USDA VS FHA in Firebaugh, Fresno County, CA

During 2025, the USDA loan limit in Firebaugh, within Fresno, CA, has been established at $405,000. Meanwhile, the FHA limit applicable for a single-family home is set at $472,030.

The Lendersa® USDA loan calculator is an effective tool for comparing today's USDA and FHA rates to find the most advantageous option. It also helps in understanding the income, credit scores, reserves, and documentation required to qualify for these loans. By employing our advanced mortgage calculator, you can directly compare USDA, FHA, Conforming, and VA loans, facilitating an informed decision about the best program tailored to your financial situation in .

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Understanding the 2025 Loan Limits and Down Payment Needs in Firebaugh, Fresno, CA

Loan Type Loan Limit Down Payment Required
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Firebaugh, CA

Lendersa®'s mission is to quickly and easily secure the best USDA or FHA loans available for you, without unnecessary hassle. You have the option to choose among three starting points that align you with lenders and suitable USDA loan programs.

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Defining the USDA Loan in CA

The USDA home loan, commonly known as the USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. It is specifically available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment, making it particularly appealing to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803
  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.
  • Perna & Associates
  • 135 S. Main Street, Coopersburg, PA, 18036
  • The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state
  • Port of Hampton Roads ILA Federal Credit Union
  • 1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
  • The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
  • Northern Star Credit Union
  • 5100 George Washington Highway, Portsmouth, VA, 23702
  • We have been in business since before Tidewater was Hampton Roads and rebranded into #the757 of Coastal Virginia. We have survived recessions, depressions, and natural disasters and will continue to serve you in years to come. Northern Star CU is located in Portsmouth, Virginia. 5100 George Washington Highway, Portsmouth, VA 23702.
  • Elizabeth Building & Loan Association
  • 519 Washington Street, Portsmouth, VA, 23704
  • In 1912 the founding members formed a mutual association named Elizabeth Building & Loan. Collectively the members put in their own funding to provide resources for lending. EB&L offers an alternative lending opportunity for first time home owners, repeat borrowers and investors.
  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships
  • Avis Mortgage, Inc
  • 256 Papalaua, Lahaina, HI, 96761
  • Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.
  • First Hawaiian Mortgage
  • 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761
  • At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
  • Superior Credit Union
  • 100 Crosskeys Road, Collegeville, PA, 19426
  • Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members. We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
  • Assured Financial Services Corporation
  • 134 Second Avenue, Collegeville, PA, 19426
  • Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.