In 2026, the USDA loan ceiling for Mendota, located in Fresno county, CA, is $405,000. In comparison, the FHA loan limit for a single-family home is set at $472,030.
Discover the best rates today by using the Lendersa® USDA loan calculator, which allows you to see how USDA and FHA loans stack up. Evaluate required income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, enabling you to choose the best program for your financial circumstances in .
Current 2026 loan limits and down payment requirements for Mendota, in Fresno county, CA
Loan Type
Loan Maximum
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mendota, CA
At Lendersa®, our aim is to secure you the most advantageous USDA or FHA loan swiftly and effortlessly. Choose one of three methods to match with lenders and appropriate USDA loan packages:
USDA home loans are government-backed by the Department of Agriculture, known also as USDA rural development loans or USDA mortgages. These loans are exclusive to rural areas and notably, unlike FHA loans, they require no down payment, whereas a minimum of 3.5% is typical for an FHA loan.
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Autobahn Mortgage, LLC almost 20 years in the real estate industry, we have the experience to help with your loan. Our method differs from other lenders as we take a holistic approach to our borrowers needs and The Mortgage Industry has changed dramatically. Trust us to have the knowledge, experience and communication skills to serve you.
