For 2026, the USDA loan limit in Coalinga, within Fresno county, CA, reaches $405,000, whereas for a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool informs you about the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your specific financial needs in .
2026 Loan Limits and Down Payment Requirements in Coalinga, Fresno County, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Coalinga, CA
The primary goal of Lendersa® is to promptly secure for you the finest USDA or FHA loan without hassle. Choose from three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government through the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
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