USDA VS FHA in Coalinga, Fresno County, CA

In 2025, USDA loan limit in Coalinga, county of Fresno, CA is $405,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Coalinga, county of Fresno, CA

Loan Type Loan Limit Down payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Coalinga, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 13304 Alondra Blvd, Cerritos, CA, 90703
  • POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department. In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
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  • 18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
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  • MAK Home Loans
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  • TheMortgageGalTMG
  • 18000 Studebaker Road, Cerritos, CA, 90703
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  • ABS Realty Group
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  • ABS Realty Group It's my pleasure to welcome you to my website, where you can use a variety of resources to learn about our community, find available properties, and learn more about the real estate process. I bring a high level of expertise to the table as an experienced professional. It’s exciting that you're here.
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  • 17316 Edwards Road, Suite 250, Cerritos, CA, 90703
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  • Equibox Mortgage, Inc.
  • 11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
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  • Express Home Loan Funding Corp
  • 17215 Studebaker Rd, Suite 330, Cerritos, CA, 90703
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  • 17785 Center Court Drive N, Suite 600, Cerritos, CA, 90703
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  • Dio Real Estate
  • 17777 Center Court Drive, Suite 600, Cerritos, CA, 90703
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