USDA VS FHA in Lockeford, San Joaquin County, CA

In 2025, the USDA loan limit in Lockeford, within San Joaquin county of CA, is $556,200, while the FHA limit for a single-family house is $656,650.

Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates available today, assessing the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting in determining the best financial program for you in Alabama.

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Loan limits and downpayment needs for 2025 in Lockeford, within San Joaquin, CA

Loan Type Loan Limit Down Payment
USDA $556,200 0%
FHA $656,650 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan packages in Lockeford, CA

Lendersa® is committed to swiftly securing the best USDA or FHA loan for you without unnecessary hassle. Choose one of three starting points to match with lenders offering USDA loan programs.

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Defining a USDA Loan in CA

The USDA home loan is backed by the U.S. Department of Agriculture, known as the USDA rural development loan or mortgage, available exclusively in rural neighborhoods. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.
  • Summit Funding Solutions
  • 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
  • Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
  • The Milford Bank
  • 33 Broad Street, Milford, CT, 06460
  • The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
  • Shea & Sanders Real Estate
  • 222 Main Street East, East Setauket, NY, 11733
  • Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.
  • Clear Sky Lending, INC.
  • 99353 Overseas Highway, Suite 12, Key Largo, FL, 33037
  • Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • ROK Financial
  • 3500 Sunrise Hwy, Bldg 100, Suite 201, Great River, NY, 11739
  • ROK Financial is committed to establishing ROK solid relationships with our clients, lenders, and partners. By providing the best financing solutions available to business owners while creating a positive association with business financing. Through our streamlined process, revolutionary technology and educated team of experts.
  • ORLEX CREDIT UNION
  • 5043 US Route 5, Newport, VT, 05855
  • ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Northeast Schools and Hospital Credit Union
  • 189 East Main Street, Suite C, Newport, VT, 05855
  • Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
  • Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
  • Silver Lining Funding
  • 154-2 Remington Blvd, Ronkonkoma, NY, 11779
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.