FHA Vs. USDA loan program for Lockeford, San Joaquin County, California

In 2025, USDA loan limit in Lockeford, county of San Joaquin, CA is $556,200 while FHA limit is $656,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lockeford, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(720) 201-7261 866 miles Lender's profile and map Reviews Forward Mortgage Group 225 Union Blvd, Suite 350, Lakewood, CO, 80228 The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
(303) 670-2751 866 miles Lender's profile and map Reviews Max Mortgage, LLC 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228 Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
(720) 244-4984 866 miles Lender's profile and map Reviews Express Lane Mortgage: Tom Veitch 225 Union Blvd, Suite 350, Lakewood, CO, 80228 At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible. From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
(720) 370-9090 866 miles Lender's profile and map Reviews Cognitive Options Group 12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228 Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.
(303) 940-3456 866 miles Lender's profile and map Reviews Colorado Capital Group LLC 12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228 Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
(720) 638-2387 866 miles Lender's profile and map Reviews Innovative Mortgage Group 274 Union Blvd Suite, Suite 410, Lakewood, CO, 80228 At Innovative Mortgage Group our goal is not only to provide you with the best interest rates available, but we strive to make sure your experience here is one you’ll brag to your friends about. We specialize in conventional, VA, FHA and jumbo loans. Whether you're buying or refinancing, we have the perfect lenders for every residential loan.
(575) 758-6700 866 miles Lender's profile and map Reviews Centinel Bank of Taos 512 Paseo Del Pueblo Sur, Taos, NM, 87571 At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
(575) 758-5566 866 miles Lender's profile and map Reviews Dimond Mortgage 705A Paseo del Pueblo Sur, Taos, NM, 87571 We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.
(303) 500-7088 866 miles Lender's profile and map Reviews Investors Choice Capital Group 357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027 Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties. ICF’s management team has been involved in the real estate investment
(303) 444-5251 866 miles Lender's profile and map Reviews Colorado Mortgage Group 357 S. McCaslin Blvd, Suite 200, Louisville, CO, 80027 Colorado mortgage company. Our expert advice is based on your needs and your situation. We pre-underwrite your file before submission to take surprises out of the process well before closing. Our approvals stick and we have a track-record of smooth, on-time closings. We know buying or refinancing a home means a lot to you.