USDA and FHA Pro and Con in Kerman, Fresno County, CA

In 2025, USDA loan limit in Kerman, county of Fresno, CA is $405,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Kerman, county of Fresno, CA

Loan Type Loan Limit Down payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Kerman, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 24302 Del Prado, Dana Point, CA, 92629
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  • 34270 Pacific Coast Highway, Suite A, Dana Point, CA, 92629
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  • First American Capital Real Estate Services, Inc.
  • 24040 Camino Del Avion, A152, Dana Point, CA, 92629
  • First American Capital Real A diverse company starting out as a Mortgage Broker, then transitioning to a Mortgage Banker. As a Real Estate Company and Lender our goal is to help Stabilize Neighborhoods. We have an A-Z solution to dispose of assets via Traditional and Alternative liquidation processes.
  • Laguna Sierra Mortgage Group
  • 33971 Selva Road, Suite 120, Dana Point, CA, 92629
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  • Beach Cities Capital
  • 24641 La Cresta Drive, Suite A, Dana Point, CA, 92629
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  • American Funding
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  • Isosceles Mortgage
  • 1656 Hibiscus Ct, Beaumont, CA, 92223
  • At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,
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  • Clear Lending Solutions Inc
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  • Lucid Financial
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  • 18301 Collier Avenue, Suite B, Lake Elsinore, CA, 92530
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