USDA Vs. FHA your options comparison in Coalinga, Fresno County, CA

In 2025, USDA loan limit in Coalinga, county of Fresno, CA is $405,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Coalinga, county of Fresno, CA

Loan Type Loan Limit Down payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Coalinga, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Red White & Blue Lending
  • 2522 Chambers Road, Suite 106, Tustin, CA, 92780
  • "Red White & Blue Lending is a mortgage broker company. It was founded in 2016 by Alex Zelada with 14 years’ experience in the home financing industry. Our products include: • Purchase and refinance options • Conforming and High Balance mortgages • FHA mortgage • VA mortgages • Jumbo mortgages"
  • Refinow Financial
  • 14742 Newport Ave, Suite 104, Tustin, CA, 92780
  • At RefiNow Financial, we help current and aspiring homeowners to achieve their financial aspirations. Our brokerage maintains close ties with the nation's most aggressive and renown lenders to ensure that we present the best options to our clients. We always offer up to date pricing information, and we make sure that you get the loan
  • Blue Stone Capital Corporation
  • 151 North Tustin Avenue, Suite A-4, Tustin, CA, 92780
  • Blue Stone Capital Corporation is based in Tustin, California. The company has net-branches in 30 states in the U.S. Its mission is to help borrowers find the best mortgages to suit their individual needs. We do this by providing information about all aspects of the mortgage process, including interest rates, monthly payments and closing costs
  • Rosiles Group
  • 131 North Tustin Avenue, Suite 101, Tustin, CA, 92780
  • Rosiles Group prides itselt in communication. We are here to answer any questions before during and after the close of you file. Technology has been a major focus for mortgage companies, but nothing can replace the role of the loan officer in your home buying and refinancing needs.
  • Skynet Financial Co.
  • 17482 Irvine Boulevard, Suite 232, Tustin, CA, 92780
  • Skynet Financial Co We take great pride in what we do. We have been serving the state of California for over 20 years and it’s our specialty to help anyone we can get the loan they deserve. and also providing a Fixed & ARMs, Home Equity Line of Credit Loans, FHA Loans, VA Loans, Stated Income and hard money
  • Trans United Financial Services Inc
  • 17341 Irvine Boulevard, Tustin, CA, 92780
  • TransUnited Financial’s Services loan officers have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is TransUnited Financial’s ultimate goal. We are mortgage brokers and experts in locating the best mortgage for your individual circumstances.
  • Legacy Realty & Funding
  • 17291 Irvine Boulevard, Suite 260, Tustin, CA, 92780
  • Legacy Realty & Funding is a Full service Real Estate and Mortgage Lending company, Our team of experts have over 25 years of experience in Selling homes, and helping buyers purchase their dream homes we tailor all purchases and loans to your specific needs and wants, As a mortgage lender we will fully qualify and approve you for a mortgage loan
  • Meridian Mortgage
  • 511 East 1st Street, Suite F, Tustin, CA, 92780
  • Meridian Mortgage provides a personal touch to home financing while offering some of the most competitive rates in the industry. We are here to help you make informed decisions so you can choose the best options for your finance needs. Offering conventional, FHA, VA, and USDA home loans.
  • American Realty Associates, Inc
  • 18062 Irvine Avenue, Suite 107, Tustin, CA, 92780
  • American Realty Associates have been working with real estate professionals for over 12 years. Our staff understands how important it is to communicate and follow up with realtors regarding their client’s mortgage services. Our automated prequalification and approval systems allow the real estate professional to prequalify the client.
  • United Finance, Inc
  • 17822 17th Street, Suite 110, Tustin, CA, 92780
  • United Finance Corporation we provide a strong cost saving capability for our clients. Your new home loan can become a very significant instrument in life. Anyone who decides to take the leap and get hold of their piece of the pie requires the best position possible for acquiring financing.