USDA Vs. FHA your options comparison in Newport-Beach, Orange County, CA
In 2026, the USDA loan limit for Newport-Beach in Orange county, CA, is $657,900. For a single-family home, the FHA limit is $822,375.
Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, identifying necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side-by-side, helping you pick the best suited program for your financial needs in .
2026 Loan Limits and Downpatrick Requirements in Newport-Beach, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Newport-Beach, CA
Lendersa® is committed to finding the best USDA or FHA loans for you swiftly and effortlessly. Choose from three entry points to connect with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is solely available in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Mario Loans Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
Lends in California
"At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first. Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."
Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
2852 East Coast Highway, Corona Del Mar, CA, 92625
Lends in California
CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.
4590 MacArthur Blvd STE 500, Newport Beach, CA, 92660
Lends in California
SLB Capital Group is singularly focused on executing real property sale leasebacks that include thoughtfully structured repurchase options, no conflicts of interest or cross-sell. Our innovative liquidity solutions strengthen your core offerings, enhance funding certainty, increase client lifetime value, and unlock new revenue streams. Repurchase o
Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
Lends in California
We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
Lends in California
PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
