USDA Vs. FHA your options comparison in Coalinga, Fresno County, CA

For 2025, the USDA loan limit in Coalinga, within Fresno county, CA, reaches $405,000, whereas for a single-family home, the FHA limit is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool informs you about the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your specific financial needs in .

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2025 Loan Limits and Down Payment Requirements in Coalinga, Fresno County, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Coalinga, CA

The primary goal of Lendersa® is to promptly secure for you the finest USDA or FHA loan without hassle. Choose from three starting points that align you with matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Mortgage Finance
  • 8671 Wilshire Boulevard, Suite 714, Beverly Hills, CA, 90211
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our loan officers are the best in the business with many years of Mortgage experience and training.
  • Magna Capital Group
  • 8730 Wilshire Blvd, Suite 410, Beverly Hills, CA, 90211
  • Magna Capital Group, Inc is a full service real estate and financial services company. We provide specialized services to our clients in areas of financing, investments, acquisition, divestiture, foreclosures, and asset management. Through our global network of relationships, we identify and implement a wide range of financial transactions.
  • Bolour Associates
  • 8383 Wilshire Blvd Suite 920, Beverly Hills, CA, 90211
  • BOLOUR is a fully integrated real estate investment, development and finance firm that invests in value-add assets in emerging and transit-oriented neighborhoods. Property types include: urban infill land, retail, industrial, multi-family and mixed-use. The company currently lends in 17 states: CA, AZ, TX, OR, CO, ID, UT, WA, TN, NC, GA, PA, MA, DC
  • imoneyloan
  • 10000 Wilshire, Los Angeles, CA, 90028
  • We offer commercial hard money & bridge loan lending for multifamily, apartments and rental property. • Private commercial real estate lending services available nationwide. • We offer financing options for both residential and commercial properties. • Specializing in rental property financing to help investors expand their portfolios. • Our
  • ePlanet Mortgage LLC
  • 1800 Vine Street, Suite 344, Los Angeles, CA, 90028
  • ePlanet Mortgage is a full-service mortgage company based in Hollywood, CA. We specialize in assisting First time home buyers and offering specialty relocation loans in Hollywood. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these we can help you realize your dream of home.
  • KAM Financial & Realty, Inc.
  • 509 E Lexington Drive, Glendale, CA, 91206
  • My 40 years of Mortgage experience combined with fast and hassle-free processing lets me extend to my customers the kind of expertise and service they deserve. I can literally pre-qualify any potential borrower over the phone in five (5) minutes or less. This includes, if necessary, a pre-qualifier credit report and thorough property evaluatio
  • California Adventist Federal Credit Union
  • 1441 E. Chevy Chase Drive, Glendale, CA, 91206
  • California Adventist Federal Credit Union (CAFCU) was organized in 1952 as the first Seventh-day Adventist Credit Union in the country. Its charter allows us to serve Adventist Church members and the employees of any and all Adventist Church or Church Member owned business of all sizes and types.
  • Glendale Federal Credit Union
  • 500 E. Wilson Ave, Glendale, CA, 91206
  • Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members. Glendale FCU was founded on the credit union philosophy of “people helping people,
  • Nova Finance
  • 1288 North Verdugo Road, Suite A, Glendale, CA, 91206
  • Nova Finance is a full service real estate firm that specializes in all areas of real estate thanks to our incredible team of professionals. Nova Finance accomplishes everything from financing conventional loans, private money, niche and bridge loans to residential and commercial sales. Each member of our team specializes in specific markets.
  • Green World Financial Services
  • 1461 East Chevy Chase Drive, Suite 101, Glendale, CA, 91206
  • Green World Realty puts your needs and budget first to help you get the perfect house. With a background in finance and twelve years of owning his own brokerage, he knows the real estate process like the back of his hand. Plus, having been born and raised in Glendale, Haik understands the best of what the area