you
