USDA VS FHA in Lockeford, San Joaquin County, CA

In 2025, the USDA loan limit in Lockeford, within San Joaquin county of CA, is $556,200, while the FHA limit for a single-family house is $656,650.

Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates available today, assessing the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting in determining the best financial program for you in Alabama.

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Loan limits and downpayment needs for 2025 in Lockeford, within San Joaquin, CA

Loan Type Loan Limit Down Payment
USDA $556,200 0%
FHA $656,650 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan packages in Lockeford, CA

Lendersa® is committed to swiftly securing the best USDA or FHA loan for you without unnecessary hassle. Choose one of three starting points to match with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in CA

The USDA home loan is backed by the U.S. Department of Agriculture, known as the USDA rural development loan or mortgage, available exclusively in rural neighborhoods. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hearthstone Funding, LLC
  • 113 Cherry Street, Suite 84054, Seattle, WA, 98104
  • Hearthstone Funding, LLC was created with the commitment to helping our Borrowers maintain their payments, obligations, and retain home ownership, if the latter is what they desire. Our strength is in providing financial solutions for the Homeowner, which creates a Win-Win environment for both the Borrower and for us.
  • Lenders Portal Direct
  • 801 Second Ave, Seattle, WA, 98104
  • Lenders Portal Direct was started with the simple goal of assisting both residential and commercial property owners in navigating the complex world of ownership in the modern market. Utilizing our vast network of relationships in the real estate community we cultivate a competitive market that strives for your business.
  • Assets America, Inc.
  • 800 5th Ave, Suite 101, Seattle, WA, 98104
  • Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.
  • Seattle’s Mortgage Broker
  • 506 2nd Ave, Suite 1400, Seattle, WA, 98104
  • At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.
  • Assurance IQ, LLC
  • 920 5th Avenue, Suite 3600, Seattle, WA, 98104
  • Our mission is to protect and improve the personal and financial health of all consumers. We meet consumers wherever they are in life with custom tailored solutions just for them. We empower them to take actions that improve their life and protect the things they care about. We provide a unique experience for every consumer.
  • Empire Financial Services, LLC
  • 14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
  • Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side. We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless
  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
  • Procura Mortgage Company
  • 3181 156th Ave SE, Suite B, Bellevue, WA, 98007
  • Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
  • Evergreen Northwest Lending Company
  • 15015 Main Street, Suite 205A, Bellevue, WA, 98007
  • We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
  • Avenue One Capital Inc
  • 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007
  • Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK