USDA Loan Vs. FHA loan for Kerman, CA [Fresno County ]

The USDA loan cap for 2025 in Kerman, within Fresno county, CA, is set at $405,000, whereas the FHA cap for a single-family residence is $472,030.

Employ the Lendersa® USDA loan calculator to compare the prime rates of USDA versus FHA loans and ascertain the requisite income level, credit score, financial reserves, along with required documents to qualify. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options to aid in selecting the best program in for your unique financial scenario.

Available USDA and FHA Loans in Kerman, CA

Lendersa® strives to swiftly and seamlessly provide you with the ideal USDA or FHA loan. Choose one of three avenues that lead to matched lenders and USDA loan options.

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Exploring USDA Loans in CA

A USDA home loan is backed by the U.S. Department of Agriculture and is commonly referred to as a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment at all, making them a more accessible option for rural homebuyers.

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(626) 688-0691 Lender's profile and map Reviews Evans Financial Network 615 Smoketree Drive, La Verne, CA, 91750 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
(909) 541-6723 Lender's profile and map Reviews First Priority Capital 3197 Peyton Road, La Verne, CA, 91750 First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.
(909) 896-3875 Lender's profile and map Reviews GMA Real Estate Services Inc 1403 Foothill Boulevard, Suite E, La Verne, CA, 91750 GMA Real Estate has been representing clients in La Verne, Claremont, San Dimas and throughout Southern California for over 20 years. Having worked previously as a mortgage underwriter, Patricia has the knowledge to help buyers obtain the right mortgage for them. Having a strong mortgage background also helps ensure our sellers.
7149064781 Lender's profile and map Reviews Inbanet 8141 E 2nd Street, Downey, CA, 90241 Fix and Flip for residential properties 90/100 nationwide, 2 points max Bridge Loans are available on all sorts of properties, mainly in California. Run any scenario you have, and we will first try in-house; if not, we can get it done with our consortium of lender networks. We are the deal makers.
3235706120 Lender's profile and map Reviews Fuente Funding Inc 8000 Cypress Lane, Downey, CA, 90241 Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
(562) 862-8141 Lender's profile and map Reviews Downey Federal Credit Union 8237 3rd St, Downey, CA, 90241 At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.
(310) 308-7425 Lender's profile and map Reviews Realty Capital Lending Group, Inc 8132 Firestone Blvd, Suite 824, Downey, CA, 90241 Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.
(323) 854-7739 Lender's profile and map Reviews Nationwide Mortgage and Real Estate Advisors 8043 2nd St, Suite 102, Downey, CA, 90241 Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County
(424) 209-7899 Lender's profile and map Reviews Jose Guevara, Nueva Real Estate 8141 E 2nd St, Suite 414, Downey, CA, 90241 Hometuity is a mega-team at Nueva RE that was founded by a group of inspiring and innovative individuals who wanted to put an emphasis on agency identity and team presence. We provide an array of complimentary services so that our clients can get the most out of their transaction.
(562) 754-4954 Lender's profile and map Reviews Jael Yvette Munoz - Mortgage Loan Officer 8141 2nd St, Suite 414, Downey, CA, 90241 Jael has worked in the Real Estate Industry for over 14 years holding several key positions: Realtor®, Escrow Officer, Senior Transaction Coordinator, Sales Manager and Construction Liaison. Having held these positions, Mrs. Munoz has developed exceptional organizational and management skills
(562) 904-2500 Lender's profile and map Reviews New World Mortgage 10842 Paramount Blvd., Downey, CA, 90241 New World Mortgage focuses on pairing you with the right mortgage loan program in the fastest time possible, without compromising attention to detail. We’ve helped many people throughout Los Angeles, Orange, Riverside and San Bernardino Counties, making their dreams of owning a home a reality.