In 2026, the USDA loan limit for Newport-Beach in Orange county, CA, is $657,900. For a single-family home, the FHA limit is $822,375.
Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, identifying necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side-by-side, helping you pick the best suited program for your financial needs in .
2026 Loan Limits and Downpatrick Requirements in Newport-Beach, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Newport-Beach, CA
Lendersa® is committed to finding the best USDA or FHA loans for you swiftly and effortlessly. Choose from three entry points to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely available in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
5350 N Academy Blvd Ste 205, Colorado Springs, CO, 80918
Strong Tower Mortgage helps Colorado homebuyers and homeowners get the right loan with clear guidance, fast communication, and competitive options. Whether you’re buying, refinancing, or exploring VA, FHA, conventional, or jumbo programs, we build a simple plan and stay on it from application to closing—so you can move forward with confidence, toda
5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
2735 Dublin Boulevard, Colorado Springs, CO, 80918
Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
5525 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
If you're in Colorado and you're looking for some guidance getting a loan for your home, Nina Saldivar would love to help you! Whether you're looking for purchase or refinance, Nina have been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
