In 2026, the USDA loan limit in Lockeford, within San Joaquin county of CA, is $556,200, while the FHA limit for a single-family house is $656,650.
Utilize the Lendersa® USDA loan calculator to compare the premier USDA and FHA rates available today, assessing the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting in determining the best financial program for you in Alabama.
Loan limits and downpayment needs for 2026 in Lockeford, within San Joaquin, CA
Loan Type
Loan Limit
Down Payment
USDA
$556,200
0%
FHA
$656,650
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan packages in Lockeford, CA
Lendersa® is committed to swiftly securing the best USDA or FHA loan for you without unnecessary hassle. Choose one of three starting points to match with lenders offering USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, known as the USDA rural development loan or mortgage, available exclusively in rural neighborhoods. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment.
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